Gary, Indiana, is one of the largest cities in the state and just 25 miles from Chicago. It’s adjacent to the southern shores of Lake Michigan and the Indiana Dunes National Park, which gives residents plenty of choices for spending time outdoors. Gary’s proximity to Chicago also benefits those who need to access big-city amenities and healthcare, although Gary has plenty of choices within the city limits.
About 18% of Gary’s 75,000 residents are aged 65 and older, and some of these seniors might be considering a move into an assisted living community as their needs change. Assisted living homes offer 24/7 personal care, assistance with mobility and prepare three nutritious meals a day. These apartment-style communities also offer amenities like pools, walking paths and fitness centers, plus scheduled activities for seniors to pursue favorite hobbies and meet new friends. Many assisted living communities also have a nurse available on-site. The average monthly cost of assisted living in Gary is $4,585.
In this guide, we cover the costs of assisted living and senior care in Gary, plus address the benefits and drawbacks of living here. We also included a brief list of resources for seniors and their families.
"Symphony Chesterton did not smell. Everything's nicely furnished. It's an uplifting place. The staff was very nice and kind of just went above and beyond. I had four small children and they went with me to visit my dad every day when he was there. So..."
"My tour of Silver Birch of Hammond was a pretty nice experience. It was a very nice place. It was clean and fresh. It didn't smell like a nursing home. When you go through the front doors there's a sitting area, and then the hallway where all the com..."
"My brother moved into Cedar Creek Health Campus. It is a bright and airy environment. The staff is helpful. It is very expensive. The facility is clean and comfortable. He is in a single bedroom...."
"My mother-in-law moved to Churchview Supportive Living. I've been there several times, and it's a nice, clean place, and the staff is very nice. My mother-in-law loves the place. It's a welcoming place. They have activities for them to do. That was t..."
"I'm at Victory Centre of River Oaks. I moved in on the 4th of December, and I've only been here a few days. I love the apartment. The staff is very nice and accommodating. My apartment has a full kitchen, a walk- in shower, and 1-bedroom. I live alon..."
"St. Anthony of Lansing was great. I would love for my mother to move there. It looks brand new (although I know it's not) and very, very well-kept. The residents looked very happy and engaged. I could see that the staff was very familiar with the res..."
"I toured Smith Village. The rooms were nice and the activities were nice. Everyone seemed really friendly and helpful, so those werethe pros. But the con is that they don't provide any lift assistance, so that ruled that out. The appliances they offe..."
"My mother has moved into Rittenhouse Village. It's been very nice. She has been very happy there. The rooms are very nice and very comfortable. My mother is very happy with the staff members. She said they all know her by name for the short time she ..."
"I went to Celebrate South Holland yesterday. Everything was good until she said they didn't have a kitchen. I don't want an apartment without a kitchen. They have a dining area and three meals a day. The receptionist was good, and the administration ..."
"I visited the Towne Centre to see my grandma and my great aunt. It was a great place. Everything was up to date and clean. The staff was very kind, very nice, and courteous. They took very good care of my grandma while she was there. There were alway..."
"The staff is very responsive. My room has a bedroom, a living room, a kitchenette, and a bathroom. The food is very good almost all the time. They have a number of different kinds of activities, and I do exercise, but apart from that they have other ..."
"My mother moved into Avalon Springs Health Campus. I'm very happy with the place. The staff has been really nice. The food is very good. They give them good portion sizes and lots of vegetables. The food has a very good taste to it and smells awesome..."
"Oak Grove is a Christian facility for elderly people. My grandma has been there for over two years, and I have nothing but great things to say. The staff is very friendly and helpful, and the facility is immaculate. It smells fresh and looks great al..."
"My family decided to try this place out after receiving a recommendation from a friend. My cousin who has now been a resident for about a year seems pretty content. I visited him last week and asked how he liked it. He says he has made friends wit..."
"I toured Cedarhurst of Dyer. Everything was excellent. Everything that you want to have in your facility was provided. It's brand new, and I couldn't find anything wrong with it...."
"The Hammond-whiting Care Center is a very clean place that has a very active atmosphere. The person with whom I visited was happy and her room was clean.I stayed with my friend for a good part of her day and I observed that the Hammond-Whiting Care C..."
"A friend of mine lives in Park Place at St. John, so I know about the place from visiting her. She's in independent living.
It's nice, they offer meals, and activities. The apartment she's in is really nice too, and the staff was really nice.
They ..."
"Spring Mill Health Campus was nice with everything they had to do. My grandmother was there two years ago and their apartments were well taken care of. The staff was nice They were great. They had bingo and card games...."
3800 South Martin Luther King Drive, Chicago, IL 60653
3.1
(8 reviews)
"My brother is in Pioneer Gardens, and he's in his second month there. We are elated. It's wonderful. We appreciate them. We love them and the accommodations. He's so happy. He was so sad before, and we were so worried. We were scared. I'm like, "My b..."
