Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Destin, FL, residents and their loved ones rate In Home Care agencies 1.0 out of 5 stars across the 11 options below.
11 Results
722-H Beal Pkwy NW, Fort Walton Beach, FL, 32547
3.7
(4 reviews)
"My Mother has balance issues and limited mobility which affects so many parts of her daily life. Home Instead has provided caregivers that help her with dressing and bathing, assistance with meals, walking and exercising, medication reminders, light..."
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60 2nd St., Shalimar, FL, 32579
"Since 1996, the compassionate caregivers from Always Best Care have helped thousands of families with non-medical in-home care needs. We pr..."
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35008 Emerald Coast Parkway Ste. 401, Destin, FL, 32541
4.3
(241 reviews)
"Serious Staffing Challenges. Appears to be a lack of Training provided to Care Givers. Staff is routinely late and fails to delivery services as stated...."
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14201 W Sunrise Blvd, Sunrise, FL, 33323
4.9
(28 reviews)
"Better Healthcare, and Marissa in particular literally saved my and my husband's life. We moved to Florida late October 2021 and met with Marissa to get help for my husband Jeff whose Parkinson's Disease had progressed to the point we needed assistan..."
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11 Racetrack Rd NE, Fort Walton Beach, FL, 32547
5.0
(1 reviews)
"Great company and personalized service. ..."
READ MORE495 Grand Blvd. , Miramar Beach, FL, 32550
3.4
(7 reviews)
"We're using Synergy HomeCare of Emerald Coast for my dad. They sent a nurse initially to figure out what would be best and then trying to work things out with the aide coming in. She was great, very, very good, very thorough, very compassionate, very..."
READ MORECaring's Family Advisors are here to help you with questions about senior living and care options.
339 Racetrack Rd., Suite 16, Fort Walton Beach, FL, 32547
"Home health care services from Interim allow individuals to stay safe, independent, and engaged while remaining in their own homes. We offe..."
READ MOREThe 2020 Genworth Cost of Care Survey states that seniors living in the Destin area pay $4,481 per month for home care, which is equal to the national average and $286 higher than the Florida state average. There are several cities in Florida that have lower home care rates, including Pensacola, which has an average monthly cost of $4,277, and Miami, which has the lowest price in the state at $3,623. Comparatively, agencies in Panama City charge an average of $4,624 per month.
Destin
$4,481
Florida
$4,195
United States
$4,481
Pensacola
$4,277
Panama City
$4,624
Miami
$3,623
Jacksonville
$4,385
For seniors in Destin, there are many home care and senior care options to choose from depending on the needs of each individual. Home care in Destin costs an average of $4,481 per month. The average price for home health care is the same, which includes medical services by registered nurses or therapists. For seniors to stay in an assisted living facility in Destin, the average price per month is $4,375 and for a semiprivate room in a skilled nursing facility, the price is $7,908.
Home Care
$4,481
Home Health Care
$4,481
Assisted Living
$4,375
Nursing Home Care (semi-private room)
$7,908
Data for Destin was unavailable, so data for the nearest city, Crestview area, was used instead.
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Seniors living in Destin can take advantage of a variety of free and low-cost home care options. There are local and government programs that aim to assist seniors with their general well-being through organized programs and to provide financial assistance for utility bills and household costs. Seniors and loved ones can find out more information by contacting the agencies below.
| Resource | Contact | Service |
|---|---|---|
| Serving Health Insurance Needs of Elders (SHINE) | (866) 531-8011 | SHINE provides free unbiased insurance counseling to Florida seniors and their families. The program assists seniors in understanding health insurance coverage through Medicare, Medicaid, Prescription Assistance and other health care issues. The volunteer counselors inform seniors of their rights and educate and empower them to make informed decisions. |
| Respite for Elders Living in Everyday Families (RELIEF) | (850) 414-2374 | The RELIEF program offers in-home respite and provides a break for family members who provide constant care. The aim of the program is to help families continue running as a unit by offering opportunities for respite to reduce the risk of caregivers becoming overworked and ill themselves. |
| Emergency Home Energy Assistance for the Elderly Program (EHEAP) | (800) 963-5337 | EHEAP is a federally funded program that assists low-income households with energy assistance. To be eligible, households must have at least one person aged 60 or older. The payments are to help with cooling costs during the warmer months and heating costs during the cooler months. Eligible households are provided with up to $1,000 per season. The payments are made directly to the energy companies and vouchers may be provided to help buy blankets, portable heaters and fans. |
| Florida Weatherization Assistance Program | (850) 245-7105 | The Weatherization Assistance Program provides grants to local governments and agencies to provide energy-saving repairs to low-income households. To be eligible for the program, applicants must be a resident in Florida and preference is given to households with a household member over the age of 60. A wide array of services are offered, such as weather stripping and reduction of water infiltration. |
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Home Care
Nancy M_73
5.0
Review of SYNERGY HomeCare of Emerald Coast
They have helped the most by just being available to come when we need it. I appreciated that they were willing to make arrangements for me on such short notice and come in to help me.
Home Care
Karen C_56
5.0
Review of SYNERGY HomeCare of Emerald Coast
The provider helped us the most with scheduling and being flexible. The agency is easily accessible and very responsive, proactive, compassionate.
Home Care
Kelley T_1
5.0
Review of SYNERGY HomeCare of Emerald Coast
It kept him out of the hospital. The girl we had was wonderful.
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