Assisted Living Communities in Union, Missouri

Assisted Living costs in Union start around $2,607 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in Union and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Missouri page.

Union, Missouri, is located approximately 50 miles southwest of St. Louis along the Mississippi River and was named to represent a union among the community. Today, this city is home to 10,204 people, including a senior community making up over 11% of that number. Some of these seniors may not be able to live independently now or in the near future. In Union, there are assisted living facilities to help seniors with the tasks of everyday living, with an additional 17 facilities in nearby communities such as Ellisville, Pacific and Warrenton.

These facilities are licensed as assisted living communities and residential care facilities in Union and throughout the state, both of which are licensed by the Missouri Department of Health and Senior Services.

• Missouri’s tax laws may put a strain on Union seniors. The state fully taxes withdrawals from retirement savings accounts and private pensions, and partially taxes both Social Security benefits and public pensions.
  
• Union’s cost of living is 92.5, on par with the Missouri average, and slightly lower than the U.S. average of 100. Seniors can also expect to pay less for groceries, healthcare, housing and utilities than they would in other areas of the state or nation, which might make this city an ideal location for seniors looking for an affordable city to retire. Transportation costs are slightly higher than the national average at 103.4, which might be of concern to seniors who no longer drive.
  
• The Union area has no facilities from which to choose in the event of a medical emergency or illness, with the nearest major hospital located in Washington.
  
• Violent crime rates in Union are 17, five points lower than the national average of 22.7. The city’s property crime rate is 67.3, almost double the national average of 35.4. Seniors may want to inquire about safety protocols when visiting assisted living facilities in the area.
  
• Although the air quality rating for Union at 64 is six points higher than the U.S. average of 58, seniors with respiratory conditions may want to check the pollen levels daily before venturing outside.
  
• Summers in Union can reach temperatures of 89 degrees, while winter lows can be 22. The sun shines on this city 200 days each year, five less than the U.S. average of 205, which still allows plenty of time to enjoy the great outdoors.

Note: Data on this page was updated in 2019 and based on the latest 2018 figures.