Memory Care Communities in Lowell, Indiana

Memory Care costs in Lowell start around $4,445 per month on average, while the nationwide average cost of memory care is $5,694 per month.

It’s important to note that memory care rates in Lowell and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Indiana page.

The town of Lowell is situated near the Illinois border along Lake Michigan in Lake County, Indiana. Of the town's 10,000 residents, over 15 percent are aged 65 and over, which is the demographic most likely to be diagnosed with Alzheimer's disease. In Lake County alone, nearly 13 percent of the seniors who receive Medicare benefits are living with Alzheimer's or dementia.

While there are no memory care facilities in Lowell proper, there are two facilities in the nearby city of Schererville. The official term for memory care facilities In the Lowell region is dementia special care units, and memory care services may be offered either in a standalone building or in an assisted living facility or nursing home.

• According to the American Lung Association, Lake County has very high ozone pollution and short-term particle pollution levels. Because pollution is particularly dangerous for seniors, families seeking memory care in the Lowell region may want to consider the city's air quality.
  
• Lowell seniors pay state income tax on all income they draw from retirement accounts and public and private pensions, but Social Security benefits are not taxed. This may allow for more money to go toward memory care expenses in this region.
  
• Overall living expenses in Lowell are a little higher than the U.S. average and about 15 percent higher than the state average. While health care expenses are slightly higher here than in the state as a whole, they are about 14 percent less than the national median. Lowell's overall cost of living may be a consideration for families with tight memory care budgets.
  
• Winters in Lowell are very cold with lows around 16 degrees, compared to the national average of 23 degrees. Summers are warm and very humid with highs in the low 80s. As they tour memory care facilities in the Lowell region, families may want to look for features such as individual climate control to ensure that their loved ones are comfortable during extreme temperatures.