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Assisted Living Communities in Cape Coral, Florida

Explore listings in Cape Coral, Florida including 1246 authentic reviews covering 84 of Cape Coral facilities, and find details such as base pricing, room types and...

Directory of Assisted Living in Cape Coral, FL

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Reviews of Communities Nearby

Assisted Living

Jan.0

I visited this facility

Review of Brookdale Cape Coral

Brookdale Cape Coral was very nice and very clean. The staff was very nice. We had lunch there. We took a tour and that's when we realized that my husband was not up for assisted living, that it...

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Assisted Living

Jan.0

I visited this facility

Review of The Gallery at Cape Coral

The Gallery at Cape Coral was very nice and very updated. The staff was very, very nice. Tami brought a meal over to my house a couple of days later. She's been very helpful as far as telling me...

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Assisted Living

Marsh

I visited this facility

Review of Love Assisted Living Facility II

The rooms are thoroughly cleaned and the Facility smells amazingly fresh and clean, every time I visit! The staff is always so warm and welcoming and the food is always home cooked. I love the...

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The Cost of Assisted Living in Nearby Cities

According to the 2024 Genworth Cost of Care Survey, assisted living residents in Cape Coral see monthly expenses of around $5,675. This rate runs high compared to regional norms, with seniors paying around $1,100 less for residential care in Sebring and over $1,950 less on care in Punta Gorda. Similarly, the local rate surpasses Florida’s median of $4,750 and the U.S. baseline of $5,350.

Cape Coral

$5,675

Florida

$4,750

United States

$5,350

Naples

$5,068

Punta Gorda

$3,724

North Port

$4,965

Sebring

$4,595

How to Pay for Assisted Living in Cape Coral

Assisted living communities in Cape Coral often accept payment from various sources, including Medicaid, veterans’ benefits and personal assets. By incorporating a mix of strategies to pay for assisted living, prospective residents and their families can ensure financial stability and access to long-term care without relying on one single funding source.

  • Medicaid: The Statewide Medicaid Managed Care Long-Term Care Program pays for assisted living services in qualified facilities for seniors who meet financial and functional criteria. This program doesn’t cover housing costs, but it funds services such as personal care, meal preparation, transportation and housekeeping.
  • Medicare: While Medicare’s coverage doesn’t include nonmedical services, which account for most assisted living services, seniors can use this federal health insurance program to pay for durable medical equipment, rehabilitative therapies and skilled nursing.
  • VA Benefits: Veterans who meet eligibility criteria receive an increased monthly pension through the Aid and Attendance benefit, which they use at their discretion for living and long-term care expenses. In addition, the Geriatrics and Extended Care program provides direct coverage for assisted living services.
  • Private payments: All assisted living communities accept private payments for housing, personal care services, recreational activities and meal plans. Common sources for this payment option include monthly income, retirement savings accounts, long-term care insurance and annuities.

Financial Assistance for Assisted Living in Cape Coral

In regards to public financing options, the state of Florida covers services in ALFs with either standard or specialty licenses under a statewide 1915(b)(c) MLTC program. Waiver participants must be offered a private room, private apartment or unit that is shared only by consent to be eligible for such options.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Florida page.

Inflation's Impact on the Cost of Assisted Living in Cape Coral, FL

The cost of assisted living in Cape Coral has been impacted by inflation, with prices rising by almost 10%. The 2022 average of $4,373 rose to $4,791 in 2023, with costs expected to reach $5,160 by 2024. Seniors in Cape Coral pay more than the Florida average of $4,067 and the U.S. average of $4,459. Nearby cities also experienced increases of 10% in their assisted living costs. Sebring has the lowest costs at $2,858 per month. Naples and Fort Myers are closer to Cape Coral’s costs at $4,111 and $4,224 respectively.

Location2022 Cost (Historical)2023 Cost (Current)2024 Cost (Estimated)
Cape Coral$4,373$4,791$5,160
U.S. Average$4,070$4,459$4,802
Florida$3,727$4,067$4,438
Fort Myers$3,856$4,224$4,549
Naples$3,752$4,111$4,427
Sebring$2,609$2,858$3,078

The Cost of Other Types of Senior Care

Compared to other long-term care solutions in Cape Coral, assisted living features moderate rates of approximately $5,675. This fares comparably to the cost of in-home care, which comes in near $5,720. However, it indicates a considerable increase over adult day health care fees of close to $867. Even so, assisted living costs less than home health care and nursing home care, which trend near $6,292 and $10,053, respectively.

In-Home Care

$5,720

Home Health Care

$6,292

Adult Day Health Care

$867

Assisted Living Facility

$5,675

Nursing Home Facility (semi-private room)

$10,053

Free and Low-Cost Resources for Seniors in Cape Coral,FL

There are many resources in Cape Coral,FL that assist seniors in their retirement. Caring.com has compiled information on local organizations, programs and agencies and categorized them into care types for easy reference.

For information about statewide resources and those in nearby cities, go to Caring's Florida state page.

