The 5 Best Memory Care Facilities in St Joseph County, IN for 2024
Our comprehensive listings and authentic reviews in St Joseph County, IN below include 6 memory care communities with 0... To support you in your search, our Family Advisors are standing by to provide you with a free, no-obligation care and budget consultation. review. On average in St Joseph County, residents and their loved ones rate memory care options .
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Memory Care Facilities in St Joseph County, IN
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On this page:
- Memory Care Facilities in St Joseph County, IN
- What to Consider About Memory Care in St Joseph County
- Paying for Memory Care in St Joseph County
- Financial Assistance for Memory Care in St Joseph County
- Free Memory Care Resources in St Joseph County
- Memory Care Laws and Regulations in St Joseph County
- Reviews of Communities Nearby
What to Consider About Memory Care in St Joseph County
St. Joseph County is located in northern Indiana near the Michigan border and has a large senior community that makes up over 15 percent of the county's population of 270,000 residents. According to data published by the Centers for Medicare and Medicaid Services, almost 13 percent of seniors in this county who receive Medicare benefits are living with Alzheimer's disease or dementia. This is compared to the national rate of 11 percent of senior Medicare beneficiaries with this diagnosis. Â
There are three memory care facilities in St. Joseph County, two of which are in Mishawaka and one of which is in Granger. These facilities are licensed by the Family and Social Services Agency Division of Aging and are officially called dementia special care units.
Benefits and Drawbacks of Memory Care in
- St. Joseph County experiences warm summers with highs in the low-80s and very cold winters with lows near 17 degrees. The region gets 64 inches of annual snowfall, largely due to the lake effect snow that it receives due to its proximity to Lake Michigan, which may make winter travel difficult for families visiting local loved ones in memory care.
- St. Joseph County's property crime and violent crime rates are higher than the national averages, which may be a consideration for families who are helping their senior loved ones relocate to memory care here. On a 100-point scale, with a high score indicating high crime, the county's violent crime rate is 46.9 and the property crime rate is 44.5, compared to the national averages of 31.1 and 38.1, respectively.
- The air quality in St. Joseph County is relatively poor, which may be a concern for seniors with respiratory illnesses or cardiovascular disease. The American Lung Association gave the county an F for ozone pollution and a C for short-term particle pollution.Â
- In Indiana, including St. Joseph's County, seniors do not pay state income tax on Social Security benefits, even those that are taxable on the federal level. All other types of retirement income are fully taxable, however, which may impact seniors' memory care budgets in St. Joseph County.
Paying for Memory Care in St Joseph County
Memory Care costs in St Joseph County start around $4,836 per month on average, while the nationwide average cost of memory care is $5,694 per month.
It’s important to note that memory care rates in St Joseph County and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.
Counties in Indiana
US
$5,694
Elkhart County
$5,535
Porter County
$5,469
Berrien County
$5,167
Van Buren County
$5,121
Lake County
$4,932
St Joseph County
$4,836
La Porte County
$3,809
Financial Assistance for Memory Care in St Joseph County
Learn more about these programs, plus who’s eligible, on our Memory Care in Indiana page.
More Ways to Pay for Memory Care
While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For more information about different ways to finance memory care, visit our Memory Care in Indiana page.
Free Memory Care Resources in St Joseph County
St Joseph County and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in a memory care community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.
To see a list of free memory care resources in St Joseph County, please visit our Memory Care in Indiana page.
Memory Care Laws and Regulations in St Joseph County
St Joseph County-area memory care communities must adhere to the comprehensive set of state laws and regulations that all memory care communities in Indiana are required to follow. Visit our Memory Care in Indiana page for more information about these laws.