Oswego is a peaceful village in the state of Illinois, located about an hour away from Chicago. It has a population of 36,252, and about 9.6% of residents are aged 65 and older. Excellent medical facilities are available in the nearby town of Aurora. Rush-Copley Medical Center is rated as high-performing in three specialties by USN rankings. A Rush Convenient Care facility is available in Oswego for everyday medical care.
Nursing home care offers skilled nursing services for seniors who require full-time medical supervision and assistance. This level of care is best suited to seniors with chronic illness and those who are extremely frail. Nursing home care is generally the most expensive care option, and according to the Genworth Cost of Care Survey 2020, the average monthly cost of nursing home care in Oswego is $8,076, which is higher than the national average of $7,756. Seniors who don’t require this level of care may want to look at alternative options such as home care and assisted living.
This guide looks at the costs of nursing home care and alternative options and lists a few helpful resources.
Note:Data for Oswego was unavailable, so data for the nearest city, Chicago, was used instead.
"My husband has been in River Crossing of Joliet. He is living there mostly for dementia. They take care of them. They notify me all the time with any problems. The staff is very friendly. He has a great roommate. They treat him nice. I would recommen..."
"This facility located in the surburban part of Illinois was very impressive in appearence., The staff was very personal and friendly with myself, and provided me with all the information I needed at the time of my visit. The residents are allowwd to ..."
"Rooms were very nice, I believe at certain times they were understaffed, but at other times they had plenty of people stopping in my room asking if I needed fresh water or something else. I was totally stressed out about being there and probably w..."
"This is Rehab Facility has been all that I was told it would be, the staff is very nice and caring especially Michelle B. she is very knowledgeable and well informed on what the doctor is doing along with my treatment plan and care. I have been at ot..."
"i was looking for a place for my dad to come because he needed a locations for occupational therapy. My dad was having issues with his legs so he needed to find a location that would be able to help him and get to the point where he could get his str..."
"My mother is in ProMedica Skilled Nursing and Rehabilitation (Elk Grove Village). It's been a great experience. They're very courteous, very concerned, and attentive. When we get there, they introduce themselves and they let us know who the staff mem..."
"My sister lives in Winfield Woods, and has been well cared for by an efficient and loving staff, for many years now. I know that I am able to contact them no matter what time of day, and learn what my sister's health and social status is. There ar..."
"My husband is at The Parc at Joliet. They are in the middle of renovating, and I believe it was an old school, and they have modernized it and they're upgrading a lot of the areas. The insides are getting remodeled and they're watching the patients s..."
"Lakewood Nrsg and Rehab Center was excellent. They have good staffing. They kept my mom clean and they kept her fed as much as they could. The atmosphere was very good. Its location was in good spot too. It was 25 minutes from where I lived. My mom s..."
"I spent 2 weeks here for rehab. Every nurse, aid and other staff member worked hard to take care of every patient- and were nothing but professional and kind, no matter how difficult and challenging some patients were, or when they were understaffed...."
"The care here is excellent. Have had more than one stay this year after surgeries to my leg.
The staff is great and caring.
Therapists are good at what they do and the reason I'm walking though with a walker.
Food is pretty good to.
Rooms are co..."
"Symphony was very nice, but my aunt stayed there for less than 24 hours before she passed away. The staff was very friendly, kind, and caring. They communicated with us very well.
..."
"Bria has skilled nursing, and they were really wonderful to deal with; the admission staff in particular was great. It was very well-maintained. They have physical therapy, which for me is a requirement for my husband since he is disabled and he has ..."
"My mom is still in rehabilitation. She is at Lemont Center. It's a great facility. From what I can tell, the people that work there are fantastic. I haven't been able to visit it, so I have no idea but we're happy with it so far. I don't know the des..."
"Excellent, caring staff. Great physical and occupational therapists. Clean and inviting facility where patients are treated with great dignity. I highly recommend this facility.
..."
"This facility located in the southwest suburban part of Illinois.The grounds are very well-kept. The colors in the building are very warm and inviting.This facility has a state-of-art thearpy room,and the halls of the floor are covered with beautiful..."
"I selected Bella Terra because it's a nursing home. My mom needs so much care, so we decided that an assisted living would not be good for her.
