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Nursing Home Communities in Fort Walton Beach, Florida

Our comprehensive listings and authentic reviews in Fort Walton Beach, FL below include 11...

Directory of Nursing Home in Fort Walton Beach, FL

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The Cost of Nursing Home Care in Nearby Cities

In Fort Walton Beach, monthly nursing home rates are equal to the national norm and about 9% lower than the Florida average at $7,908. This is hundreds of dollars lower than typical care costs in nearby cities, such as Tallahassee, where residents pay $9,095 for services, and Pensacola, where rates exceed Fort Walton Beach’s median by 11%. Similarly, in Panama City, monthly nursing home costs are 9% higher than in Fort Walton Beach, and in Jacksonville, seniors pay $8,213 for care.

Fort Walton Beach

$7,908

Florida

$8,654

United States

$7,908

Pensacola

$8,760

Panama City

$8,629

Tallahassee

$9,095

Jacksonville

$8,213

Nursing Home Costs in Fort Walton Beach, FL

In Fort Walton Beach, nursing home residents pay average monthly rates of $7,908 for semi-private rooms, and private rooms are available for $9,034.

Financial Assistance for Nursing Home Care in Fort Walton Beach, FL

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one's stay in a nursing home and a portion of the costs until day 100. After 100 days, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those who need long-term care will have to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the cost of living expenses in a skilled nursing facility for qualifying seniors. Care and room and board are covered with no time limit, but residents may be charged for extras such as specially prepared food or cosmetic services. Medicaid eligibility requirements are strict and complex, so not all seniors qualify for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren't available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about local financial assistance programs for seniors.

The Cost of Other Types of Senior Care

With semi-private accommodations at $7,908 and private rooms costing $9,034, nursing home care is the most expensive senior care type in Fort Walton Beach. Seniors who hire private caregivers at home pay thousands of dollars less per month than nursing home residents, with in-home care agencies charging $5,005 for services and those that provide skilled nursing charging $5,053. Assisted living facilities, which provide personal care services and housing, charge even more affordable monthly rates of $4,924.

In-Home Care

$5,005

Home Health Care

$5,053

Assisted Living Facility

$4,924

Nursing Home Care (semiprivate room)

$7,908

Nursing Home Care (private room)

$9,034

Note: Data for Fort Walton Beach was unavailable, so data for the nearest city, Crestview, was used instead.

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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