Located along the Tennessee River and surrounded by mountains, Chattanooga, TN, borders Georgia. The city and surrounding areas boast 58 assisted living facilities to help seniors with some personal activities on a daily basis. In 2024, seniors in Chattanooga pay roughly $5,350 per month for assisted living, notably higher than Tennessee’s standard monthly charge of $4,900 and on par with the national median expense.
Below, you’ll find 425 reviews reviews of assisted living facilities in the Chattanooga region, with an average rating of 4.0 out of 5 stars stars.
58 Results
5901 Snow Hill Road, Ooltewah, TN 37363
4.8
(13 reviews)
"The people at The Bridge at Ooltewah were very friendly. The staff who gave us the tour was very, very good. The facility was very clean. The room that we saw had a microwave and a sink in the kitchenette. Their head cook was like a maitre d'. When..."
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9650 Leyland Drive, Collegedale, TN 37363
4.7
(9 reviews)
"Morning Pointe of Collegedale at Greenbriar Cove was very nice and clean. It was fairly new. The staff was very thorough and very nice. They gave me a map of the whole complex and I saw how many one-bedrooms and studios they have. We were going to wa..."
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3500 Keith Street NW, Cleveland, TN 37312
4.7
(12 reviews)
"I went to look at The Garden Plaza at Cleveland. What I like best about the place is the architecture. It's beautiful. There is nothing there that I don't like. It's a very nice facility. It goes from assisted living to independent living, but they d..."
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1220 BROADRICK DRIVE, Dalton, GA 30720
4.6
(3 reviews)
"The Gardens at Royal Oaks has been wonderful with my mother. I'm very pleased with them. Her room is fine and clean. The dining room is really nice, and she gets three full meals a day. The staff is very attentive. They have excellent food. There's a..."
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2143 Northpoint Blvd, Hixson, TN 37343
4.5
(5 reviews)
"I went to Dominion Senior Living of Hixson. The facility was beautiful and immaculate, and the lady said that my father's income isn't enough to cover the expenses and they don't take government care. They do have, however, a dementia ward in the bac..."
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1417 North Mack Smith Road, East Ridge, TN 37412
4.5
(39 reviews)
"I moved into East Ridge Residence. So far, I've had a good experience with them. The basic rent includes utilities and one meal a day, but you can pay another $150 a month and get two meals a day. The rent is lower than in other places that I checked..."
READ MORECaring's Family Advisors are here to help you with questions about senior living and care options.
279 Haig Mill Rd Nw, Dalton, GA 30721
4.5
(16 reviews)
"Southern Haven was just what the doctor ordered, so to speak. Top notch full circle. They made the transition easier and greeted not only my guy, but me with open arms. Thank you Southern Haven, and that seems shallow compared to the constant car..."
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5501 Old Hixson Pike, Hixson, TN 37343
4.5
(12 reviews)
"My mother is on a waiting list at Morning Pointe of Hixson. They don't have anything available for her right now. She wants a one-bedroom unit. She liked the feel of the place. The people were very nice to her, not just the staff, but the residents g..."
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986 Orchard Way, Dalton, GA 30721
4.3
(3 reviews)
"Tranquility had everything you could ask for with very good staff. The unit we looked at was a condo, which was awesome. It was beautiful, clean, and spacious. ..."
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14 Fort Town Drive, Fort Oglethorpe, GA 30742
4.2
(10 reviews)
"The Rosewood at Fort Oglethorpe is nice. They have a nice dining hall and they have people who care for them well. They have house cleaning and washing/laundry. It's just a really good place to be. We were impressed with it. Mom is on the second floo..."
READ MORE5798 Hixson Homeplace, Hixson, TN 37343
4.0
(9 reviews)
"Mom is 92, she fell and injured her shoulder. She needs physical therapy…Who can we trust with her? She is precious and deserves the best! Who? Where? Trust me, we did some praying. We were led to Life Care Center of Hixson. Wonderful, compassionat..."
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1200 Magnolia Ave NE, Cleveland, TN 37311
4.0
(1 reviews)
"I moved into North Cleveland Towers two weeks ago. The place is clean and it's quiet. There are some activities that you can do. I play bingo or there are a couple of different church services you can attend. They have a community room where the resi..."
