Assisted Living Communities in Terrell, Texas

Terrell’s assisted living fee is $197 more than the Texas average and $305 less than the national average. San Antonio’s seniors pay lower rates than those in Terrell, saving around $782 each month. Houston’s average price is $50 more than Terrell’s. Prices increased further in Amarillo and Austin, elevated by $405 and $1,150, respectively, compared to Terrell’s assisted living cost.     

 

Assisted living in Terrell attracts an average monthly rate of $4,195.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Texas page.

Assisted living is the second most affordable long-term senior care choice in Terrell, with adult day health care coming in $2,678 cheaper for daytime services in a community location. Sharing the same average monthly cost of $4,862, in-home and home health care run $667 higher than assisted living. In-home aides help seniors with everyday activities, such as bathing and grocery shopping, while home health care includes clinical and therapeutic services from licensed professionals. Nursing facilities charge around $1,432 more than assisted living communities and provide 24/7 health monitoring and skilled services, such as pain management, cardiac rehabilitation and nutritional therapy.    

Texas Health and Human Services is responsible for licensing assisted living residences in Terrell and the rest of Texas. Facilities must complete pre-licensure surveys, pass health inspections and comply with safety codes before the agency issues licenses. The government agency also monitors regulatory compliance.

• Texas doesn’t levy any income tax, meaning that seniors pay zero tax on pensions, retirement benefits, Social Security income or withdrawals from retirement accounts. However, the state imposes high tariffs on distributions from deferred compensation plans. Additionally, the sales tax rate in Terrell is 1% higher than the national average. That said, most food, medications and health-related items are exempt from sales tax.
• Terrell’s crime rates fall below national and state averages. Individuals have a 1 in 262 likelihood of being a victim of violent crime in Terrell, compared with the state statistic of 1 in 220. Similarly, Terrell’s residents have a 1 in 57 chance of experiencing a property crime, while the statewide probability increases to 1 in 46.
• Terrell ranks in the higher-middle range of counties statewide regarding overall health outcomes. Indeed, Kaufman County is among the healthiest counties in Texas. These outcomes relate to community members’ overall physical and mental health and longevity.
• When it comes to local health care options, Terrell has several specialty and primary care clinics, an urgent care center and six pharmacies. Additionally, Baylor Scott & White Medical Center – Lake Pointe and Baylor Scott & White Medical Center – Sunnyvale are within 22 miles, providing wide-ranging medical services, including diagnostic, surgical and 24/7 emergency care.
• Weather-wise, Terrell has hot, humid summers and cold, wet winters. Summer runs from June to September, with an average temperature between 73 and 95 degrees Fahrenheit. Winter is between November and February, with temperatures typically ranging from 37 to 57 degrees Fahrenheit. May experiences the most rainfall, while August is usually the driest month. To account for seasonal variations, assisted living communities provide daily enrichment activities, some indoors and some outdoors.