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Assisted Living Communities in Ocean City, New Jersey

Our comprehensive listings and authentic reviews in Ocean City, NJ below include 5 Assisted Living facilities with 125 reviews. On average in Ocean City, residents and their loved ones rate Assisted Living options 3.9 out of 5 stars.

To support you in your search, our Family Advisors are standing by to provide you with a free, no-obligation care and budget consultation.

We’ve spent hundreds of hours compiling helpful information below these listings, ranging from assisted living costs statistics of in Ocean City, to local laws & regulations in the area, to nearby services and programs that can help older adults in the community thrive, and more.

Directory of Assisted Living in Ocean City, NJ

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The Cost of Assisted Living in Ocean City, NJ and Nearby Cities

Seniors in Ocean City pay monthly median rates of $7,490 for assisted living, which is about $1,000 higher than the New Jersey norm and almost $3,000 over the national average. While local care costs are economical compared to rates in Trenton, where seniors pay $8,145 for services, facilities in other cities in the region typically charge less for care. For example, in Vineland, rates are considerably lower than in Ocean City at $6,400, and in Atlantic City, seniors pay $5,807 for care. Seniors may also spend a little less on assisted living by looking across state lines in cities such as Philadelphia, PA, where care costs average $5,685.

Ocean City

$7,490

New Jersey

$6,495

United States

$4,500

Vineland

$6,400

Atlantic City

$5,807

Trenton

$8,145

Philadelphia, PA

$5,685

Paying for Assisted Living in Ocean City

In Ocean City, the typical assisted living facility charges approximately $7,490 per month for services.

Financial Assistance for Assisted Living in Ocean City

Seniors who are in need of financial aid for assisted living in Ocean City may apply through the Medicaid Managed Long Term Services and Supports (MLTSS) program. In addition, the PAAD program provides services not covered by Medicaid.

Learn more about these programs, plus who’s eligible, on our Assisted Living in New Jersey page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in New Jersey page.

The Cost of Other Types of Senior Living in Ocean City, NJ

Assisted living is one of the most expensive senior care options in Ocean City, with seniors paying approximately $7,490 per month for this level of care. This is considerably more than what seniors pay for private home-based care, with agencies charging $5,529 per month for in-home care and specialized home health care, and adult day health care costs are even lower at $1,993. Only nursing home care, which includes housing and around-the-clock medical support, is more expensive than assisted living at $10,007.

In-Home Care

$5,529

Home Health Care

$5,529

Adult Day Health Care

$1,993

Assisted Living Facility

$7,490

Nursing Home Facility (semi private room)

$10,007

Free Assisted Living Resources in Ocean City

Ocean City and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Ocean City, please visit our Assisted Living in New Jersey page.

What to Consider About Assisted Living in Ocean City

New Jersey’s Department of Health regulates assisted living facilities in Ocean City and the rest of the state, promoting a high standard of care for residents. This department has strict licensing requirements and enforces minimum standards for building features, care planning, staffing and nutrition services. It also publishes a comprehensive list of licensed assisted living facilities in the state.

Benefits and Drawbacks of Assisted Living in Ocean City

  • Seniors in Ocean City don’t pay state income taxes on their Social Security income, and those aged 62 and over can claim large deductions to reduce what they owe in taxes on income from other sources. Property taxes in this state are among the highest in the nation, but seniors may avoid this expense by transitioning to residential care.
  • On a cost of living index set to a national norm of 100, Ocean City rates 148.7. This is about 30 points higher than the state score, indicating that this city is one of the costlier places to live in New Jersey. Housing costs and groceries are substantially higher in this city than in most other communities across the state and nation, but seniors may be able to have greater control over their living costs by moving into an assisted living facility.
  • Property crime is more prevalent in Ocean City than in the typical U.S. city, but violent crime is relatively uncommon. The city has a score of 53.5 for property crime on a 100-point index, compared to the national score of 35.4. However, its violent crime score is about half the national rating at 11.9, which may provide peace of mind to seniors moving to this city for long-term care.
  • Ocean City has a high score of 8.6 on a 10-point comfort index, which may appeal to retirees who enjoy spending time outdoors. Year-round temperatures range from lows of 25 degrees in the winter to highs of 84 in the summer, and the city gets 42 inches of rain and 16 inches of snow annually.
  • There are no hospitals in Ocean City proper, and there are only about 159 doctors per 100,000 people compared to the national norm of 210. To promote access to medical and wellness services, many assisted living facilities have on-call physicians and some even have dedicated office space to reduce the need for off-campus medical appointments.

Assisted Living Laws and Regulations in Ocean City

Ocean City Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living facilities in New Jersey are required to follow. Visit our Assisted Living in New Jersey page for more information about these laws.

Reviews of Communities Nearby

Assisted Living

Margaret

I visited this facility

Review of United Methodist Communities at The Shores

I toured United Methodist Communities at The Shores. It's large, there are more care levels from hospice down to independent senior living. There's a variety of opportunities for working out, for...

Read more

Assisted Living

Bill

I am a friend or relative of a current/past resident

Review of United Methodist Communities at The Shores

We loved everything about United Methodist Communities at The Shores. It is very modern and the level of care that they give all of the residents there seems to be exceptional. They have a secured...

Read more

Assisted Living

ccciz

I am a friend or relative of a current/past resident

Review of United Methodist Communities at The Shores

The care in this facility surpassed my and my wife's expectations. Administration is responsive to concerns and requests. Most of the staff are warm and caring, including aides, nurses, dining...

Read more

Helpful Articles

Assisted Living near Ocean City, NJ

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Other Options in Ocean City, NJ

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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