Assisted Living Communities in Hobe Sound, Florida

Assisted living rates in Hobe Sound are on the low end of the cost spectrum, as prices are 19.6% below the national average and 6.3% below the state average. Nearby Florida cities tend to show higher costs than Hobe Sound. The exception is Sebring, with prices $327 lower per month than in Hobe Sound. Cape Coral’s rates, however, rise to $4,334, Miami’s prices stand at $4,385, and costs in Naples are 40.1% higher than those in Hobe Sound.

 

Hobe Sound’s assisted living communities charge an average of $3,763 per month for care and accommodations, but seniors should be aware that costs can vary with the level of care they need.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Florida page.

Assisted living is among the least expensive senior care options in Hobe Sound. Only adult day programming is cheaper at $1,517, but it may not provide the level of care some seniors require. People who want to remain in their own homes, however, may choose in-home care or home health care, but they will pay more for both, at $4,671 and $4,767 per month, respectively. Nursing home care costs about $4,400 more than assisted living but offers a much higher level of service.

The Florida Agency for Health Care Administration oversees the state’s assisted living communities. Each facility is expected to maintain high standards of care, professionalism and cleanliness. To ensure this, the administration licenses and regularly inspects communities. Seniors and their families can use the Florida Health Finder to discover the licensure status and other details about particular facilities.

 

• Hobe Sound’s overall cost of living is on the high side at 111.1 compared to a U.S. average of 100. Some expense categories, including health care, housing and groceries, also come in above average. This may be a concern for some seniors, especially those on a fixed income, but the Elder Affairs of Florida department offers a variety of programs that can help older adults balance their budgets.
• Many people love Hobe Sound’s beautiful winter climate. The city ranks 9.1 on the winter climate comfort index, with no snow and January lows only dipping down to about 54 degrees Fahrenheit. Summers, however, can be warm and muggy, with July highs reaching up to 90 degrees Fahrenheit. There are plenty of sunny days in the area — 232 compared to an average of 205. Seniors in assisted living rarely have to worry about the weather because they live in a climate-controlled environment with most services available right on-site.
• Crime rates in Hobe Sound may be a worry for seniors. The violent crime rate stands at 27.1, which is higher than the national average of 22.7. The property crime rate is also high at 53.0 compared to 35.4. Assisted living communities, however, usually provide full security, including locked entries, 24/7 staffing and an emergency call system.
• Hobe Sound boasts an above-average air quality rating. The city’s score is 84 on a 100-point index, while the national average is 58. Good air quality may contribute to better overall health and fewer respiratory illnesses.
• The Hobe Sound Health and Wellness Center provides primary and express care as well as physical therapy, rehabilitation and orthopedic services. For more comprehensive medical care, Martin South Hospital is only a short drive away. It offers emergency care along with cardiology, pain management, surgery and several other specialties.
• Florida is a tax-friendly state for seniors since it has no state income tax. Seniors can, therefore, retain more of their Social Security benefits and other retirement income.