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Assisted Living Communities in Louisville, Kentucky

Louisville sits in the north-central region of Kentucky along the Ohio River and features a mix of urban and suburban neighborhoods. In the city and its surrounding area, prospective assisted living residents have 77 facilities to consider for long-term care. Local residential care costs come in near $5,342 per month in 2024, which exceeds the Kentucky median of $4,335 but aligns with the national norm of $5,350.

This guide features 546 reviews reviews from residents and visitors of assisted living communities in Louisville, providing insight into the quality of care they provide. Overall, local facilities receive an average score of 4.4 out of 5 stars stars.

Directory of Assisted Living in Louisville, KY

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The Cost of Assisted Living in Nearby Cities

Assisted living facilities in Louisville charge approximately $5,342 per month. According to the 2024 Genworth Cost of Care Survey, this rate runs about $1,000 higher than the statewide median and exceeds costs in many other cities. In Lexington and Bowling Green, fees hover near $5,188 and $4,740, respectively. Owensboro's monthly costs are at their lowest in the state at around $2,808.

Louisville

$5,342

Kentucky

$4,335

The United States

$5,350

Bowling Green

$4,740

Owensboro

$2,808

Elizabethtown

$5,250

Lexington

$5,188

Paying for Assisted Living in Louisville, KY

When trying to decide how to pay for assisted living, one of the first questions that comes up is "How much does it cost?" With the impact of inflation, it's more important than ever to have up-to-date information when making a financial plan for senior living. To help shed light on real senior living prices, Caring.com has compiled proprietary cost data from its network of more than 75,000 senior living providers to provide insight into the average cost of assisted living in Louisville and 21 other cities in Kentucky.

Financial Assistance for Assisted Living in Louisville

In the state of Kentucky, assisted living facilities don’t provide health services and therefore are not eligible for funding through Medicaid. However, in some circumstances, Medicaid may provide coverage for treatments received from an outside agency. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in Kentucky page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Kentucky page.

Inflation's Impact on the Cost of Assisted Living in Louisville, KY

Assisted living costs continue to rise in Louisville, as this city and surrounding ones aren't immune to the effects of inflation. Since 2022, prices have risen about 18%, which is about the same as the change across the U.S. Even though averages in Kentucky used to be below that of Louisville, they're now about 5.5% higher, with the state seeing a 33.7% jump overall. Nearby cities of Shelbyville, Frankfort and Elizabethtown all saw similar increases to Louisville, but Shelbyville is 56% more expensive and Frankfort is 31% lower. As inflation keeps impacting costs in these regions, planning ahead is essential.

Location2022 Cost (Historical)2023 Cost (Current)2024 Cost (Estimated)
Louisville$3,533$3,871$4,169
U.S. Average$4,070$4,459$4,802
Kentucky$3,288$3,748$4,397
Shelbyville$5,513$6,040$6,505
Frankfort$2,693$2,950$3,177
Elizabethtown$3,866$4,235$4,561

The Cost of Other Types of Senior Care

Assisted living communities in Louisville set monthly rates of around $5,342. By comparison, adult day health care facilities establish lower fees of roughly $1,798. If individuals prefer private alternatives, agencies typically charge approximately $6,101 for home health care services. Nursing home rates also run higher at about $7,848 for semi-private rooms.

Home Health Care

$6,101

Adult Day Health Care

$1,798

Assisted Living Facility

$5,342

Nursing Home Facility (semiprivate room)

$7,848

Free and Low-Cost Resources for Seniors in Louisville,KY

There are many resources in Louisville,KY that assist seniors in their retirement. caring.com has compiled information on local organizations, programs and agencies and categorized them into care types for easy reference.

For information about statewide resources and those in nearby cities, go to Caring's Kentucky state page.

Area Agency on Aging

Retirees can find support and advice on various senior-related issues from their local Area Agency on Aging. The agency provides advice on topics such as financial assistance programs, in-home care and long-term care planning. It also connects seniors and caregivers with community-based resources.

Program NamePhone NumberDescription
KIPDA's Aging and Disability Resource Center (ADRC)888-737-3363Kentucky's Area Agencies on Aging are nonprofit organizations dedicated to serving the needs of older adults and caregivers. They provide programs and services that promote independent living and help to enhance seniors' quality of life. These include care planning, transportation services, nutrition programs and caregiver support. They also offer information, referrals and benefits counseling. Kentucky's AAAs play a crucial role in advocating for seniors' rights and ensuring they have access to the resources they need to age with dignity.

Food Assistance Programs

Local organizations help ensure elderly citizens have a balanced diet and receive essential vitamins and minerals to remain healthy. Through nutrition programs, congregate meals, home-delivered meals and food pantries, these programs help Louisville seniors afford the nutritious food they need.

Program NamePhone NumberDescription
Jewish Community Center of Louisville (JCC) Meals on Wheels502-238-2749Various organizations throughout Kentucky operate Meals on Wheels programs to provide home-delivered meals to seniors who might otherwise go hungry. Delivering nutritious meals helps enable independent living while providing an opportunity for delivery drivers to perform a safety check and offer social interaction. Meals are generally provided for free or at a low cost based on a sliding fee scale to ensure access to those older adults most in need.
Louisville Senior Nutrition Program502-574-6325The Louisville Senior Nutrition Program delivers meals to the homes of adults aged 60 and over who are unable to shop or who have difficulty preparing meals on their own. Program workers conduct a home visit during the application process to establish eligibility and the urgency of a senior's needs. Applicants with unique circumstances and medical conditions are given priority for approvals, while others may need to be wait-listed due to high demand. Documented income verification is required.
Neighborhood House Emergency Food Bank502-774-2322The Neighborhood House Emergency Food Bank works with the Dare to Care Food Bank to help vulnerable seniors and other food-insecure residents of the West Louisville area. The food bank is open every weekday from 10 a.m. to noon, and to receive emergency food boxes, seniors must present government ID and proof of residence. Neighborhood House also provides senior engagement programs, including cooking and fitness classes, a daily congregate lunch, bingo games and holiday parties.

