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Memory Care Communities in Louisville, Kentucky

Our comprehensive listings and authentic reviews in Louisville, KY below include 41 memory care...

Directory of Memory Care in Louisville, KY

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Reviews of Communities Nearby

Memory Care

Shirley

I visited this facility

Review of Creekside on Bardstown

Creekside on Bardstown was very nice and clean. The residents in the memory care section seemed to be well adjusted, and the staff seemed really friendly. They seemed to be able to take care of my...

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Memory Care

Kathy

I am a friend or relative of a current/past resident

Review of Creekside on Bardstown

My dad moved into Creekside on Bardstown. He's in memory care. They have group participation and they do activities, so it's a nice place. The food is good. The staff is friendly, helpful, and...

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Memory Care

Linda Williams

I am a friend or relative of a current/past resident

Review of Creekside on Bardstown

Since our mom has been at Creekside, the past 18months or so, our family has had a great peace of mind The staff is great !!! They place is so clean and beautiful!!! They are so caring and...

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The Cost of Memory Care in Nearby Cities

Louisville’s memory care providers typically charge $4,375 per month. This rate is $65 above Kentucky’s statewide average ($4,310), though $1,250 below the national average ($5,625). Kentucky’s second-largest city, Lexington ($5,710), averges $1,335 more than Louisville. Bowling Green ($4,375) matches Louisville’s average. Owensboro ($3,860) averages $515 less than in Louisville and Elizabethtown ($4,031) averages $344 less.

Louisville

$4,375

Kentucky

$4,310

The United States

$5,625

Lexington

$5,710

Bowling Green

$4,375

Owensboro

$3,860

Elizabethtown

$4,031

Paying for Memory Care in Louisville, KY

When trying to decide how to pay for memory care, one of the first questions that comes up is "How much does it cost?" With the impact of inflation, it's more important than ever to have up-to-date information when making a financial plan for senior living. To help shed light on real senior living prices, Caring.com has compiled proprietary cost data from its network of more than 75,000 senior living providers to provide insight into the average cost of memory care in Louisville and 10 other cities in Kentucky.

Financial Assistance for Memory Care in Louisville

In Louisville there are options for seniors who need financial assistance paying for Memory Care. For more information about other options, who qualifies, and how to apply, Memory Care in Kentucky page.

More Ways to Pay for Memory Care

Louisville seniors often use public benefits and private funds to pay for memory care services. Depending on what an individual qualifies for and their access to financial resources, this mix may include state and federal health insurance benefits, retirement income and veterans’ benefits.

  • Medicaid: Kentucky’s Medicaid program doesn’t pay for memory care services directly or through a waiver. However, qualified seniors can use Medicaid to cover expenses such as prescription drugs, durable medical equipment and skilled nursing, helping them reduce overall care costs.
  • Medicare: Medicare doesn’t pay for nonmedical memory care services, such as personal care or meals. However, it covers eligible services and medical equipment, such as mobility aids, skilled nursing and medication administration, helping seniors reduce overall care costs.
  • VA Benefits: Two VA programs help seniors pay for memory care services, including Aid and Attendance and the Geriatrics and Extended Care program. Through these programs, seniors can pay for a portion of their housing and personal care expenses.
  • Private Payments: Memory care residents typically use their personal income and assets to cover housing and services. Some funding sources include their Social Security benefits, investments, savings accounts, long-term care insurance and income from renting out or selling their home.

Inflation's Impact on the Cost of Memory Care in Louisville, KY

Inflation has led to rising memory care costs in Louisville and throughout Kentucky. In Louisville, prices have risen from $4,089 in 2022 to a projected $4,870 in 2024, a jump of 19%. Louisville’s costs remain significantly lower than the U.S. average, by about 19%, and a bit lower, about 7.5%, than Kentucky’s average. Prices are rising in neighboring Kentucky cities as well. Costs in Lexington are higher than those in Louisville, but are also increasing by 19%, from $5,027 to $5,987. Paducah and Bowling Green both show lower rates but the same 19% increase.

Location2022 Cost (Historical)2023 Cost (Current)2024 Cost (Estimated)
Louisville$4,089$4,514$4,870
U.S. Average$4,863$5,369$5,792
Kentucky$4,359$4,852$4,784
Paducah$4,150$4,582$4,942
Bowling Green$3,893$4,298$4,637
Lexington$5,027$5,550$5,987

The Costs of Other Types of Senior Living

Louisville’s seniors have many care options to choose from, according to their needs and budgets. Those who can still live on their own may select independent living for $2,773 per month on average. For people who require help with personal care, assisted living may be a good choice, but it costs more at $3,871. Seniors experiencing memory loss may desire the security and support of memory care at $4,514.

