Memory Care Communities in Waterbury, Connecticut

Waterbury has an average monthly memory care cost of $6,360. This is slightly less than the state average of $6,411. In contrast, the United States average costs are $735 lower per month. West of Waterbury in Bridgeport, memory care costs are higher at $7,841, and Hartford lies slightly north, with prices at $171 more expensive. In eastern Connecticut is Norwich, where these types of facilities charge about $5,375 per month.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we’ve estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth’s 2021 Cost of Care Survey.

The average monthly cost for memory care in Waterbury is $6,360.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Connecticut page.

Memory care isn’t the only care option for Waterbury seniors. For elder adults who need light housekeeping and aid at their residence, there’s in-home care for $5,243 per month. Home health care costs more at $5,339 and includes skilled nursing. For seniors in need of daytime care, adult day health care may be an option at $1,885 monthly. Assisted living facilities are $5,088 monthly and help with daily activities in a residential setting. Nursing homes provide comprehensive, around-the-clock medical care. A semiprivate room at a nursing facility costs about $13,090 per month.

The Connecticut State Department of Public Health licenses all long-term care facilities in Waterbury and the rest of the state. Memory care facilities must adhere to regulations established by this department, which performs regular and unannounced inspections to help ensure compliance.

• Waterbury’s cost of living is 98.1 overall, which is lower than the state average of 111.8 and the national average of 100. Broken down into cost-of-living categories, housing is lowest and health care is highest. The lower-than-average overall living cost may compensate for higher health costs for seniors in memory care and their family members.
• Crime rates in Waterbury are slightly higher than average. The city’s violent crime rate of 27.2 is higher than the U.S. average of 22.7. When it comes to property crime, Waterbury ranks 57.1 as compared to the nation’s 35.4 rating. The good news is that memory care facilities have strict security measures in place to protect residents and their belongings.
• Waterbury has a high number of physicians per capita with 318 per 100,000 residents. In comparison, the United States averages 210 physicians for every 100,000 people. This may make health care more accessible to seniors in Waterbury. Located here is the award-winning Waterbury Hospital, which has a 24/7 emergency room for urgent medical needs.
• Summers in Waterbury rank 9 out of 10 on Sperling’s Comfort Index. This allows seniors in memory care to enjoy ample sunshine — 203 sunny days per year on average — within the supervised outdoor area of their community. Although winter temperatures can reach as low as 16 degrees Fahrenheit, memory care facilities are climate-controlled for resident comfort.
• Dementia Friendly America (or DFA) has a location about 12 miles from Waterbury in Southington. This nationwide network promotes quality care and advocacy for people with Alzheimer’s and dementia. Through DFA, Waterbury residents can learn more about memory care conditions to better support their senior loved ones. DFA’s website has a Community Toolkit packed with educational information.