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Assisted Living Communities in Mckinney, Texas

Our comprehensive listings and authentic reviews in Mckinney, TX below include 227 Assisted Living facilities with...

Directory of Assisted Living in Mckinney, TX

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The Cost of Assisted Living in Mckinney, TX and Nearby Cities

In McKinney, assisted living facilities charge around $3,274 per month, based on rates in the 2024 Genworth Cost of Care Survey. By contrast, the Texas median runs near $4,915, making McKinney among the most economical places in the state for care. Rates trend higher in nearby cities, including Dallas and Waco, where respective monthly fees come in at approximately $5,241 and $5,501.

McKinney

$3,274

Texas

$4,915

The United States

$5,350

Dallas

$5,241

Longview

$4,000

Tyler

$4,445

Waco

$5,501

How to Pay for Assisted Living in McKinney

Assisted living communities in McKinney often accept a mix of public and private payments, letting residents fund their care in a way that fits their needs and budgets. Seniors cover their care through Medicaid programs, veterans’ benefits and funds from private checking and savings accounts.

  • Medicaid: Texas Medicaid administers the STAR+PLUS waiver, a managed care program that pays for assisted living services, such as personal care, homemaker tasks and medication management. This program has enrollment caps and criteria related to income, assets and functional abilities.
  • Medicare: Medicare doesn’t pay for nonmedical custodial services, so assisted living expenses fall outside the scope of its coverage. However, Medicare does pay for specialized services some assisted living residents receive, including rehabilitative therapies, skilled nursing and medication administration.  
  • VA Benefits: The VA administers the Geriatrics and Extended Care program, which pays for help with dressing, bathing, meal preparation and transportation. Veterans who qualify for Aid and Attendance benefits increase their monthly pension, helping them afford living and long-term care expenses.
  • Private Payments: Reverse mortgages, Social Security benefits, retirement savings accounts and long-term care insurance provide private payment sources for assisted living residents. Residents use private payments to cover housing, personal care and meals.

Financial Assistance for Assisted Living in McKinney

The Texas Department of Health and Human Services can help seniors find assisted living homes within their budget and level of care they require. Those with Medicaid, Medicare, or SSI income, may be eligible for assisted living financing. The STAR+PLUS serves specific areas of the state, providing an alternative to nursing facility placement and also covers the cost of assisted living. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in Texas page.

The Cost of Other Types of Senior Living in Mckinney, TX

Assisted living ranks as the most budget-friendly senior care solution in McKinney, with residential care facilities charging around $3,274 per month for care. This comes in well below nursing home norms of approximately $5,992. It also offers over $10,000 in monthly savings over the cost of home health care services.

Home Health Care

$13,347

Assisted Living Facility

$3,274

Nursing Home Facility (semi-private room)

$5,992

Note: Since data for McKinney is unavailable, we used data for the nearest city, Sherman, instead.

Free Assisted Living Resources in McKinney

The city of McKinney and the state of Texas offer several free resources for seniors, helping them access health care and find assisted living accommodations, plus aid them with applying for Social Security and other government benefits.

