Assisted Living Communities in Herculaneum, Missouri

Assisted Living costs in Herculaneum start around $0 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in Herculaneum and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Missouri page.

The city of Herculaneum has a rich history that stretches back to 1798. It's believed that the city acquired its unusual name due to the limestone strata, which were so eroded that they resembled the seats in the Roman amphitheater that was buried by Mt. Vesuvius in 79 A.D. Today, this small city has about 3,500 residents and a senior community that makes up about 15% of the population. 

While Herculaneum is quite small, it has two assisted living facilities, and there are eight more nearby. These facilities are officially called assisted living residences or personal care homes in Herculaneum and in all of Missouri, and they are governed by the Department of Aging. 

• While the cost of living in Herculaneum is about 5% higher than the statewide average, it is a little below the U.S. average. Transportation expenses, including gas prices, auto insurance and public transportation, are high, but this may be offset by the region's relatively affordable housing and healthcare, making it an attractive option for seniors seeking out an affordable city for assisted living. 
  
• All types of retirement income are taxable in Missouri, but seniors may claim deductions for Social Security income and government pension income. This may leave more money for assisted living in Herculaneum.
  
• Over the course of a year, temperatures in Herculaneum range between 22 and 88 degrees, making it one of the cooler places in Missouri. Even so, the city's extreme temperatures may be a consideration for seniors who prefer a milder climate.    
  
• The Herculaneum area has no facilities from which to choose in the event of a medical emergency or illness, with the nearest major hospital located in Festus.
  
• The overall crime rate in Herculaneum is relatively low, which may provide peace of mind for seniors who are seeking out assisted living services in the area. On a 100-point crime index, the city's violent crime ranks about 11 points lower than the national average at 11.3, and the property crime rate is about 10 points lower than the national average at 25.6.
  
• The American Lung Association reports moderate ozone pollution levels in the Herculaneum area. Because ozone pollution can negatively impact the health of seniors, especially those with conditions like COPD and heart disease, seniors may want to venture indoors on high ozone days. 

Note: Data reported on this page was updated in 2019 and based on the latest 2018 figures.