Assisted Living Communities in Trenton, New Jersey

In Trenton, assisted living facilities charge $8,145 per month on average for housing and care, which is significantly higher than the New Jersey average of $6,495 and the national norm of $4,500. Similarly, care costs in nearby cities run well below Trenton’s norm, with seniors in Ocean City paying an average of $7,490 for care and Vineland facilities charging monthly rates averaging $6,400. In Atlantic City, care costs about $2,300 less than in Trenton, and across state lines in Philadelphia, PA, seniors pay a median of $5,685 for care.

Assisted living facilities in Trenton charge an average monthly rate of $8,145.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in New Jersey page.

In Trenton, assisted living residents pay an average of $8,145 per month for custodial care and housing. While this is several thousand dollars below the cost of nursing home care, which starts at $11,650, other senior care options may be more affordable. Seniors pay average monthly rates of $5,148 for nonmedical in-home care and $5,243 for home health care, and those who attend adult day health care save about $6,300 per month over assisted living rates.

Assisted living facilities in Trenton are licensed and regulated by the New Jersey Department of Health. This department enforces minimum guidelines facilities must follow related to the scope of services a facility must provide as well as staffing and medication services. It also has a 24-hour hotline that individuals can call to report substandard care or living conditions. 

• New Jersey’s retiree-friendly income tax laws may make assisted living in Trenton affordable for seniors, particularly those whose retirement income is below $75,000 per year. Social Security isn’t taxed at the state level for any seniors, regardless of their income bracket. Similarly, single filers whose retirement income is below $75,000, or below $100,000 for joint filers, don’t pay state income taxes on income from pensions or retirement accounts.
• There are about 312 doctors per capita in New Jersey compared to the national norm of 210, which may result in comparatively short wait times to see specialists or primary care providers. The city is home to Capital Health – East Trenton, which specializes in fields such as orthopedics, digestive health and heart care, and many assisted living facilities have on-staff nurses and on-call doctors who provide prompt medical attention as needed.
• Trenton’s weather is typical of New Jersey with daytime temperatures ranging from 39 degrees in the winter to 85 degrees in the summer. July often has noticeable humidity but levels are low throughout the rest of the year, and the city gets 48 inches of annual rainfall and 20 inches of snow. The city rates 8.7 on a 10-point comfort index, which is higher than the national score of 7.8, which may appeal to seniors who enjoy spending time outdoors.
• Crime is more common in Trenton than in a typical U.S. city, which may be a reason many local seniors opt for the safety and security of residential care. The city scores 37.9 for property crime on a 100-point crime index, which is close to the national rating of 35.4. However, its violent crime score is considerably higher at 61.6 compared to 22.7 nationally. Fortunately, the rates for both types of crime have been declining for the past two decades.
• Trenton is among the most affordable places to live in New Jersey. This city scores 96.7 on a cost of living index based on a national rating of 100, compared to the state score of 119.8. This may benefit seniors seeking care with budgetary considerations.