Gary, Indiana, is one of the largest cities in the state and just 25 miles from Chicago. It’s adjacent to the southern shores of Lake Michigan and the Indiana Dunes National Park, which gives residents plenty of choices for spending time outdoors. Gary’s proximity to Chicago also benefits those who need to access big-city amenities and healthcare, although Gary has plenty of choices within the city limits.
About 18% of Gary’s 75,000 residents are aged 65 and older, and some of these seniors might be considering a move into an assisted living community as their needs change. Assisted living homes offer 24/7 personal care, assistance with mobility and prepare three nutritious meals a day. These apartment-style communities also offer amenities like pools, walking paths and fitness centers, plus scheduled activities for seniors to pursue favorite hobbies and meet new friends. Many assisted living communities also have a nurse available on-site. The average monthly cost of assisted living in Gary is $4,585.
In this guide, we cover the costs of assisted living and senior care in Gary, plus address the benefits and drawbacks of living here. We also included a brief list of resources for seniors and their families.
"My mother will be moving into Prairie Green at Dixie Crossing. It's supportive living. They have a lot of activities, and they have a lot of assistance for seniors with meals and just overall personal care. They'll help her with bathing, with washing..."
"My father-in-law had stayed in Majestic Care of Saint Anthony AL respite. They had a chapel at the location so he didn't have to leave to go to church. That was a big thing and they have their daily mass, and then they have Sunday mass. The staff was..."
"I toured the Prairie Green at Fay's Point. It was a great and impressive place. The staff was very knowledgeable, very engaging, very thorough with all the information. The tour was great. The facilities are great. I even toured one of the units. The..."
"My client is at Crown Point Christian Village. They have activities going on every single day. They know the residents and care about them. They call the residents by name. They even recognize me. These people know exactly who everybody is, and I lik..."
"I toured Montclare Senior Residences of Avalon Park. It was nice. The place was clean and quiet. They were very professional. They take you shopping if you have no means to get around and take you to your doctor's appointments...."
"Belvedere Senior Housing was very nice. Everybody's friendly. It's a very clean place. The apartments were a decent size, very clean, and very nice. It still looks like a brand-new building. The staff was very friendly, very helpful, and very knowled..."
"Brookdale Portage Wyndmoor is a nice place. The staff was nice, the facility is nice, and they cook the meals for them. They also have people who assist with my mom's needs. With the restrictions and everything, I took my mom, got her settled, and th..."
"Mercy Circle was one of the few places that would accommodate both my husband and me, and that was a continuing care community. It's very friendly, very comfortable, and it's not too large. It seems to be very welcoming. I checked out the assisted li..."
"The service has been fantastic. Top quality care for my mom. The staff/team knows my mom and her needs. I sleep in peace knowing that my mom is cared for at such a high level...."
"I was there every couple of days visiting a good friend of mine who was on the terraces - nursing home side - after a hospitalization. I was so impressed by the competent staff, the amazing therapists, the knowledgeable doctors - who are geriatrician..."
"My Mom has lived at Village Woods for a going on 6 years. She loves it there. All the staff is so friendly and nice to her. She has been in Assisted Living for almost 4 years. She loves the activities, getting her hair done and manicures. The Nurs..."
"So many kind and caring people at Miller's! The food is excellent with so many options to choose from. Lots of activities to keep people as involved as they like. ..."
"My wife has been a client of Kelly Home Health care since 2016 to the present date (10/2022) We have experienced true genuine and professional service. If there’s ever a concern no matter the topic, Kelly Home Health care employees have taken the tim..."
"I toured and they had both assisted living and independent living. One side is for assisted living and one side is for independent living. They have one-bedrooms, and they were very nice. They were small but nice. The staff were very nice. The people..."
"My relative is currently living at this facility and the staff is awesome! She has a learning disability, and they are so kind and caring to her. She has built great bonds with the workers and loves to be around them; they spoil her to the max!! She ..."
"I toured Pines Village Retirement Communities. It was a lovely experience. There's even people there we know because we live here. There's two levels which if my husband was in a wheelchair, I wouldn't like him going on the second floor. So, that was..."
"Our Mother lived at Brentwood of Hobart for the last fifteen months of her life. I can't say enough good things about the staff and the care she received. Upon entering, Brianna or Jason made you feel like you were at home. Sandra the Director was co..."
"Mother has moved into Virginia Place. It's nice, clean, and kept up. They have a day room and a little courtyard where they could sit outside. The staff are friendly. They're taking care of my mother's health care needs. It's not like the last facili..."
"While in the Dolton area, we made a stop at the Dorchester Senior Center. Even though we didn't have an appointment, the staff was friendly and accommodating. The fountain on the main grounds had nice seating areas to relax by. We liked the way the m..."
