Assisted Living Communities in Chesterton, Indiana

Assisted Living costs in Chesterton start around $4,129 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in Chesterton and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Indiana page.

Chesterton is a small town located near the sand dunes of Lake Michigan in Porter County, Indiana, about 50 miles southeast of Chicago. The city's history stretches back to the 1600s when French fur traders began trading with the area's native population. Today, Chesterton has nearly 14,000 residents, including a senior community that makes up 15% of the population. 

Despite its small size, Chesterton has two assisted living facilities, and there are seven more nearby. In Chesterton, as in the rest of Indiana, assisted living facilities are officially known as residential care facilities, and they are licensed by the Family and Social Services Agency Division of Aging.  

 

• While particle pollution levels in Chesterton aren't a concern, the American Lung Association reports high ozone pollution levels in the region. This may be a consideration for seniors, particularly those who have heart disease or respiratory conditions.  
• Retirees in Indiana pay state income tax on all types of retirement income except for Social Security benefits, which may affect how much money Chesterton seniors can put toward assisted living expenses.  
• The Chesterton area has no facilities from which to choose in the event of a medical emergency or illness, with the nearest major hospital located in Valparaiso. 
• Chesterton is home to a dynamic arts and culture scene. Local senior centers may take field trips to locations like the 4th Street Theatre, which hosts plays and performances throughout the year. 
•  The Sperling's Comfort Index for Chesterton is 6.9 out of 10, indicating that the city's weather is more comfortable than in most of Indiana. Year-round temperatures range between 17 and 82 degrees, which may make the city a good option for seniors who enjoy experiencing distinct seasons.  
• Chesterton has low violent and property crime rates, which may appeal to seniors who enjoy being active in the community. On a 100-point scale, the property crime rate is roughly 15 points lower than the national average at 20.6, and the violent crime rate is 11 points lower than the national average at 11.1.  

 

Note: Data reported on this page was updated in 2019 and based on the latest 2018 figures.