READ MORE101 North Maple Street, Whitwell, TN 37397
4.0
(3 reviews)
"We placed my brother-in-law in Valley View. The staff was nice, the shared rooms are adequate, and he thinks the food is very good. It was very easy to get to, they have a lot of sing-along, games, and Bingo. It looks like they have something to do e..."
READ MORE67 PIN OAK DRIVE, Rock Spring, GA 30739
4.0
(1 reviews)
"GOD opened this door for My Dad and I. I know that No one wants to have their loved one placed, however this is truly a loving and caring facility, helping to keep your loved one up and going while helping and assisting not only the resident, but, th..."
READ MORE671 Alexian Way, Signal Mountain, TN 37377
3.6
(9 reviews)
"I've chosen Alexian Village on Signal Mountain. I plan to move there in three to four years. I saw it as a very caring place. It is very faith-based, but not overly so. Everyone there seemed very happy. I visited a few times, and everyone's welfare i..."
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2750 Executive Park, Cleveland, TN 37312
3.6
(6 reviews)
"My grandfather was recently at this facility for rehab after a hip fracture. Even though there was no indoor visitation, the entire leadership team took time to keep me updated on his status and therapy updates. Very thankful for their caring and com..."
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9210 Apison Pike, Collegedale, TN 37363
2.3
(3 reviews)
"I liked Life Care Center. They had a very good and responsible staff and had everything necessary for senior citizens to adapt to a life away from home. They had an ice cream shop, barber shop, and all sorts of facilities for physical therapy and doc..."
READ MORE206 Blue Mountain Pkwy, Rocky Face, GA 30740
"The Lighthouse Personal Care Home is nestled on a wooded parcel in Rocky Face, GA. Residents live in a quiet countryside setting, yet have a..."
READ MOREThe 2024 Genworth Cost of Care Survey puts the cost of assisted living in Chattanooga at approximately $5,350 per month, the same as the national median expense. This cost is almost on par with assisted living fees in Nashville ($5,316) but notably higher than Morristown’s monthly rate of $3,970. Assisted living costs in Knoxville ($4,828) and Jackson ($4,140) are also lower than in Chattanooga.
Chattanooga
$5,350
Tennessee
$4,900
United States
$5,350
Nashville
$5,316
Knoxville
$4,825
Jackson
$4,140
Morristown
$3,970
When trying to decide how to pay for assisted living, one of the first questions that comes up is "How much does it cost?" With the impact of inflation, it's more important than ever to have up-to-date information when making a financial plan for senior living. To help shed light on real senior living prices, Caring.com has compiled proprietary cost data from its network of more than 75,000 senior living providers to provide insight into the average cost of assisted living in Chattanooga and 32 other cities in Tennessee.
Tennessee provides coverage for services at assisted living facilities through its Medicaid CHOICES waiver program. Room and board fees are not covered through this waiver, but they are capped at 80 percent of three times the current federal SSI benefit rate.
Learn more about these programs, plus who’s eligible, on our Assisted Living in Tennessee page.
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
For more information about different ways to finance assisted living, visit our Assisted Living in Tennessee page.
Because of inflation, assisted living costs have gradually risen in Chattanooga. Rates are predicted to rise about 18% from $3,559 in 2022 to $4,199 in 2024. However, costs in Chattanooga are expected to remain lower than national and state averages, which are predicted to run $4,802 and $4,543 in 2024, respectively. Nashville is expected to also see an 18% increase by 2024, from $4,495 to $5,304. Inflation is likely to cause assisted living rates to increase by approximately 18% in Memphis and Knoxville, too.
| Location | 2022 Cost (Historical) | 2023 Cost (Current) | 2024 Cost (Estimated) |
|---|---|---|---|
| Chattanooga | $3,559 | $3,899 | $4,199 |
| U.S. Average | $4,070 | $4,459 | $4,802 |
| Tennessee | $3,383 | $4,201 | $4,543 |
| Nashville | $4,495 | $4,925 | $5,304 |
| Memphis | $3,756 | $4,115 | $4,432 |
| Knoxville | $3,937 | $4,313 | $4,645 |
Seniors in Chattanooga pay about $5,350 per month for assisted living. This rate is $84 less per month than the approximate cost of home health care. Adult day care offers an economical alternative at $1,733. Meanwhile, individuals who need nursing care face a much higher monthly charge of $8,486 for a semi-private room in a nursing home.
