Oswego is a peaceful village in the state of Illinois, located about an hour away from Chicago. It has a population of 36,252, and about 9.6% of residents are aged 65 and older. Excellent medical facilities are available in the nearby town of Aurora. Rush-Copley Medical Center is rated as high-performing in three specialties by USN rankings. A Rush Convenient Care facility is available in Oswego for everyday medical care.
Nursing home care offers skilled nursing services for seniors who require full-time medical supervision and assistance. This level of care is best suited to seniors with chronic illness and those who are extremely frail. Nursing home care is generally the most expensive care option, and according to the Genworth Cost of Care Survey 2020, the average monthly cost of nursing home care in Oswego is $8,076, which is higher than the national average of $7,756. Seniors who don’t require this level of care may want to look at alternative options such as home care and assisted living.
This guide looks at the costs of nursing home care and alternative options and lists a few helpful resources.
Note:Data for Oswego was unavailable, so data for the nearest city, Chicago, was used instead.
"South Elgin Health Center was probably the cheapest one we've seen, but it was very small and quite old, but they seem to be taking care of the facility. We had kind of a positive feeling about it in spite of the fact that it was pretty old. The one ..."
"My mother is at Providence Healthcare and Rehabilitation. It's a really good facility. Had I known about it before going to the other place, I would have put her in there if they had space available for her. They're trying to get my mom to walk again..."
"I want to say thank you to all the staff that has been taking care of my mother Inlaw at the grove of St Charles They have been nothing but kind, patient, and understanding. She just started doing activities and she’s been happy to tell us all the pr..."
"My mother is at Citadel Care Center of Elgin but I can't tell you about the inside because we're not allowed in. She is very happy, and everything is going fine, and they've been attentive to our needs. My mother is very happy and that is the main th..."
"My dad is currently in the skilled nursing building of Lexington Health Care Center of Lombard. It's across the parking lot of the independent and assisted living community. He's been there a while, and he has received very good care. I think they're..."
"This is known as "the county home" to many locals, and it provides exceptionally well regarded care in DuPage County. Employees are government employees who benefit from union and related benefits. The facility is situated adjacent to other governm..."
"I visited the River Crossing of Elgin and it looked nice. I heard bad things about it when it was under a different name, but this being that it was different people, I thought I'll go into it. It looked nice and clean. It looked like there were quit..."
"My mother is currently living in Westmont Nursing and Rehab and I have had an extremely positive experience. My mother is very happy and gets great care. The nurses are very attentive and always inform me whenever there are any changes with my moth..."
"I went to Claremont, and it's great. It looked like a hotel. They're very good as far as therapy. The nurses and staff on every floor were great. They would come and help you. They took care of you. They couldn't do enough for me. The food was very g..."
" I was very pleased with the care and concern they had for my loved one. Admissions and medical staff was very easy to work with.
You made her time precious here and in a safe and secure environment..
Thank you. ..."
"Two Times I've Stayed At West Court. The Gym (Rehab) And It's Staff Quickly Worked Me Out Of My Post-Operate Weakness. Two Times I've Stayed At West Court. The Gym (Rehab) And It's Staff Quickly Worked Me Out Of My Post-Operate Weakness. The Nurses A..."
"In general, Manorcare of Westmont was good but I had some serious concerns about their level of skill with catheters. I learned a lot just going around the internet and asking around about the proper catheter care, cleanliness, and best practices, an..."
"I have an older brother who is being cared for at this facility (Wheaton Care Center) . Although not the newest
facility, it shows it age very well in the neighborhood surrounding it. I found the facility to be Very Clean and even smelling good the d..."
"My sister is a current resident. All I can say is that the staff has been wonderful. Things are never going to be perfect, but they are trying to help my sister. The staff is caring and attentive. When I visit, even on a weekend, all of the resid..."
1308 Game Farm Road Yorkville, Yorkville, IL 60560
2.0
(2 reviews)
"Hillside didn't want to take my husband because he was agitated. However, he did stay there for one day. It was short-term. I didn't like it though. My husband wasn't happy either. He wanted to go outside and look for me. When I came back to pick him..."
