Assisted Living Communities in Charleroi, Pennsylvania

Assisted living communities in Charleroi charge a monthly median rate of $6,075 for services, surpassing the state norm of $5,550 and the national cost of around $5,350 by hundreds of dollars. Most nearby cities have more affordable care, including State College and Johnstown, where respective monthly fees come in near $4,850 and $4,426, and Gettysburg, where care costs run about $2,275 lower than in Charleroi. Even so, local rates compare favorably with fees in Erie, where facilities charge around $2,340 more for residential services.

Charleroi seniors pay approximately $6,075 per month for assisted living.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

 

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

 

For more information about different ways to finance assisted living, visit our Assisted Living in Pennsylvania page.

Charleroi’s assisted living rates come to around $6,075 per month. This runs slightly lower than the median rate of $6,101 seniors pay for home health care, an option that features private skilled nursing services. However, it exceeds the in-home care rate of about $4,767, which covers companionship and custodial care in the individual’s home, and it exceeds rates for adult day health care services, which provide nonresidential personal care and basic medical support for around $2,779. On the other hand, assisted living costs considerably less than nursing home care, which comes in at around $9,429 and includes 24-hour medical supervision and support.

 

The Pennsylvania Department of Human Services licenses assisted living facilities in Charleroi through its Office of Long-Term Living, Bureau of Human Services Licensing. It requires all facilities to undergo regular inspections and submit to minimum standards for the scope of services they provide, intake and discharge procedures and residents’ rights. It also investigates reports of substandard treatment or conditions.

• Charleroi has a range of age-friendly amenities and policies for seniors, earning it a score of 59 points on the AARP Livability Index compared to the national norm of 48 points. It supports housing stability for seniors through high access to multifamily units and subsidized housing. This accessibility may promote competitive assisted living rates. Additionally, the local air and water quality outperform national norms, promoting assisted living residents’ health and comfort. 
• Charleroi ranks as a generally affordable place to live, featuring a cost of living that tracks about 4% below the national average. Although health care costs run about 2% over the nationwide benchmark, residents pay less for housing, food and utilities here than in a typical U.S. city. This, along with state-funded programs such as the Aging Waiver, may make assisted living in this city financially viable for some seniors.
• The Borough Center neighborhood, which sits on the south side of Charleroi, ranks as the safest neighborhood in the city, making it a practical option for prospective assisted living residents concerned about security. Overall, the city sees 24 crimes per 1,000 people in a given year. Property crime occurs at the same rate here as in a typical U.S. city, but violent crime occurs slightly less, earning it a total crime index score of 17. To promote resident safety, many local assisted living facilities have features such as security gates and alarm systems.
• Pennsylvania exempts Social Security benefits, pension income and withdrawals from retirement accounts from taxation for those aged 60 and over, making it one of the most retiree-friendly states in the nation for assisted living. Additionally, the state exempts certain purchases from sales tax, including prescription drugs, clothing and groceries, supporting financial stability for assisted living residents in Charleroi.
• Penn Highlands Mon Valley serves as Charleroi’s closest hospital, sitting just 3 miles outside the city in Monongahela. This hospital provides 24-hour emergency care and a range of specialties, including general surgery, rehabilitative therapies, cardiovascular care and cancer care. In addition to this, many assisted living facilities have on-site wellness services from staff nurses and on-call physicians.