Memory Care Communities in Allen, Texas

Seniors in Allen pay about $5,244 per month for memory care, which is costlier than the Texas median of $4,998 but well below the national norm of $5,625. In Killeen, rates trend slightly higher at $5,271, but in Tyler, rates run lower at $4,829. Similarly, seniors find comparatively economical care in Sherman and Waco, where respective monthly fees come in at $4,375 and $3,500.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Memory care facilities in Allen charge a median monthly rate of $5,244 for services.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

 

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

 

For more information about different ways to finance memory care, visit our Memory Care in Texas page.

Memory care rates run high in Allen compared to most senior care options, with residents paying about $5,244 monthly for services. Nursing home care, which includes intensive skilled nursing services in a hospital-like residential setting, costs more at $5,627, but other options tend to be more affordable. For example, agencies that provide private care in clients’ homes charge around $4,862 for nonmedical in-home care, including services such as light meal preparation and assistance with personal grooming, as well as home health care, which includes some skilled nursing services. Seniors who don’t have memory-related conditions pay $4,195 for standard assisted living, which features housing and personal care, and those who attend nonresidential adult day health care communities pay $1,517 for personal care and medical support.

In Allen, memory care communities obtain licensing as Type B assisted living facilities through Texas Health and Human Services. This department enforces a comprehensive set of rules for the scope of services facilities provide, and it requires memory care communities to disclose their dementia services and care philosophies. The department also publishes information on ways to pay for long-term care.

 

• Collin County, where Allen resides, is part of the Dementia Friendly North Central/East Texas initiative. This initiative gives local seniors and families access to free training programs related to communication, understanding what it’s like to live with memory loss and managing stress. It also provides information on virtual and in-person support groups throughout the region.

 

• Out of 244 ranked communities, Allen’s Collin County ranks top in the state for general health and in the 75-100th percentile for factors and outcomes related to health. Only 11% of adults report that they’re in fair or poor health versus 16% statewide, and the average life expectancy surpasses state and national norms at 82.2. Additionally, nearly 6 in 10 Medicare beneficiaries regularly get the flu vaccine, which is high compared to the state average of 48%, helping slow the spread of illness in residential communities.

 

• Allen’s cost of living exceeds the national norm by 7.1%, impacting affordability for prospective memory care residents seeking economically priced care. Even so, housing costs come in about 12% below the national norm and health care expenses come 9.8% below the U.S. average, and the state’s STAR+PLUS program helps qualified individuals aged 65 and over fund residential dementia care.

 

• Texas doesn’t have a state income tax, supporting seniors’ financial security throughout retirement. The sales tax rate is higher than national norms, but expenses such as groceries, prescription drugs and over-the-counter medications are tax-free.

 

• Allen ranks 48 on a total crime index, meaning that its crime rate is lower than 48% of U.S. communities. For every 10 crimes that take place in this city, one is a violent offense and nine are property-related. When compared exclusively to similarly sized cities, Allen ranks among the safest, providing peace of mind for seniors and families considering local memory care solutions.

 

• Compared to the national average score of 48, Allen rates 55 on the AARP Livability Index. Factors that positively influence this score include the city’s high patient satisfaction rate and access to grocery stores and parks.