They've been absolutely great. I have not tried the food, but my mom is very picky and she says that t..."
"My mom is in Alden Poplar Creek. She is cared for very well. She has gained 1.5 pounds, she is doing well, and she is very happy. I have had in-person and Facetime visits. The staff is very attentive, very accommodating, and very professional. They'r..."
"Here are the staff that make this place run smoothly, efficiently and with heart: Colleen. Barbara, Rochelle, Tina, Manny, Charles, Faith and Trudy. Consider yourself blessed if one of them has their attention on you. The place would be nothing wi..."
"South Elgin Health Center was probably the cheapest one we've seen, but it was very small and quite old, but they seem to be taking care of the facility. We had kind of a positive feeling about it in spite of the fact that it was pretty old. The one ..."
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The Cost of Nursing Home Care in Nearby Cities
It may be of interest to families to look at the costs of nursing home care in nearby cities using the monthly average of a semiprivate room as a comparison point. The average cost in Oswego is higher than the national average of $7,756 and higher than the Illinois state average of $6,235.
The average monthly cost of nursing home care in the neighboring cities of Carbondale ($5,232), Springfield ($6,996), Danville ($6,874) and Rockford ($5,825) is significantly lower than the cost of care in Oswego.
Oswego
$8,076
Illinois
$6,235
The United States
$7,756
Carbondale
$5,232
Springfield
$6,996
Danville
$6,874
Rockford
$5,825
Nursing Home Costs in Oswego, Illinois
The average monthly cost of nursing home care in Oswego is $8,076 for a semiprivate room and $8,532 for a private room.
Financial Assistance for Nursing Home Care in Oswego, Illinois
Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.
Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.
Families who have not decided on a level of care for their loved ones may be interested in the costs of alternative care options in Oswego. At the lower end of the cost scale, adult day care has an average monthly cost of $1,614, while assisted living averages $4,950. The average monthly cost for home care and home health care services are $4,957 and $5,053, respectively. At the upper end of the scale, the average monthly cost for nursing home care is $8,076 for a semiprivate room and $8,532 for a private room.
Adult day health care
$1,614
Assisted living
$4,950
Home care
$4,957
Home health care
$5,053
Nursing home (semiprivate room)
$8,076
Nursing hare (private room)
$8,532
Free Resources for Seniors in Oswego, Illinois
Seniors living in Oswego may find the following resources to be of use if they’re looking for ways to continue living in their own homes. One resource looks at assistance in finding financial help for those who have decided to make the move to long-term nursing care.
SHIP is a free health insurance counseling service that aims to assist seniors and their caregivers. The counselors provide in-depth and objective information to ensure that seniors are getting the best health insurance for their particular circumstances. A SHIP counselor can help seniors determine which long-term care financial aid benefits they are entitled to and which facilities accept these benefits.
Meals on Wheels delivers meals to homebound seniors aged 60 and over who are unable to prepare a meal on their own. Volunteers deliver a hot meal around noon each day from Monday to Friday. These volunteers provide a social check service and can notify the relevant authorities if anything seems amiss. There’s a small fee for each meal, but financial aid is available.
The program matches volunteer drivers and seniors in need of transport. The volunteers drive seniors who are no longer able to drive or don’t have access to a vehicle. Transport can be arranged to medical appointments, nutrition sites, senior activity centers and grocery stores. There’s no charge for the ride, but trips must be booked in advance to ensure that a driver is available.
Reviews of Communities Nearby
Nursing Homes
PJH1
1.0
I am a friend or relative of a current/past resident
Review of Symphony at the Tillers
What we wished we had known before choosing the Symphony at Tiller's:
1. They will not allow the resident to walk because they told us they are short staffed and they are! My husband was forced...
My short stay at Tillers of Oswego was a nightmare. After 5 miserable days there, I requested to be discharged and entered another facility. The intercom system was being updated. Patients were...
I am a friend or relative of a current/past resident
Review of Symphony at the Tillers
Ever since the Saxon family sold Tillers to the Symphony corporation it has steadily gone down hill. Oh, the outsides look pretty. The did a lot of renovation. There are now TVs on the walls...