Assisted Living Communities in Valparaiso, Indiana

At $3,617 per month, assisted living costs in Valparaiso are much less than the state average of $4,283 and national average of $4,500. In Kokomo, seniors pay about $367 less than those in Valparaiso. Just to the east of the city in South Bend, the cost is approximately $309 less, and two hours away in Fort Wayne, seniors can expect to pay more at a monthly average of $3,485. Elkhart communities have some of the highest costs in the area at $4,250.

Assisted living communities in Valparaiso have a median monthly cost of $3,617. The actual cost may vary depending on the exact location in the city and the number of amenities.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Indiana page.

In-home care and home health care cost around $5,625 per month, which is a more expensive option than assisted living, which typically includes room and board. In-home care supports basic daily needs, while home health care offers skilled nursing, therapy and medication management. A semiprivate room in a nursing home offers the most comprehensive care at $8,456 per month, which is about $4,839 more costly than assisted living.

The Residential Care Facility Licensing Program oversees all residential care facilities, including assisted living communities, throughout Indiana. The agency also accepts complaints against health care facilities and provides information to seniors who are looking for long-term care options. Forms are supplied to health facilities on issues regarding transfers, discharges, facility name changes and state licensing.

• Seniors living in Valparaiso enjoy a cost of living that’s slightly above the national average. However, groceries, health care, housing and utilities cost lower on average than the costs across the states. When filing state income taxes in Indiana, the state offers a $1,000 exemption for those who are blind and an additional $500 exemption for those 65 and older. There are also additional deductions to help lower the tax obligation.
• The overall rate of crime for both violent crime and property crime is lower than the national average. With increased security in assisted living communities, seniors may find Valparaiso a safe place to live.
• Seniors who prefer cooler weather and are sensitive to the heat may find the weather in Valparaiso more tolerable. Summer highs are around 82 degrees Fahrenheit, while winter lows are around 17 degrees. The city also gets above average amounts of snowfall each year.
• The air quality in the city is much better than the national average. Seniors with respiratory illnesses may experience fewer problems throughout the year with the reduced number of hazardous air pollutants.
• Seniors with preexisting conditions or those who need care for short-term illnesses and injuries have a choice of multiple hospitals and clinics in the area. The Porter Memorial Hospital is located near the center of town. It offers care for multiple conditions, including cancer, diabetes, heart, neurology and digestive health. Other local hospitals include the Saint Anthony Medical Center and the Portage Community Hospital.