Memory Care Communities in Sevierville, Tennessee

Memory care costs in Sevierville are on par with the Tennessee average but fall $489 per month below the national average. Compared to prices in other Tennessee cities, Sevierville’s rates are in the middle of the cost spectrum. Cleveland’s memory care communities charge about 17.7% more than those in Sevierville, but Chattanooga’s rates are only about $139 more. Costs in Nashville are nearly equivalent to Sevierville’s rates, while those in Clarksville drop to $4,019 per month.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Memory care communities in Sevierville charge an average of $5,136 per month for their services, depending on the care packages and accommodations seniors select.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Tennessee page.

Memory care is among the most expensive types of senior care in Sevierville. Only nursing homes charge more, by about $1,556 per month, because they offer comprehensive medical services. Assisted living communities, on the other hand, tend to be less expensive than memory care at an average of $4,109, and home care and home health care are slightly cheaper yet at $4,004. While adult day programs run $2,103 less than memory care, they usually do not provide all the support and guidance necessary for seniors with more advanced memory loss.

The Tennessee Department of Health’s Office of Health Care Facilities oversees the state’s memory care communities. Each facility must pass a thorough initial licensing review to conform to state standards. After that, regular inspections and license renewals ensure continuing quality of care, proper staffing, cleanliness and safety. Seniors can check the status of individual communities using the department's online database.

 

• Sevierville’s cost of living falls slightly below the national average at 96.6 compared to 100. Most expense categories, including housing and groceries, hover right around average. Seniors can turn to the Tennessee Commission on Aging & Disability to learn about programs that can help them balance their budgets and pay for care more easily.
• Tennessee does not have a state income tax, so it is tax-friendly for seniors. Social Security and other retirement income are not subject to state taxation.
• The climate in Sevierville is mixed, with the summer comfort index standing at 7.3 on a 10-point scale and the winter rating coming in at 6.2. The city’s most comfortable months are May, September and October, and summer and winter can be less pleasant. July highs reach 88 degrees Fahrenheit, and January lows can dip down to 27 degrees Fahrenheit. Memory care communities, however, moderate the extremes of weather by providing constant climate control and many necessary services on-site.
• Sevierville boasts above-average water and air quality. The city’s water quality index score stands at 80 out of 100, with a national average of 55. Air quality rates 65 out of 100, with a U.S. average of 58. Seniors in the city may be pleased by this, as healthy water and air can decrease the risk of respiratory difficulties and other illnesses.
• Seniors in Sevierville have access to many health care options at the city’s two major hospitals. The LeConte Medical Center provides primary and emergency care along with specialties such as cardiology, stroke care and oncology. The Regional Health Center – Sevierville also offers primary care along with urgent care, orthopedics, wound care and sleep medicine, among other services.
• Crime rates in Sevierville may be a concern for seniors and their families. The violent crime rate is close to the national average at 23.1 compared to 22.7, but the property crime rate jumps to 71.3, with the U.S. average at 35.4. Memory care communities, however, can provide peace of mind with their secured entries, 24/7 staffing and monitoring and emergency call systems.