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Assisted Living Communities in Elkton, Maryland

Located on Maryland's northeast side near the Pennsylvania border, the Elkon area hosts 13 assisted living communities for seniors to choose from. In 2024, these long-term care communities charge about $6,986 per month. Maryland's typical price is similar at $6,900, but the national norm ranks much lower at $5,350.

We've gathered 444 reviews reviews of Elkton's assisted living communities to help you understand the area's senior care options. Seniors and their loved ones give these local facilities an average rating of 4.1 out of 5 stars stars. Discover the reviews below to learn more.

Directory of Assisted Living in Elkton, MD

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The Cost of Assisted Living in Nearby Cities

Elkton has the highest estimated assisted living prices in Maryland. Per the Genworth 2024 Cost of Care Survey, local facilities charge $86 more than the state median and $336 more than Baltimore's typical price. Meanwhile, assisted living in Salisbury costs about $2,087 less than in Elkton, emphasizing the value of price shopping.

Elkton

$6,986

Maryland

$6,900

United States

$5,350

Salisbury

$4,899

Cumberland

$5,027

Baltimore

$6,650

Paying for Assisted Living in Elkton

Financial Assistance for Assisted Living in Elkton

The state of Maryland has one Medicaid waiver, the Community Options Waiver, and one state-funded program, the Assisted Living Subsidy program, to help seniors find aid to help cover their assisted living costs.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Maryland page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.

The Cost of Other Types of Senior Care

In Elkton, assisted living costs more than many other senior care options. Seniors save about $4,386 per month by opting for adult day health care or roughly $2,219 by choosing in-home care. Home health care is also cheaper, costing around $885 less than assisted living. Nonetheless, nursing home facilities often feature higher rates, with semi-private rooms costing approximately $6,458 more than assisted living communities.

In-Home Care

$4,767

Home Health Care

$6,101

Adult Day Health Care

$2,600

Assisted Living Facility

$6,986

Nursing Home Facility (semi-private room)

$13,444

Note: Since data for Elkton is unavailable, we used data for the nearest city, Philadelphia, PA, instead.

Free Assisted Living Resources in Elkton

Seniors in assisted living facilities and those still able to live at home have access to a wealth of resources provided by state and federal agencies and nonprofit organizations. These examples of what’s available show how seniors can get support if they’re in dispute with their care provider and get medical help if they qualify for VA assistance. They also show how able-bodied seniors can connect with their communities.

ResourceContactService
The Elkton Center(410) 996-5295Elkton residents aged 60 and over meet at The Elkton Center Mondays to Thursdays to participate in a range of social and recreational activities for the body and the mind. There are also educational programs covering senior-specific concerns, such as fall prevention methods. Mornings always begin with coffee and conversations, followed by exercise classes, such as chair Zumba, then some games, including bingo.
Volunteer Cecil(410) 996-8439Volunteer Cecil is the local Retired & Senior Volunteer Program (RSVP). It helps Elkton's retirees give back to their community through voluntary work with an array of nonprofit organizations and state agencies. These include the Ray of Hope Mission Center and Cecil County Public Library. As it's an RSVP partner, volunteers benefit from additional insurance during their working hours and may be eligible for discounts from some organizations associated with the program.
Elkton Vet Center(410) 392-4485Open on weekdays during normal working hours, the Elkton Vet Center provides limited medical services for the city's U.S. military veterans and their dependents. Most of the center's work revolves around counseling, particularly for those who have suffered bereavement and issues related to their time in the military, including military sexual trauma. Vets in need of other types of medical care are referred to Perry Point VA Medical Center.
Long-Term Care Ombudsman(410) 996-8429Seniors residing in assisted living facilities who have concerns about their care should contact the Long-Term Care Ombudsman. Ombudsmen are volunteers operating on behalf of the Maryland Department of Aging to ensure seniors in residential care receive the quality of care they should expect. Examples of complaints investigated by the ombudsman include inadequate room temperatures, poor quality food and unexpected discharge or transfers to other communities. The ombudsman can also investigate complaints registered by the families of residents and third parties.

What to Consider About Assisted Living in Elkton

The Office of Health Care Quality at the Maryland Department of Health is responsible for issuing licenses to assisted living facilities throughout the state. It also regulates the industry and monitors licensed facilities to ensure they’re abiding by the conditions of their licenses. Monitoring includes unannounced inspections and reviewing complaints registered with the Long-Term Care Ombudsman.

Benefits and Drawbacks of Assisted Living in Elkton

 

  • According to Sperling’s Best Places, the mean cost of living in Elkton is around 3.5% higher than the national average, although significantly below the average for Maryland. However, health care can be more costly for those unable to take advantage of resources available to seniors, such as Medicare and Medicaid waivers.
  • Elkton’s crime statistics don’t reflect well on the city, being significantly above the national and state averages. However, crime does appear to happen more often in specific neighborhoods. Generally, the areas in and around Elk Neck and Leeds experience less crime. Many seniors in assisted living facilities also find comfort in knowing their facilities have 24/7 security and staff always nearby.
  • The award-winning Union Hospital is the primary provider of medical care in Elkton. The nonprofit community hospital, and other facilities in the city, are also staffed by a significant number of physicians registered to treat Medicare beneficiaries. Due to Elkton’s location, its seniors are close to some of the finest hospitals in the country in Baltimore, Wilmington and Philadelphia.
  • Cecil Transit offers several low-cost ways for seniors to get around Cecil County. Those using fixed-route bus services can travel for half the standard fare, which, as of 2021, is $1 per trip or $2.50 for a day pass with unlimited trips. There’s also the taxi voucher program, which enables seniors and disabled passengers to purchase taxi vouchers at a reduced rate. The passenger must use a taxi service that participates in the program, all vouchers are valued at $10 each and the maximum available per month is five.
  • Elkton’s climate is generally favorable to seniors. The coldest month is January, with temperatures averaging at around 24 degrees, while July is the hottest month, with mean temperatures at a comfortable 87 degrees. Although snowfall can be around 15 inches per year, this is half the national average, while rainfall is above average at 45 inches.

 

Assisted Living Laws and Regulations in Elkton

Elkton-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Maryland are required to follow. Visit our Assisted Living in Maryland page for more information about these laws.

Reviews of Communities Nearby

Assisted Living

No way

I am a friend or relative of a current/past resident

Review of Caraway Manor II

The rooms do not get cleaned. The floors get swept, that's it. The med techs make medication errors all the time, for example...drop pills on the floor, then pick them up and give them anyway....

Read more

Assisted Living

Eleanor

I am a friend or relative of a current/past resident

Review of Caraway Manor II

After hearing great things about Caraway, and visiting another resident there many times, when it was time, we placed my mother-in-law in their care. We were very pleased with the care she...

Read more

Assisted Living

Sheryl

I am a friend or relative of a current/past resident

Review of Caraway Manor II

My mother has been at Caraway Manor II for 5 months now. It's a small place with only 16 residents. They make all their food right there. They take good care of them, and I'm very happy with this...

Read more

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Other Options in Elkton, MD

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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