"I toured Glenwood Healthcare & Rehab when I was looking for a place for my mother. The place was very good and seemed to be very accommodating. They had numerous activities for the residents to participate in, went out for dinner or lunch, and played..."
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The Cost of Assisted Living in Nearby Cities
Gary’s assisted living fees are higher than the state of Indiana, $4,585 compared to $4,382, and both of these are higher than the US average of $4,300. Looking at other large Indiana cities, Gary’s assisted living fees are comparable to most, with the exception of Fort Wayne, which is significantly less, just $3,503 per month. Indianapolis ($4,573) and Evansville ($4,455) are close in cost to Gary, and South Bend is just a bit more at $4,819 per month.
Indiana’s Regional Care Assistance Program (RCAP) helps seniors pay for the monthly cost of assisted living. The state also offers a Medicaid Waiver program, but it only covers costs for seniors residing in an RCF.
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
Veterans Benefits
Life Insurance Policy
Long-Term Care Insurance
Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in Indiana page.
The Cost of Other Types of Senior Care
Assisted living isn’t the only long-term care option for seniors in Gary. Homemaker and home health aide services, both of which average $4,767 per month, provide in-home assistance. Homemakers can help with chores, meal preparation and grocery shopping and companionship, while home health care workers provide in-home medical care. Adult day care offers activities and assistance similar to that of an assisted living facility, but attendees return home at night. Nursing home care is intended for those with chronic medical conditions that require around-the-clock medical care and monitoring. The cost for a semi-private room is $8,060 per month, while a private room is $8,973.
Homemaker Services
$4,767
Home Health aide
$4,767
Assisted Living Facility
$4,585
Nursing Home (semiprivate room)
$8,060
Nursing Home (private room)
$8,973
Note:Data for Gary was unavailable, so data for the nearest city, Michigan City, was used instead.
Free Assisted Living Resources in Gary
Gary seniors and their families have access to many free resources to help them find the right fit for an assisted living facility if they’re thinking of making the move. Seniors may also seek assistance applying for government benefits and medical care through state-funded agencies.
The Long Term Care Ombudsman Services agency advocates for the rights and interests of residents of long-term care communities, such as assisted living and nursing homes. These representatives investigate complaints filed by residents and refer these complaints to the appropriate disciplinary agency. Families or individuals seeking assisted living care may also find help through the Ombudsman to determine the right community to meet their needs.
The Vet Center helps local military veterans apply for pensions, including the Aid & Attendance pension, to help pay for assisted living and health care, including Medicaid. Representatives can help veterans file claims through the US Department of Veteran’s affairs and appeal rulings on these claims. Volunteers with the Vet Center visit area veterans who are in assisted living to help reduce isolation.
This Area Agency on Aging provides information about resources and service providers, from nutrition and meal delivery to finding long-term care and offering health screenings and seminars. The AAA also makes referrals to case managers who can help seniors apply for Social Security, Medicaid and other government benefits, plus find and apply for assisted living accommodations.
What to Consider About Assisted Living in Gary
The Indiana Department of Health licenses and regulates assisted living communities in the state under the Residential Care Facility Licensing Program. This agency conducts health inspections of long-term care communities and investigates complaints about assisted living communities.
Benefits and Drawbacks of Assisted Living in Gary
The cost of living in Gary is significantly lower than the US average, which has a baseline of 100. Gary is 72.5, and Indiana overall is 82.1. Housing costs are just 20.3, and health care is 84.8, which may benefit seniors with limited income.
Crime rates in Gary are quite high. Due to this, many assisted living facilities have security features in place and take precautions to make sure residents are safe.
Winters in Gary are cold and snowy, averaging 36 inches of snow per year, compared to 28 for the national average, and January lows of 18 degrees. Summers can be mild and pleasant, with 186 sunny days per year and July highs of about 86 degrees. Seniors who have health conditions aggravated by colder temperatures may not be comfortable, but those sensitive to high heat may appreciate the respite.
The air quality in Gary is above the national average, 64 out of 100 compared to 58. Seniors here can enjoy a nice breath of fresh air when outside. Although the water quality is lower, 30 out of 100 compared to 55.
Indiana is moderately tax-friendly for retirees, as all Social Security income is tax-free. However, retirement income may be taxed at the same rate as other wages, a 3.23% flat rate.
Assisted Living Laws and Regulations in Gary
Gary-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Indiana are required to follow. Visit our Assisted Living in Indiana page for more information about these laws.
Reviews of Communities Nearby
Assisted Living
daisy67
5.0
I am a friend or relative of a current/past resident
Review of Miller Beach Terrace
My aunt lives currently at Miller Beach and she really likes it. We have had meals with her in the dining room and the food is very tasty. The staff is super friendly and really seem to care about...
I am heartbroken because my dad died, we believe, as a result of negligence by the Miller Beach staff. Before coming to Miller Beach, my dad had colon cancer and was taking 3 medicines to assist...
This is a horrible place! They put my 87y/o grandfather on respidone for no reason. But that explains why everyone seemed so dazed! Everyone was probably on it! They gave him no meds for his...