Home Health Care
$5,434
Adult Day Health Care
$1,733
Assisted Living Facility
$5,350
Nursing Home Facility (semi-private room)
$8,486
There are many resources in Chattanooga,TN that assist seniors in their retirement. Caring.com has compiled information on local organizations, programs and agencies and categorized them into care types for easy reference.
For information about statewide resources and those in nearby cities, go to Caring’s Tennessee state page.
Retirees can find support and advice on various senior-related issues from their local Area Agency on Aging. The agency provides advice on topics such as financial assistance programs, in-home care and long-term care planning. It also connects seniors and caregivers with community-based resources.
| Program Name | Phone Number | Description |
|---|---|---|
| Southeast Tennessee AAAD | 866-836-6678 | The Tennessee Commission on Aging and Disability administers state funding for home- and community-based programs for seniors aged 60 and above. The program is administered by nine area agencies covering all 95 counties. The program aims to improve the quality of life and ensure independence for older Tennesseans through daily living assistance such as household cleaning, shopping, transportation, dressing and home health care. Other facets of the program include cooking, home delivery of meals, home accessibility and home maintenance. |
Local organizations help ensure elderly citizens have a balanced diet and receive essential vitamins and minerals to remain healthy. Through nutrition programs, congregate meals, home-delivered meals and food pantries, these programs help Chattanooga seniors afford the nutritious food they need.
| Program Name | Phone Number | Description |
|---|---|---|
| Foxwood Food Center | 423-622-1800 | Foxwood Food Center is a location of the Chattanooga Food Bank that distributes food to low-income seniors in the central part of the city. Seniors in need can visit the center regularly to obtain fresh produce, dairy and meats as well as shelf-stable products. Vouchers are required to receive items. The center is open Monday through Thursday from 9 a.m. to 4 p.m. and Friday from 9 a.m. to noon. |
| Tennessee Aging Nutrition Program | 866-836-6678 | The Agency on Aging provides a nutrition program for seniors in the Chattanooga area. Those seniors who are still physically able to leave the house can go to one of the congregate meal sites to enjoy a hot meal and socialize with other seniors. Volunteers deliver meals at around noon each day from Monday to Friday to seniors who are homebound and are no longer able to prepare a meal on their own. The volunteers provide a friendly visit and safety check at the same time as delivering the meal. All of the meals provide a third of the daily nutritional requirements of seniors. There is no charge for the meals but certain requirements need to be met in order to receive meals. |
| Chattanooga Area Food Bank | 423-622-1800 | The Chattanooga Area Food Bank serves as a support system for low-income seniors across Southeast Tennessee and Northwest Georgia. It partners with local retailers, farmers and agencies to collect and distribute food to individuals facing food insecurity. In addition to its core services, the food bank offers mobile delivery services, emergency food boxes and a Senior Grocery Program. This program provides nutritious meals each month that are thoughtfully designed to meet the dietary needs of older adults. |
Many organizations offer free or low-cost legal services to Chattanooga seniors. Older adults can access advice on issues such as estate planning, living wills and power of attorney. Some firms also act as long-term care ombudsmen, advocating for the rights of seniors in senior living communities.
| Program Name | Phone Number | Description |
|---|---|---|
| Legal Aid of East Tennessee - Chattanooga | 800-572-7457 | Legal Aid of East Tennessee is a nonprofit organization staffed with licensed, experienced legal professionals who help families work through challenges related to dementia, including consumer debt problems, denied health insurance claims and asset management. The organization can also help families address problems related to memory care facilities, including billing errors or issues with intake and discharge procedures. |
Senior centers in Chattanooga bring together residents through recreational activities and events. Many also offer advice and support on senior issues, run wellness and nutrition programs, and connect older adults with other resources in the local area.
