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Nursing Home Communities in Hamilton, New Jersey

Hamilton, New Jersey, is a comfortable suburb nestled between New York City and Philadelphia. It has a population of 87,065, 18% of whom are 65 or over. Seniors have access to world-class medical care nearby and at the local Robert Wood Johnson University Hospital Hamilton. This hospital is rated as high-performing in the treatment of COPD and heart failure.

A semiprivate room in a Hamilton nursing home costs $10,783 per month. According to Genworth’s 2020 Cost of Care Survey, this is higher than the national average. Since nursing homes offer high levels of care, including around-the-clock supervision delivered by highly trained staff, they generally have higher costs than other types of senior living. Similar services, including medication management, mobility assistance and rehabilitation, are often available in other environments. Seniors may be able to save money by considering alternatives, such as home care or assisted living.

The following guide is designed to help seniors select the long-term care community that’s right for them. It also offers a collection of free resources for older adults in Hamilton.

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The Cost of Nursing Home Care in Nearby Cities

Comparing the cost of semiprivate rooms across the region, nursing homes in Hamilton are more affordable than the New Jersey average of $11,254. However, they are much more expensive than the national average of $7,756.

Hamilton has some of the highest nursing home costs in the state. It’s beaten by the Vineland area, which averages $10,950. On the coast, Ocean City averages $10,555. In the center of the state, Atlantic City has the lowest nursing home costs at only $9,277 per month.

Hamilton

$10,783

New Jersey

$11,254

The United States

$7,756

Atlantic City

$9,277

Ocean City

$10,555

Vineland

$10,950

Nursing Home Costs in Hamilton, New Jersey

In Hamilton, it costs $10,783 per month on average for a semiprivate nursing home room and $11,999 for a private one.

Financial Assistance for Nursing Home Care in Hamilton, New Jersey

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

The Cost of Other Types of Senior Care

In Hamilton, nursing homes are the most expensive type of care. Seniors may be able to save money by finding similar care in an alternative setting. This includes assisted living, which averages $7,478. Homemaker services are more affordable with an average of $4,910 per month. At $4,957, home health aides have similar costs. Adult day health care is even more affordable averaging $1,788 per month.

Home care

$4,910

Home health care

$4,957

Adult day health care

$1,788

Assisted living

$7,478

Nursing home (semiprivate room)

$10,783

Nursing home (private room)

$11,999

Note: Data for Hamilton was unavailable, so data for the nearest city, Trenton, was used instead.

Free Resources for Seniors in Hamilton, New Jersey

Whether staying at home or looking for long-term care, adults in Hamilton can use the following free resources to help them remain healthy as they age.

ResourceContactService
Mercer County Office on Aging(609) 989-6661Seniors aged 60 and up and their caregivers can find information on home care, companion visits, transportation and telephone check-ins. Care management services help elders find long-term living options, and mental health initiatives help adults overcome the challenges of aging.
Hamilton Township Senior Center(609) 890-3686This senior center offers exercise classes that encourage adults who want to stay fit and social. Seniors can play games, enjoy live entertainment and take classes on legal topics, financial planning and scam prevention. Health clinics, such as blood pressure and cholesterol screenings, are available along with volunteer tax preparation assistance.
Mobile Meals of Hamilton Township(609) 448-4088Volunteers at this nonprofit cook and deliver hot meals for over 100 seniors in Hamilton daily. As well as nutrition, these friendly visits help to ensure that seniors are healthy and safe in their homes.
Interfaith Caregivers of Greater Mercer County(609) 393-9922This charity’s Neighbors Helping Neighbors initiative connects seniors with volunteers who can help with chores, errands and transportation. It hosts an array of educational seminars throughout the year that range from dementia management to osteoporosis health and home safety workshops.

Helpful Articles

Nursing Homes near Hamilton, NJ

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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