Program NamePhone NumberDescription
Area Agency on Aging for Southwest Florida, Inc.866-413-5337The regional Area Agency on Aging connects seniors with local resources such as home-delivered and congregate meals, personal care services and civil legal representation. It also houses the long-term care ombudsman program, which advocates for older adults who live in assisted living facilities and helps them resolve issues such as interpersonal conflicts and billing problems.
Hope PACE - Cape Coral239-985-6400Hope PACE serves seniors dually eligible for Medicare and Medicaid through comprehensive services, including skilled nursing, rehabilitative therapies, home-delivered meals and nonemergency medical transportation services. It hosts regular activities for older adults, including gardening, table games, trivia challenges and daily exercise.
Lake Kennedy Center239-574-0575Located in Lake Kennedy Community Park, this center hosts activities for those 50 and over, including health and fitness classes, craft workshops and Lunch and Learn sessions. It organizes day trips and educational classes to support lifelong learning, and it provides transit services through the Cape Coral Mini-Bus Service.
Lehigh Acres Senior Citizens Center239-369-5355This senior center, sitting in nearby Lehigh Acres, maintains a dynamic activities calendar with events such as field trips, scrapbooking classes, karaoke and My Plate Family Meals. It houses the Golden Shell Thrift Shop, where older adults can buy gently used home décor, furniture and clothing.
Senior Friendship Centers of Lee County941-955-2122The Friendship Center for Lee County hosts social and recreational activities for seniors, promoting an engaged lifestyle through volunteer opportunities, congregate meals and games. The center addresses loneliness in seniors through friendly visitor and caller programs, and it provides respite services for family caregivers.
Alzheimer's Association800-272-3900The Florida Gulf Coast chapter of the Alzheimer’s Association supports seniors and families affected by dementia through case management, long-term care counseling and referrals for community programs. This organization hosts events throughout the year, including fundraisers and early-stage engagement programs.
City of Cape Coral Volunteer Opportunities239-574-0401The city offers seniors a variety of volunteer opportunities, helping them stay active and meet new people. Activities include administrative and clerical work, assisting with park clean-up days, teaching classes in local senior centers and collecting canal water samples.
LeeTran Discounted Fare239-5233-8726LeeTran provides discounted fares to seniors aged 65 and over, enabling them to ride on fixed-route buses for an affordable rate. To receive their discount, seniors must show the driver their TropiCard, which they receive by visiting the Transportation Center on weekdays between 8 a.m. and 5 p.m.
Fort Myers Vet Center239-652-1861The Fort Myers Vet Center, located about 10 miles outside of Cape Coral, offers mental health services for older veterans experiencing conditions such as depression. Its experienced officers provide information and referrals for community-based resources for veterans, including transportation and financial assistance programs.
Social Security Administration800-772-1213 TTY 800-325-0778 At the local Social Security office, seniors get in-person assistance with preparing applications for Supplemental Security Income and survivor, disability and retirement benefits. They can also sign up for Medicare and get information on supplement and prescription drug plans.

What to Consider About Assisted Living in Cape Coral

The Bureau of Health Facility Regulation is the office of the Agency of Health Care Administration which oversees the licensing of assisted living facilities in Cape Coral and throughout the state of Florida. This office issues licenses and undertakes regular site visits to ensure that facilities are complying with state rules and regulations. 

Benefits and Drawbacks of Assisted Living in Cape Coral

  • Overall, living expenses in Cape Coral outpace the national norm by a little less than 3%. However, assisted living residents expect to spend around 14% below the national average on food and almost 24% less on health care, making the city financially viable for those on fixed incomes.
  • Cape Coral has a warm climate that brings hot summers, mild winters and humid conditions year-round. The average daytime temperature in August reaches 91 degrees Fahrenheit, and it may climb as high as 100 degrees Fahrenheit. However, winters are comfortable, with daily average highs around 74 degrees Fahrenheit. Assisted living communities often have amenities such as swimming pools and unit-controlled thermostats to keep residents comfortable.
  • Cape Coral ranks in the top half of U.S. communities for safety, appealing to seniors seeking a safe environment for assisted living. Annually, the city reports fewer than one violent crime and nine property-related offenses per 1,000 people.
  • Cape Coral has three highly rated hospitals, including Gulf Coast Medical CenterCape Coral Hospital and Lee Memorial Hospital. Assisted living residents receive a range of services at these facilities, from inpatient and outpatient rehabilitative services to health screenings and prevention services.
  • Florida ranks among the most retiree-friendly states in the nation. It has no income tax and sales tax exemptions for medications and food, which promotes financial favorability for assisted living residents.

Assisted Living Laws and Regulations in Cape Coral

Cape Coral Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living facilities in Florida are required to follow. Visit our Assisted Living in Florida page for more information about these laws.

Assisted Living Services and Amenities in Cape Coral

Assisted living facilities throughout the Cape Coral region create value and promote a high quality of life for residents through a variety of convenient services and amenities. When comparing local long-term care options, residents typically seek out facilities with engaging activities programming, indoor and outdoor common areas and flexible dining programs. Some of the most in-demand services and amenities include:

  • Multiple Dining Venues: Some assisted living communities feature bistros, cafes and main dining rooms to accommodate a variety of mealtime preferences.
  • Recreational Activities: Regularly scheduled fitness classes, book clubs, social hours and table games encourage an active lifestyle.
  • Unit-Controlled Thermostats: Residents often control the temperature in their suites and apartments, letting them customize their environment to their comfort.
  • Swimming Pools: Many assisted living communities have pools to combat Cape Coral’s warm temperatures and promote active living. According to the proprietary Caring.com database, nearly two dozen assisted living facilities in and around Cape Coral have this amenity.
  • Medication Management: Medication reminders, storage service and assistance with self-administered medications help residents comply with their doctors' orders.

Working with a professional helps prospective residents and families compare residential care options and find communities with specific amenities. Contact a Caring.com Family Advisor for personalized help with choosing the best assisted living option in Cape Coral.

Frequently Asked Questions about Assisted Living in Cape Coral

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Other Options in Cape Coral, FL

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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