"I was at Bella Terra Streamwood (Formerly Lexington of Streamwood) for rehab. There was nothing much to do, but they had good therapy there, and the staff was good. I was there for 6 weeks, and I had a private room, which was just basically one big r..."
"This facility is located in a moderately safe suburban residential neighbor though it sits on a busy street. There are sidewalk paved areas that are moderately to well maintained, depending on how far into the residential area one walks. There is m..."
"The place was filthy! Residents just sitting around doing nothing. Was in the elevator with a resident that looked and smelled like he just came in off the street.Called to speak to the Director several times, she was never there or always busy. Do..."
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The Cost of Nursing Home Care in Nearby Cities
It may be of interest to families to look at the costs of nursing home care in nearby cities using the monthly average of a semiprivate room as a comparison point. The average cost in Oswego is higher than the national average of $7,756 and higher than the Illinois state average of $6,235.
The average monthly cost of nursing home care in the neighboring cities of Carbondale ($5,232), Springfield ($6,996), Danville ($6,874) and Rockford ($5,825) is significantly lower than the cost of care in Oswego.
Oswego
$8,076
Illinois
$6,235
The United States
$7,756
Carbondale
$5,232
Springfield
$6,996
Danville
$6,874
Rockford
$5,825
Nursing Home Costs in Oswego, Illinois
The average monthly cost of nursing home care in Oswego is $8,076 for a semiprivate room and $8,532 for a private room.
Financial Assistance for Nursing Home Care in Oswego, Illinois
Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.
Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.
Families who have not decided on a level of care for their loved ones may be interested in the costs of alternative care options in Oswego. At the lower end of the cost scale, adult day care has an average monthly cost of $1,614, while assisted living averages $4,950. The average monthly cost for home care and home health care services are $4,957 and $5,053, respectively. At the upper end of the scale, the average monthly cost for nursing home care is $8,076 for a semiprivate room and $8,532 for a private room.
Adult day health care
$1,614
Assisted living
$4,950
Home care
$4,957
Home health care
$5,053
Nursing home (semiprivate room)
$8,076
Nursing hare (private room)
$8,532
Free Resources for Seniors in Oswego, Illinois
Seniors living in Oswego may find the following resources to be of use if they’re looking for ways to continue living in their own homes. One resource looks at assistance in finding financial help for those who have decided to make the move to long-term nursing care.
SHIP is a free health insurance counseling service that aims to assist seniors and their caregivers. The counselors provide in-depth and objective information to ensure that seniors are getting the best health insurance for their particular circumstances. A SHIP counselor can help seniors determine which long-term care financial aid benefits they are entitled to and which facilities accept these benefits.
Meals on Wheels delivers meals to homebound seniors aged 60 and over who are unable to prepare a meal on their own. Volunteers deliver a hot meal around noon each day from Monday to Friday. These volunteers provide a social check service and can notify the relevant authorities if anything seems amiss. There’s a small fee for each meal, but financial aid is available.
The program matches volunteer drivers and seniors in need of transport. The volunteers drive seniors who are no longer able to drive or don’t have access to a vehicle. Transport can be arranged to medical appointments, nutrition sites, senior activity centers and grocery stores. There’s no charge for the ride, but trips must be booked in advance to ensure that a driver is available.
Reviews of Communities Nearby
Nursing Homes
PJH1
1.0
I am a friend or relative of a current/past resident
Review of Symphony at the Tillers
What we wished we had known before choosing the Symphony at Tiller's:
1. They will not allow the resident to walk because they told us they are short staffed and they are! My husband was forced...
My short stay at Tillers of Oswego was a nightmare. After 5 miserable days there, I requested to be discharged and entered another facility. The intercom system was being updated. Patients were...
I am a friend or relative of a current/past resident
Review of Symphony at the Tillers
Ever since the Saxon family sold Tillers to the Symphony corporation it has steadily gone down hill. Oh, the outsides look pretty. The did a lot of renovation. There are now TVs on the walls...