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Assisted Living Communities in Saint Louis, Missouri

St. Louis sits near the Mississippi River and Illinois border in eastern Missouri. The region hosts many assisted living communities, including 44 within St. Louis' city limits and 11 in surrounding areas. In 2024, residents of these communities pay about $5,100 per month, outpacing the typical price in Missouri of $4,851.

We've collected 0 review reviews of St. Louis' assisted living communities, featuring an average rating of stars. Explore our directory below to learn more.

Directory of Assisted Living in Saint Louis, MO

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The Cost of Assisted Living in Saint Louis, MO and Nearby Cities

St. Louis offers lower assisted living prices than the U.S. norm, according to the Genworth 2024 Cost of Care Survey. Nationally, prices come to about $250 higher per month. However, many nearby cities feature lower fees. Rates drop to approximately $4,411 in Columbia and $4,611 in Springfield, IL. Still, some cities are more costly, such as Jefferson City, where rates hover around $5,779.

St. Louis

$5,100

Missouri

$4,851

The United States

$5,350

Jefferson City

$5,779

Columbia

$4,411

Springfield, IL

$4,611

Paying for Assisted Living in Saint Louis

Financial Assistance for Assisted Living in Saint Louis

Saint Louis seniors concerned about the cost of assisted living facilities have two choices: the Supplemental Nursing Care Assistance Program and the Missouri Medicaid Aged and Disabled Waiver. Medicaid manages both programs, so income restrictions apply.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Missouri page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Missouri page.

The Cost of Other Types of Senior Living in Saint Louis, MO

In St. Louis, assisted living ranks among the lowest-priced senior care options. Adult day health care stands as the only cheaper option, at about $2,058 per month. Conversely, nursing home care costs approximately $2,094 more, while home health care costs about $1,573 more. In-home care is also more expensive, with rates around $1,001 higher than assisted living.

In-Home Care

$6,101

Home Health Care

$6,673

Adult Day Health Care

$2,058

Assisted Living Facility

$5,100

Nursing Home Facility (semi-private room)

$7,194

Free Assisted Living Resources in Saint Louis

There are several free resources in Saint Louis provided by government agencies and non-profit organizations. The resources listed below may be of some interest to seniors living in assisted living facilities and those considering moving to long-term care.

ResourceContactService
Saint Louis Regional Veteran Benefits Office(314) 253-4389The Saint Louis Regional Veteran Benefits Office assists veterans and their spouses in ensuring they receive all the benefits they are eligible for. These benefits may include disability compensation, pensions and supplemental benefits such as the Aid and Attendance Benefit. In addition, the office can assist veterans in finding assisted living housing and support them in any other issues they may face.
Saint Louis Area Agency on Aging(314) 612-5918The Saint Louis Area Agency on Aging provides seniors with information regarding transport, elderly services, food services and medicare benefits. The agency offers a long-term care ombudsman service that protects the rights of seniors in assisted living and other long-term care options. The ombudsman acts on behalf of the seniors if their rights are abused in any way by the care facility.
Saint Louis County Senior Department(314) 615-4516The Saint Louis County Senior Department provides a range of services to assist seniors in the area. These services include tax preparation, claims assistance, volunteer opportunities, transportation and an active aging program. 

What to Consider About Assisted Living in Saint Louis

The Missouri Department of Health and Senior Services oversees assisted living facilities in Saint Louis. The department is responsible for licensing all facilities throughout the state and ensuring that they follow all state rules and regulations by conducting surprise inspections. 

Benefits and Drawbacks of Assisted Living in Saint Louis

  • Saint Louis has a violent crime rate of 1,927 per 100,000 people and is ranked as having the second-highest crime rate in the U.S. However, seniors can be assured that the majority of assisted living communities provide 24-hour security services with secure perimeters and cameras.
  • Seniors who earn an income from retirement accounts will pay standard income tax, and the state has slightly higher combined state and local taxes than the U.S. average. Seniors in Saint Louis who live on Social Security benefits and public pension income generally don’t pay any tax on their income. This provides extra money for seniors to enjoy a more comfortable retirement in the city. 
  • Saint Louis has one of the lowest costs of living in the U.S., and several entertainment activities in the city cost less than the U.S. average, making the city a good choice for budget-conscious seniors who still want to take part in a range of activities. 
  • The city has hot and humid summers, and seniors may spend additional funds on cooling their homes. However, the winters are mild and a great time to enjoy all the city’s outdoor activities. 
  • Seniors in Saint Louis have access to a range of activities to do and places to explore. There are restaurants to enjoy, places to shop and neighborhoods to explore as well as visiting the famous arch. 

Assisted Living Laws and Regulations in Saint Louis

Saint Louis-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Missouri are required to follow. Visit our Assisted Living in Missouri page for more information about these laws.

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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