| Program Name | Phone Number | Description |
|---|---|---|
| Eastgate Senior Activity Center | 423-855-9444 | The Eastgate Senior Activity Center provides a safe place for older adults to gather during the day for fun and activities. These activities include board games, fitness classes, billiards, arts and crafts, a computer lab, book clubs and dancing. The center also schedules frequent outings into the community and provides meals and special events. |
Social Security offices in Chattanooga help seniors and disabled people access the benefits they're entitled to. Older adults can contact their local office for information about receiving retirement benefits, disability allowance and Supplemental Security Income.
| Program Name | Phone Number | Description |
|---|---|---|
| Chattanooga Social Security Office 37421 | 800-772-1213 | Social Security is a source of income available to retirees and people who can no longer work because of a disability. The money for Social Security comes from a payroll tax levied on employers, employees and self-employed individuals. When you retire, you'll receive monthly payments based on how much you earned when you were working. |
Assistance is available for seniors unable to access or use private transportation. These community resources help elderly and disabled residents make journeys in and around Chattanooga, allowing them to run errands and attend appointments in the local area.
| Program Name | Phone Number | Description |
|---|---|---|
| Chattanooga Area Regional Transportation Authority (CARTA) | 423-629-1473 | CARTA provides reduced fare curb-to-curb services for seniors and those with disabilities. Rides are available for medical appointments, outings, shopping and errands. All rides must be scheduled at least 24 hours in advance, and all buses are wheelchair accessible. |
Low-income seniors who are struggling to meet the costs of maintaining their homes can find support from organizations that offer assistance with utility and energy bills. Chattanooga retirees could also qualify for emergency funding programs if they're in danger of losing utility services due to unpaid invoices.
| Program Name | Phone Number | Description |
|---|---|---|
| Low-Income Home Energy Assistance Program (LIHEAP) - Chattanooga | 423-643-6434 | Federally funded through the Department of Health and Human Services, LIHEAP is designed to help senior and disabled residents pay their utility bills. Individuals who meet eligibility guidelines may receive up to $325 for summer cooling and $250 for winter heating costs. |
Chattanooga retirees who have served in the U.S. military can find support from local veteran services. These offices and organizations help vets access the benefits they're eligible for and provide advice and information on a variety of issues.
| Program Name | Phone Number | Description |
|---|---|---|
| Chattanooga Vet Center | 423-855-6570 | The Chattanooga Vet Center in Chattanooga is open weekdays from 8 a.m. to 4:30 p.m. and closed on weekends. Counseling services are available at this Tennessee location, including grief, bereavement and transition services for individuals, couples and families. PTSD care, mental health care and military sexual trauma care are also offered. The center provides referral services for suicide prevention, addiction and substance use and veteran connections. Parking is easily accessible. |
Chattanooga Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living facilities in Tennessee are required to follow. Visit our Assisted Living in Tennessee page for more information about these laws.
Assisted Living
Gigimom3
5.0
Review of StoryPoint Chattanooga
The room my mother had was lovely. It had a separate bedroom, living room, bathroom and a small kitchenette. The flooring was new when we moved in and it was freshly painted. There were so many...
Provider response
Hello, Thank you for your review! We take great joy in pampering our residents and offering fun, engaging events and activities for everyone to enjoy. It’s wonderful to hear that your mom has had...
Assisted Living
Deborah
5.0
Review of American House Shallowford
My mom moved to American House Shallowford. It had everything that she needed. They had a doctor there and three nurses. Her apartment is very nice. She has a studio. She has her bed in there, her...
Provider response
Thank you so much for your feedback, Deborah! We are honored to serve your family!
Assisted Living
Susie-Q
5.0
Review of StoryPoint Chattanooga
The size and layout of StoryPoint is so appropriate for older adults. It has a beautiful courtyard in the middle of the building and the hallways form a square around it, so it's easy to navigate....
Provider response
Hi Susie, Thank you for your review! We’re proud of our dedicated culinary team, who work hard to provide nourishing meals for our residents. Our Life Enrichment Director also plans monthly...
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