Assisted Living Communities in Manahawkin, New Jersey

In Manahawkin, assisted living facilities charge $5,807 per month for care. Although this is 29% higher than the national norm of $4,500, it aligns with New Jersey’s average and runs low compared to rates in other cities within the state. For example, rates in Vineland exceed Manahawkin’s norm by 10%, and in Ocean City, monthly rates are even higher at $7,490. In addition to this, Manahawkin may serve as a budget-friendly alternative to Trenton, where care costs exceed the local norm by 40%.

 

Manahawkin seniors pay $5,807 per month for assisted living.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in New Jersey page.

Assisted living facilities in Manahawkin charge $5,807 per month for housing and personal care services. This rate comes in well below the cost of nursing home care, which costs $9,125 and includes personal care, as well as medical services. However, seniors who opt for care in their own homes pay $5,529 for in-home care, which includes nonmedical services, such as companionship and light housekeeping, and $5,625 for home health care, which is for seniors who need limited skilled nursing services. Adult day health care facilities offer an even more affordable alternative, with clients paying $2,134 for personal care services and recreational activities in a community center.

The New Jersey Department of Health enforces rules for all assisted living facilities in the state, including communities in Manahawkin. These rules include minimum standards for housing, nutrition and medication services and staffing, as well as care planning and intake and discharge procedures. It also publishes information on residents’ rights related to access to care.

 

• Manahawkin seniors aged 62 and over can deduct up to $75,000 in retirement income from their state income taxes, making New Jersey a relatively retiree-friendly state. Additionally, the state exempts Social Security benefits from taxation, which may make assisted living in Manahawkin more affordable for some seniors.

 

• Despite its small size, Manahawkin houses the Southern Ocean Medical Center, a nationally recognized hospital that provides orthopedic services, pain management and heart care. The hospital also treats infectious diseases and has a team of primary care providers who offer routine services, supporting the health of local assisted living residents.

 

• Overall, Manahawkin is a safe place to live, ranking in the nation’s top 33% of neighborhoods for safety. In addition to that, the local crime rate ranks lower than 58% of New Jersey communities, providing peace of mind to many seniors who choose local long-term care facilities.

 

• While living costs in Manahawkin exceed national norms, the city is among the more budget-friendly options for seniors in New Jersey. On a 100-point index based on living costs nationwide, the city scores 111.9, running about eight points below the state norm. In general, residents pay less for transportation, utilities and miscellaneous expenses here than in a typical New Jersey city, and opting for assisted living may promote even greater cost savings on essentials.

 

• Manahawkin’s weather is cool compared to most places in New Jersey, with daytime temperatures ranging from 41 degrees Fahrenheit in the winter to 84 degrees Fahrenheit in the summer. The city gets 13 inches of snowfall over a 4-month period and 44 inches of rainfall annually. To help residents stay comfortable, many assisted living communities in Manahawkin have unit-controlled thermostats and indoor activities throughout the year.