Assisted Living

$3,871

Memory Care

$4,514

Independent Living

$2,773

Free and Low-Cost Resources for Seniors in Louisville,KY

There are many resources in Louisville,KY that assist seniors in their retirement. Caring.com has compiled information on local organizations, programs and agencies and categorized them into care types for easy reference.

For information about statewide resources and those in nearby cities, go to Caring’s Kentucky state page.

Area Agency on Aging

Retirees can find support and advice on various senior-related issues from their local Area Agency on Aging. The agency provides advice on topics such as financial assistance programs, in-home care and long-term care planning. It also connects seniors and caregivers with community-based resources.

Program NamePhone NumberDescription
KIPDA's Aging and Disability Resource Center (ADRC)888-737-3363Kentucky's Area Agencies on Aging are nonprofit organizations dedicated to serving the needs of older adults and caregivers. They provide programs and services that promote independent living and help to enhance seniors' quality of life. These include care planning, transportation services, nutrition programs and caregiver support. They also offer information, referrals and benefits counseling. Kentucky's AAAs play a crucial role in advocating for seniors' rights and ensuring they have access to the resources they need to age with dignity.

Food Assistance Programs

Local organizations help ensure elderly citizens have a balanced diet and receive essential vitamins and minerals to remain healthy. Through nutrition programs, congregate meals, home-delivered meals and food pantries, these programs help Louisville seniors afford the nutritious food they need.

Program NamePhone NumberDescription
Jewish Community Center of Louisville (JCC) Meals on Wheels502-238-2749Various organizations throughout Kentucky operate Meals on Wheels programs to provide home-delivered meals to seniors who might otherwise go hungry. Delivering nutritious meals helps enable independent living while providing an opportunity for delivery drivers to perform a safety check and offer social interaction. Meals are generally provided for free or at a low cost based on a sliding fee scale to ensure access to those older adults most in need.
Louisville Senior Nutrition Program502-574-6325The Louisville Senior Nutrition Program delivers meals to the homes of adults aged 60 and over who are unable to shop or who have difficulty preparing meals on their own. Program workers conduct a home visit during the application process to establish eligibility and the urgency of a senior's needs. Applicants with unique circumstances and medical conditions are given priority for approvals, while others may need to be wait-listed due to high demand. Documented income verification is required.
Neighborhood House Emergency Food Bank502-774-2322The Neighborhood House Emergency Food Bank works with the Dare to Care Food Bank to help vulnerable seniors and other food-insecure residents of the West Louisville area. The food bank is open every weekday from 10 a.m. to noon, and to receive emergency food boxes, seniors must present government ID and proof of residence. Neighborhood House also provides senior engagement programs, including cooking and fitness classes, a daily congregate lunch, bingo games and holiday parties.

Free Used Medical Equipment

Due to the high cost of purchasing new medical equipment, several organizations in Louisville collect lightly used medical devices such as wheelchairs, ramps and walkers and distribute them to local seniors and residents in need.

Program NamePhone NumberDescription
Project CARAT (Coordinating & Assisting the Reuse of Assistive Technology) - Louisville502-992-2448Project CARAT promotes the reuse of assistive technology (AT) and durable medical equipment (DME) by transitioning unused AT and DME to individuals who need them at no cost.

Senior Centers

Senior centers in Louisville bring together residents through recreational activities and events. Many also offer advice and support on senior issues, run wellness and nutrition programs, and connect older adults with other resources in the local area.

Program NamePhone NumberDescription
South Louisville Community Ministries502-361-7763South Louisville Community Ministries helps residents in six zip codes in Louisville, KY. Local seniors can contact one of several resources in the south Louisville neighborhoods, including the Americana World Community Center, Hope Place, Ekklesia Family Day Shelter and South Central Neighborhood Place. Seniors can access property tax loans and assistance with utility bills, clothes, home repairs, prescriptions and addiction. They can visit the ministry's food pantry once a month, and homebound seniors aged 60+ can receive delivered meals.
Southwest Community Ministries502-935-0310Southwest Community Ministries in Louisville, KY, offers a variety of services to local residents. Seniors can receive food assistance through the food pantry and via the Meals on Wheels program, which offers weekday meals to homebound seniors. Financial help is also available for utility bills and housing. Referral programs are accessible for those who need additional assistance but require guidance on where to turn.

Senior Engagement

Senior engagement resources and programs in Louisville help older adults remain active and ensure they contribute to the community. Resources include wellness programs, volunteer opportunities, support groups and organizations that help residents connect with the community to live fulfilling lives.

Program NamePhone NumberDescription
University of Louisville Senior Citizen Students502-852-0166Those aged 65 and over may take a select number of courses at U of L for free as a part of the Donovan Fellowship. Seniors may study up to two classes per semester, either "just for fun" or with the goal of obtaining a degree. Some classes may be taken online while others require physical attendance on-campus.

