Assisted Living Communities in Niles, Michigan

Assisted Living costs in Niles start around $4,379 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in Niles and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Michigan page.

Niles, MI, is located near South Bend, Indiana, and seniors can visit the local historical sites, such as Chapin Mansion, a magnificent 1882-era home and the current site of the Niles History Center. Seniors aged 65 and over make up a quarter of the city's 29,184 people, and many of them attend sewing, card, and bingo events at the Niles senior center. 

Some seniors may need assistance with the tasks of daily living, which they can receive at two assisted living facilities in town or 16 more facilities in nearby communities, such as Southbend, IN, or Mishawaka, MI. In Niles and all of Michigan, the Department of Human Services regulates homes for the aged, as assisted living facilities are known in the state.

• Niles' cost of living rating is 83.2. That is 13 points below the state average and about 17 points below the national average. This is due to the lower housing, which is about half the national average. Family members moving to Niles to be closer to loved ones in assisted living facilities may benefit from lower housing expenses.
• Niles seniors should note that the air quality of 68 is 10 points higher than the national average. The water quality, however, is low at 36, compared to the national average of 55. 
• Seniors in Niles and the rest of Michigan enjoy senior-friendly exemptions. The state doesn't collect taxes on Social Security income, and withdrawals from IRAs, 401(k)s and pensions are only partially taxed.
• Niles violent crime rate is 41.7, nearly double the national average; whereas Niles' property crime rate is 38.5, even with the national average of 35.4. Despite higher crime rates, assisted living facilities are usually located in secure buildings with surveillance cameras and other protective measures in place to protect residents.
• Seniors who don't like snow and cold weather may be uncomfortable in Niles during the chilly winter months. Niles has an annual temperature range of 17-83 degrees and receives 64 inches of snowfall each year, compared to a national average of 28 inches. 
• The Niles area is home to world-class medical facilities, including Lakeland Hospital, in the event of medical emergencies or illness.

Note: Data on this page was updated in 2019 and based on the latest 2018 figures.