Free Used Medical Equipment

Due to the high cost of purchasing new medical equipment, several organizations in Louisville collect lightly used medical devices such as wheelchairs, ramps and walkers and distribute them to local seniors and residents in need.

Program NamePhone NumberDescription
Project CARAT (Coordinating & Assisting the Reuse of Assistive Technology) - Louisville502-992-2448Project CARAT promotes the reuse of assistive technology (AT) and durable medical equipment (DME) by transitioning unused AT and DME to individuals who need them at no cost.

Senior Centers

Senior centers in Louisville bring together residents through recreational activities and events. Many also offer advice and support on senior issues, run wellness and nutrition programs, and connect older adults with other resources in the local area.

Program NamePhone NumberDescription
South Louisville Community Ministries502-361-7763South Louisville Community Ministries helps residents in six zip codes in Louisville, KY. Local seniors can contact one of several resources in the south Louisville neighborhoods, including the Americana World Community Center, Hope Place, Ekklesia Family Day Shelter and South Central Neighborhood Place. Seniors can access property tax loans and assistance with utility bills, clothes, home repairs, prescriptions and addiction. They can visit the ministry's food pantry once a month, and homebound seniors aged 60+ can receive delivered meals.
Southwest Community Ministries502-935-0310Southwest Community Ministries in Louisville, KY, offers a variety of services to local residents. Seniors can receive food assistance through the food pantry and via the Meals on Wheels program, which offers weekday meals to homebound seniors. Financial help is also available for utility bills and housing. Referral programs are accessible for those who need additional assistance but require guidance on where to turn.

Senior Engagement

Senior engagement resources and programs in Louisville help older adults remain active and ensure they contribute to the community. Resources include wellness programs, volunteer opportunities, support groups and organizations that help residents connect with the community to live fulfilling lives.

Program NamePhone NumberDescription
University of Louisville Senior Citizen Students502-852-0166Those aged 65 and over may take a select number of courses at U of L for free as a part of the Donovan Fellowship. Seniors may study up to two classes per semester, either "just for fun" or with the goal of obtaining a degree. Some classes may be taken online while others require physical attendance on-campus.

Social Security Offices

Social Security offices in Louisville help seniors and disabled people access the benefits they're entitled to. Older adults can contact their local office for information about receiving retirement benefits, disability allowance and Supplemental Security Income.

Program NamePhone NumberDescription
Louisville Social Security Offices800-772-1213Social Security is a source of income available to retirees and people who can no longer work because of a disability. The money for Social Security comes from a payroll tax levied on employers, employees and self-employed individuals. When you retire, you'll receive monthly payments based on how much you earned when you were working.

Utility & Energy Bill Assistance

Low-income seniors who are struggling to meet the costs of maintaining their homes can find support from organizations that offer assistance with utility and energy bills. Louisville retirees could also qualify for emergency funding programs if they're in danger of losing utility services due to unpaid invoices.

Program NamePhone NumberDescription
Low Income Home Energy Assistance (LIHEAP) - Louisville800-456-3452LIHEAP is a federally funded program that helps cover the home heating and cooling costs of eligible lowincome seniors and other Kentucky households. The Kentucky LIHEAP program initially uses annual funds to cover heating costs, then covers cooling costs if there are still funds available.

Veteran's Services

Louisville retirees who have served in the U.S. military can find support from local veteran services. These offices and organizations help vets access the benefits they're eligible for and provide advice and information on a variety of issues.

Program NamePhone NumberDescription
Louisville Vet Center502-287-6710The Louisville Vet Center offers confidential counseling services to local veterans and service members. Returning service members can attend transition counseling to help them adapt to civilian life, with educational and career programs available. Veterans can learn about VA benefits, how to access them and where to file. Licensed counselors provide individual therapy for those suffering with stress, anxiety, anger, PTSD and military sexual trauma. Group counseling sessions for Vietnam, Desert Storm and Global War on Terror veterans are available.

Assisted Living Laws and Regulations in Louisville

Louisville Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living facilities in Kentucky are required to follow. Visit our Assisted Living in Kentucky page for more information about these laws.

Reviews of Communities Nearby

Assisted Living

home away from home

I am a friend or relative of a current/past resident

Review of The Altenheim

Marcie and her staff are not only professional but also loving kind and very compassionate. My father in law was cared for here and we liked everything about this facility. Whenever we need a place...

Read more

Assisted Living

V.P.0903

I am a friend or relative of a current/past resident

Review of Eastern Star Home

My father moved into Eastern Star Home. The location was good and it's very homey. It has care like a nursing home, but it doesn't look like a nursing home. His room looks more like an apartment. I...

Read more

Assisted Living

Donna d

I am a friend or relative of a current/past resident

Review of Cherokee Park Rehabilitation

Some of the staff doesn’t need to working there. I had one to tell me she didn’t have patience with my sister. When we would ask questions they didn’t know anything. Ms. Gerri was an angel.

Read more

Helpful Articles

Assisted Living near Louisville, KY

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Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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