Social Security Offices

Social Security offices in Louisville help seniors and disabled people access the benefits they're entitled to. Older adults can contact their local office for information about receiving retirement benefits, disability allowance and Supplemental Security Income.

Program NamePhone NumberDescription
Louisville Social Security Offices800-772-1213Social Security is a source of income available to retirees and people who can no longer work because of a disability. The money for Social Security comes from a payroll tax levied on employers, employees and self-employed individuals. When you retire, you'll receive monthly payments based on how much you earned when you were working.

Utility & Energy Bill Assistance

Low-income seniors who are struggling to meet the costs of maintaining their homes can find support from organizations that offer assistance with utility and energy bills. Louisville retirees could also qualify for emergency funding programs if they're in danger of losing utility services due to unpaid invoices.

Program NamePhone NumberDescription
Low Income Home Energy Assistance (LIHEAP) - Louisville800-456-3452LIHEAP is a federally funded program that helps cover the home heating and cooling costs of eligible lowincome seniors and other Kentucky households. The Kentucky LIHEAP program initially uses annual funds to cover heating costs, then covers cooling costs if there are still funds available.

Veteran's Services

Louisville retirees who have served in the U.S. military can find support from local veteran services. These offices and organizations help vets access the benefits they're eligible for and provide advice and information on a variety of issues.

Program NamePhone NumberDescription
Louisville Vet Center502-287-6710The Louisville Vet Center offers confidential counseling services to local veterans and service members. Returning service members can attend transition counseling to help them adapt to civilian life, with educational and career programs available. Veterans can learn about VA benefits, how to access them and where to file. Licensed counselors provide individual therapy for those suffering with stress, anxiety, anger, PTSD and military sexual trauma. Group counseling sessions for Vietnam, Desert Storm and Global War on Terror veterans are available.

What to Consider About Memory Care in Louisville

The Department for Aging and Independent Living, a subagency of the Kentucky Cabinet for Health and Family Services, regulates and certifies memory care facilities in Louisville and the Bluegrass State at large. A related agency, the Kentucky Office of Inspector General’s Division of Health Care, hosts a comprehensive directory of long-term care facilities on its website

Benefits and Drawbacks of Memory Care in Louisville

Benefits

  • Overall, the cost of living in Louisville falls about 3% below national norms, but seniors pay around 30% less for food, health care and housing. This promotes affordability for those budgeting for long-term care services in the city.
  • Louisville seniors enjoy favorable state income tax laws, which include full exemptions for Social Security benefits and a large deduction of up to $31,110 on other forms of retirement income. This helps many families budget for local memory care expenses.
  • As a long-term member of the AARP Age-Friendly Network, Louisville promotes a favorable environment for seniors and memory care residents through peaceful outdoor spaces, user-friendly transportation services and affordable housing repair initiatives.

Drawbacks

  • The Louisville region has poor air quality, with the American Lung Association giving the region failing scores for ozone and annual particle pollution levels and a C for short-term particle pollution. To promote seniors’ health and comfort, memory care communities typically offer indoor activities on high ozone or particle pollution days.
  • Annually, Louisville reports approximately 37 crimes per 1,000 people, including about eight violent offenses and 29 nonviolent infractions. Fortunately, memory care facilities have safe environments with alarm systems and surveillance cameras, and our Caring.com database reports over three dozen local facilities with security gates.

Memory Care Laws and Regulations in Louisville

Louisville Memory Care Communities must adhere to the comprehensive set of state laws and regulations that all Memory Care Facilities in Kentucky are required to follow. Visit our Memory Care in Kentucky page for more information about these laws.

Louisville Memory Care Services and Amenities

Memory care residents cater to seniors with memory loss through tailored features such as enhanced security, dementia-friendly recreation and homelike amenities. Choosing a memory care community with a variety of services and amenities helps families ensure their loved one receives high-quality care.

  • Transportation services: Escorted transportation services for medical appointments and essential errands provide peace of mind for families.
  • Fitness programs: Structured exercise classes promote residents’ physical health and mobility.
  • Recreational therapy: Art classes, table games and music therapy foster an enriching social environment and give opportunities for creative expression.
  • Support groups: Memory care communities offer guidance and emotional support to those with dementia, as well as their families and caregivers, through peer support groups.
  • Comfortable living spaces: Multiple floor plan options and easy-to-navigate common areas promote residents’ independence and comfort.
  • Nutritional counseling: Nutritionists provide one-on-one counseling to seniors and families to address dementia symptoms, such as dehydration and undesired weight loss.

To find local memory care facilities with specific features and to get help with comparing local long-term care options, reach out to a Caring.com Family Advisor today.

Frequently Asked Questions about Memory Care in Louisville

Memory Care Facilities near Louisville, KY

JeffersonvilleProspectBardstownElizabethtownFrankfortColumbus

Other Options in Louisville, KY

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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