Program NamePhone NumberDescription
Wellness Center for Older Adults972-953-7669This organization has social workers who help seniors connect with home-delivered and congregate meals, in-home services, transportation and health insurance options counseling. It provides free mental health services, administers health screenings and distributes durable medical equipment through a free loan program.
North Central Texas Area Agency on Aging800-272-3921The AAA serves seniors aged 60 and over through information and referral services, benefits counseling and caregiver support. It contracts with local providers to help seniors obtain home-delivered and congregate meals and transportation services.
Collin County Veteran Services972-881-3060The local Veterans Service Officer helps older veterans prepare claims for Aid and Attendance and assisted living benefits. They advocate for veterans and provide referrals to community-based resources, including financial assistance programs, counseling and transportation.
Office of the Long-Term Care Ombudsman817-695-9196The long-term care ombudsman advocates on behalf of residents to resolve complaints and educate seniors about their rights. They also help older adults find ways to cover their long-term care costs and navigate the move-in process.
Meals on Wheels972-562-6996Meals on Wheels of Collin County distributes home-delivered meals to housebound individuals aged 60 and over. It offers a congregate meal program that provides hot midday meals and social and recreational activities at senior centers throughout the region.
Social Security Administration800-772-1213TTY 800-325-0778 The Social Security Administration's field offices have representatives who help seniors apply for Medicare and Social Security benefits. They also determine eligibility for state programs, such as Medicaid. McKinney contains one field office located on Craig Drive.
Community Food Pantry972-547-4404The Community Food Pantry of McKinney stocks fresh and shelf-stable food, hygiene products, incontinence supplies and household cleaners for seniors who meet income guidelines. It operates Monday through Friday, and registered individuals can shop once per week.
McKinney Senior Recreation Center972-547-7491The senior center has a pool with designated hours for seniors and water aerobics classes. It also hosts social and recreational activities throughout the week, including age-friendly sports, board games and community outings.
Volunteer McKinney972-542-0679This resource connects seniors with volunteer opportunities at over two dozen nonprofit organizations throughout the community. Opportunities include mentorship programs in public schools, ushering at performing arts centers and serving as docents at local museums.
Property Tax Over 65 Exemption866-467-1110McKinney homeowners aged 65 and over may qualify for an exemption that reduces what they owe in property taxes by up to 20%.

What to Consider About Assisted Living in McKinney

The Texas Department of Health and Senior Services licenses and regulates assisted living communities in McKinney, as in all of Texas. Facilities undergo inspections and are issued licenses depending on the level of care they provide, either a Type A or Type B. The staff must hold the proper certification and levels of training, which is also part of the inspections. 

Benefits and Drawbacks of Assisted Living in McKinney

  • Safer than 42% of U.S. cities, McKinney has an annual crime frequency of less than 12 violent and nonviolent offenses per 1,000 people. Residents have a 1 in 86 chance of becoming victims of any type of crime, making this city an attractive option for long-term care.
  • Texas doesn’t have a state income tax, so seniors keep a large portion of their retirement income. While property taxes tend to run high, choosing assisted living lets seniors avoid that expense.
  • Average daytime temperatures in McKinney range from 55 degrees Fahrenheit in the winter to 96 degrees Fahrenheit in the summer. The city sees about 35 inches of annual rainfall and only a light dusting of snow in the winter, promoting an active lifestyle for seniors who enjoy outdoor activities,
  • With an AARP livability score of 55, McKinney ranks in the top half of U.S. communities for favorability for seniors. This score reflects the low preventable hospitalization rate, ADA-accessible public transportation options and access to area amenities.
  • Baylor Scott & White Medical Center – McKinney sits within McKinney, giving assisted living residents access to diverse primary, specialty and emergency medical services. This 192-bed facility has health care providers who specialize in pain management, surgical services, radiology and heart care. 

Assisted Living Laws and Regulations in McKinney

Mckinney-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Texas are required to follow. Visit our Assisted Living in Texas page for more information about these laws.

Assisted Living Services and Amenities in McKinney

When comparing assisted living facilities in McKinney, prospective residents look for communities that offer a comprehensive range of services and amenities. These features support residents’ overall quality of life while promoting their health and safety. They also foster an engaging environment with social and recreational opportunities.

  • Daily meals: Facilities support residents’ health and comfort by serving three daily meals, along with snacks and beverages throughout the day.
  • Around-the-clock security: Alarm systems, high-security locks, security gates and monitored surveillance cameras promote safety for residents and peace of mind for families.
  • Physical therapy services: On-site wellness suites with visiting physical therapists help residents access the rehabilitative services they need. The proprietary Caring.com database shows that within the McKinney region, over 50 assisted living facilities provide this feature.
  • Social and recreational activities: Discussion groups, movie afternoons, community outings and table games prevent boredom and loneliness.
  • Personalized care services: Individualized service plans address each resident’s health and care needs and promote tailored care.
  • Internet access: Public computers and complimentary wireless internet help residents follow the news, manage their bills and maintain regular communication with friends and family.   

To get personalized assistance with finding assisted living solutions in McKinney, speak with a Caring.com Family Advisor today.

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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