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Assisted Living Communities in Milford, Connecticut

New Haven suburb Milford, CT, offers retirees a cozy seaside respite from big city life. Seniors can bask in the city’s New England charm throughout the walkable downtown and over 17 miles of shoreline. Milford has a population of 53,195, and 19.3% of residents here are 65 and older.

Assisted living communities provide long-term rooming and care for older individuals who may need support with daily living activities. They often feature 24/7 supervision, housekeeping and laundry, meals, minor medical assistance and social programming. Seniors in Milford pay more for these accommodations than most residents in other cities around Connecticut and the nation. Here, assisted living facilities charge an average of $6,445 per month, according to the Genworth Financial 2020 Cost of Care Survey.

This guide discusses the costs and some pros and cons of assisted living in Milford. It also shares how this area’s prices compare with the national average and other cities throughout Connecticut. A list of local resources that can help prospective and current residents of assisted living facilities in or near Milford is here, too.

Directory of Assisted Living in Milford, CT

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Paying for Assisted Living in Milford

According to Genworth Financial’s Cost of Care Survey, assisted living rates in Milford average around $6,445 per month, while the national average is $4,300 per month.

Assisted living prices in Milford and nearby cities can vary based on location, the level of care needed, amenities offered and apartment size in each community. Some communities offer an a la carte menu with options to pay only for the services desired, while others come with all-inclusive pricing. Other factors affecting the cost may include fees for a second resident or pet.

Milford’s average costs for assisted living are barely above Connecticut’s statewide median of $6,300 per month. Prices here are higher than in other cities throughout the state as well. Seniors in the Hartford area, 48 miles north, pay $5,753 per month, just under $700 less than assisted living costs here. The Norwich area, about 64 miles northeast, has average fees of $5,700 per month, which is $745 less than Milford. On the other hand, approximately nine miles south in the Bridgeport area, residents pay $7,838 per month, substantially more than those in Milford, for assisted living.

Milford

Connecticut

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Norwich Area

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Bridgeport Area

Average assisted living rates in Milford fall in the midrange of prices for senior care. Adult day health care is the most economical arrangement, with an average cost of $1,110 per month. Homemaker services and home health aide providers charge $4,767 and $4,948, respectively. Nursing home care is the most expensive care option, with an average price of $12,395 for a semiprivate room and $13,357 for a private room.

Adult day health care

Homemaker services

Home health aide

Assisted living

Nursing home (semiprivate room)

Nursing home (private room)

Note: Data for Milford was unavailable, so data for the nearest city, New Haven Area, was used instead.

Financial Assistance for Assisted Living in Milford

Any resident that qualifies for Medicaid can use the program to pay for assisted living facilities. Low-income individuals who prefer to live in an ALF rather than a nursing home may also receive help through the Assisted Living Waiver Program.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Connecticut page.

connecticut Financial Assistance

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Connecticut page.

Free Assisted Living Resources in Milford

Seniors in Milford can turn to the following programs for guidance and assistance as they explore long-term care options in the city. These government and nonprofit resources can help with health insurance, geriatric care, elder law and home-based alternatives to assisted living.

ResourceContactService
Milford Senior Center(203) 877-5131The Milford Senior Center has a Senior Benefits Specialist available to answer questions about Medicare, Title 19 and other health insurance that may help cover assisted living costs. The Center also helps seniors delay entry into an assisted living facility with services including congregate and home-delivered meals, nonmedical transportation, energy assistance and caregiver support. It can arrange tax and notary public services as well.
New Haven Legal Assistance Association (LAA)(203) 946-4811LAA provides free education, advice, representation and advocacy to seniors ages 60 and older in civil matters. Attorneys and paralegals can assist with long-term care facility issues, public benefits and involuntary institutionalization or discharges. LAA can also help or provide referrals regarding living wills and consumer issues.
Connecticut Long Term Care Ombudsman Program (LTCOP)(860) 424-5200Connecticut’s LTCOP offers free guidance on selecting an assisted living facility and informs long-term care facility residents about their rights. This program also mediates on behalf of these residents regarding issues including care quality, violation of dignity and neglect.
Area on Aging of South Central Connecticut (AASCC)(203) 785-8533AASCC is a contact point for aging-related information, counseling and assistance. Counselors can provide guidance with developing a long-term care strategy. The Money Management Program helps low-income seniors with budgeting and bill paying. CHOICES counselors offer unbiased health insurance information and options.

Assisted Living Laws and Regulations in Milford

Milford-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Connecticut are required to follow. Visit our Assisted Living in Connecticut page for more information about these laws.

Connecticut laws and regs

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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