Memory Care Communities in Niceville, Florida

Memory Care costs in Niceville start around $4,700 per month on average, while the nationwide average cost of memory care is $5,694 per month.

It’s important to note that memory care rates in Niceville and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Florida page.

Niceville, Florida, is located on the coast of Boggy Bayou in Ocaloosa County. It's home to about 15,250 people, including nearly 2,275 seniors aged 65 or older. According to Elder Affairs, some 4,150 folks in the county are dealing with dementia-related health problems, such as memory loss and Alzheimer's disease. To provide them with extended congregate care (ECC), state regulations require assisted living facilities to have an ECC supplemental license. Niceville and neighboring communities have four licensed care facilities. One is in Niceville, two are in Fort Walton Beach and one is in Fort Walton.

• The cost of living in Niceville is slightly higher than the rest of the country with a rating of 117.8, which is nearly 18 points more than the national average of 100. This affects seniors requiring extended care in an assisted living environment, especially those on retirement pensions or Social Security.
• Niceville is one of the safest cities in Florida, according to the National Council for Home Safety. On a scale of 1 to 100, with 100 being least safe and 1 being the safest, Niceville scored a 10.9 for violent crime, which is over 20 points lower than the national average. It was 14 points lower than the U.S. average of 31.1 for property crime with a ranking of 26.7.
• Niceville has precipitation 84 days per year. The national average for annual rainfall is 39 inches, and Niceville receives only 67 inches. The temperature is amenable to seniors who enjoy the balmy 89 degree July highs and the mild January lows of 40 with no snowfall. Niceville's Sperling Comfort Index is 72 out of 100, based on the number of days yearly where the temperature is 70 to 80 degrees.  
• Seniors and their families may benefit from Florida's favorable state income tax of zero percent. They can spend the extra money on living expenses and medical care for elderly folks who wish to age in place their chosen memory care facility.