Gary’s assisted living fees are higher than the state of Indiana, $4,585 compared to $4,382, and both of these are higher than the US average of $4,300. Looking at other large Indiana cities, Gary’s assisted living fees are comparable to most, with the exception of Fort Wayne, which is significantly less, just $3,503 per month. Indianapolis ($4,573) and Evansville ($4,455) are close in cost to Gary, and South Bend is just a bit more at $4,819 per month.
Indiana’s Regional Care Assistance Program (RCAP) helps seniors pay for the monthly cost of assisted living. The state also offers a Medicaid Waiver program, but it only covers costs for seniors residing in an RCF.
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
Veterans Benefits
Life Insurance Policy
Long-Term Care Insurance
Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in Indiana page.
The Cost of Other Types of Senior Care
Assisted living isn’t the only long-term care option for seniors in Gary. Homemaker and home health aide services, both of which average $4,767 per month, provide in-home assistance. Homemakers can help with chores, meal preparation and grocery shopping and companionship, while home health care workers provide in-home medical care. Adult day care offers activities and assistance similar to that of an assisted living facility, but attendees return home at night. Nursing home care is intended for those with chronic medical conditions that require around-the-clock medical care and monitoring. The cost for a semi-private room is $8,060 per month, while a private room is $8,973.
Homemaker Services
$4,767
Home Health aide
$4,767
Assisted Living Facility
$4,585
Nursing Home (semiprivate room)
$8,060
Nursing Home (private room)
$8,973
Note:Data for Gary was unavailable, so data for the nearest city, Michigan City, was used instead.
Free Assisted Living Resources in Gary
Gary seniors and their families have access to many free resources to help them find the right fit for an assisted living facility if they’re thinking of making the move. Seniors may also seek assistance applying for government benefits and medical care through state-funded agencies.
The Long Term Care Ombudsman Services agency advocates for the rights and interests of residents of long-term care communities, such as assisted living and nursing homes. These representatives investigate complaints filed by residents and refer these complaints to the appropriate disciplinary agency. Families or individuals seeking assisted living care may also find help through the Ombudsman to determine the right community to meet their needs.
The Vet Center helps local military veterans apply for pensions, including the Aid & Attendance pension, to help pay for assisted living and health care, including Medicaid. Representatives can help veterans file claims through the US Department of Veteran’s affairs and appeal rulings on these claims. Volunteers with the Vet Center visit area veterans who are in assisted living to help reduce isolation.
This Area Agency on Aging provides information about resources and service providers, from nutrition and meal delivery to finding long-term care and offering health screenings and seminars. The AAA also makes referrals to case managers who can help seniors apply for Social Security, Medicaid and other government benefits, plus find and apply for assisted living accommodations.
What to Consider About Assisted Living in Gary
The Indiana Department of Health licenses and regulates assisted living communities in the state under the Residential Care Facility Licensing Program. This agency conducts health inspections of long-term care communities and investigates complaints about assisted living communities.
Benefits and Drawbacks of Assisted Living in Gary
The cost of living in Gary is significantly lower than the US average, which has a baseline of 100. Gary is 72.5, and Indiana overall is 82.1. Housing costs are just 20.3, and health care is 84.8, which may benefit seniors with limited income.
Crime rates in Gary are quite high. Due to this, many assisted living facilities have security features in place and take precautions to make sure residents are safe.
Winters in Gary are cold and snowy, averaging 36 inches of snow per year, compared to 28 for the national average, and January lows of 18 degrees. Summers can be mild and pleasant, with 186 sunny days per year and July highs of about 86 degrees. Seniors who have health conditions aggravated by colder temperatures may not be comfortable, but those sensitive to high heat may appreciate the respite.
The air quality in Gary is above the national average, 64 out of 100 compared to 58. Seniors here can enjoy a nice breath of fresh air when outside. Although the water quality is lower, 30 out of 100 compared to 55.
Indiana is moderately tax-friendly for retirees, as all Social Security income is tax-free. However, retirement income may be taxed at the same rate as other wages, a 3.23% flat rate.
Assisted Living Laws and Regulations in Gary
Gary-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Indiana are required to follow. Visit our Assisted Living in Indiana page for more information about these laws.
Reviews of Communities Nearby
Assisted Living
daisy67
5.0
I am a friend or relative of a current/past resident
Review of Miller Beach Terrace
My aunt lives currently at Miller Beach and she really likes it. We have had meals with her in the dining room and the food is very tasty. The staff is super friendly and really seem to care about...
I am heartbroken because my dad died, we believe, as a result of negligence by the Miller Beach staff. Before coming to Miller Beach, my dad had colon cancer and was taking 3 medicines to assist...
This is a horrible place! They put my 87y/o grandfather on respidone for no reason. But that explains why everyone seemed so dazed! Everyone was probably on it! They gave him no meds for his...