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Assisted Living Communities in Moraga, California

 

The Town of Moraga is situated in Contra Costa County in the heart of the San Francisco Bay Region and has 102 assisted living facilities for seniors to choose from, including 2 within the city limits. In this region, seniors expect to pay around $6,319 per month for assisted living, which surpasses the respective state and national medians of $5,250 and $5,350.

You can learn more about assisted living facilities in Moraga by checking out our guide, as well as the following 1737 reviews reviews from residents and families. This feedback results in an overall rating of 3.4 out of 5 stars stars.

Directory of Assisted Living in Moraga, CA

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The Cost of Living in Nearby Cities

Assisted living rates in Moraga come in at around $6,319 per month, exceeding the state and national respective norms of $5,250 and $5,350, as well as typical care costs in nearby cities. Seniors in San Jose spend around $300 less per month on residential care, while assisted living residents in Santa Cruz spend approximately $770 less. Seniors in Vallejo and Stockton have access to more competitively priced care compared to residents in Moraga, with care costs coming in at around $4,950 and $3,649, respectively.

Moraga

$6,319

California

$5,250

United States

$5,350

Vallejo

$4,950

Santa Cruz

$5,550

San Jose

$6,000

Stockton

$3,649

Paying for Assisted Living in Moraga

 

In Moraga, assisted living residents pay a baseline monthly rate of $6,319 for care.

Financial Assistance for Assisted Living in Moraga

Seniors in Moraga who meet the income and asset requirements for Medicaid may qualify for a Home and Community Based Services (HCBS) waiver program. This waiver covers some or all of the cost of residence in assisted living facilities.

Learn more about these programs, plus who’s eligible, on our Assisted Living in California page.

Financial Assistance in California

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in California page.

The Cost of Other Types of Senior Care

Assisted living facilities in Moraga charge around $6,319 monthly for housing and services, making this option more economical than most alternatives within the city. For example, in-home care clients receive similar services, such as personal care and meal planning and preparation, for higher rates of around $6,864, and those who need skilled nursing at home pay approximately $7,150 for home health care. Additionally, nursing home rates run higher at around $11,566 for those who need 24-hour medical support in a hospital-like setting. Even so, seniors save about $4,370 per month by choosing adult day health care, which provides personal care in a nonresidential environment.

In-Home Care

$6,864

Home Health Care

$7,150

Adult Day Health Care

$1,950

Assisted Living Facility

$6,319

Nursing Home Facility (semiprivate room)

$11,566

Note: Data for Moraga was unavailable, so data for the nearest city, San Francisco, was used instead.

Free Assisted Living Resources in Moraga

Moraga and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Moraga, please visit our Assisted Living in California page.

What to Consider About Assisted Living in Moraga

The California Department of Social Services’ Senior Licensing Division oversees assisted living facilities in Moraga, as well as the rest of California. This division conducts annual inspections, investigates complaints from residents and visitors and requires facilities to undergo an annual licensing process to ensure a high standard of care.

Benefits and Drawbacks of Assisted Living in Moraga

 

  • While Moraga lacks its own hospital, its proximity to Walnut Creek and Berkeley gives assisted living residents access to medical services in hospitals such as Kaiser Permanente Walnut Creek Medical Center and Alta Bates Summit Medical Center. Both hospitals sit within 8 miles of Moraga’s center and provide diverse inpatient, outpatient and emergency services. To improve access to care, many assisted living facilities have on-site medical concierge services and nonemergency medical transportation.

 

  • When looking at general health compared to California as a whole, Contra Costa County, where Moraga sits, ranks 12th out of 58 counties. Its average life expectancy of 82.2 years outpaces state and national norms, pointing to effective medical support for seniors, and the ratio of primary care physicians to residents comes in at 1:970 compared to the national average of 1:1,310.

 

  • Moraga ranks among the more expensive places to live in the United States, featuring a cost of living that exceeds the national norm by 67%. Housing and utilities track about 45% over the nationwide average, impacting access to affordable assisted living. Fortunately, some facilities in or near Moraga accept the state’s Assisted Living Waiver, which can bring down care-related costs for those who qualify for assistance.

 

  • Moraga has mild weather throughout the year with daytime temperatures ranging from 57 degrees Fahrenheit in the winter to 83 degrees Fahrenheit in the summer, making it one of California’s cooler cities. The city rarely sees measurable snowfall or noticeable humidity, and it gets just 24 inches of annual rainfall, appealing to older adults who enjoy outdoor activities.

 

  • Moraga scores 40 points on a 100-point total crime index, meaning that 60% of U.S. neighborhoods have less crime than this community. However, the city’s crime rate runs very low compared to similarly sized cities, with officials reporting just 12 crimes per 1,000 people in a given year. Residents only have a 1 in 539 chance of becoming victims of violent offenses versus the state rate of 1 in 200, which may provide peace of mind to those considering local assisted living communities for long-term care needs.

Assisted Living Laws and Regulations in Moraga

Moraga Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in California are required to follow. Visit our Assisted Living in California page for more information about these laws.

Laws and Regulations in California

Reviews of Communities Nearby

Assisted Living

klbmms

I am a friend or relative of a current/past resident

Review of Aegis Living Moraga

Great facility. Wonderful staff. If your loved one has dementia or Alzheimer’s, I would highly recommend you ask to speak with others residents’ family members RE: potential cost increases before...

Read more

Assisted Living

Laura

I am a friend or relative of a current/past resident

Review of Moraga Royale

We chose to move Dad to Moraga Royale because my sister lives within walking distance. That was a big reason. It also has better weather than San Francisco. The facility looks really good, very...

Read more

Assisted Living

Sherrie

I visited this facility

Review of Aegis Living Moraga

Aegis Living Moraga was nice, clean, and homey. The staff member who accommodated me was very helpful and she also followed up. The also have amenities.

Read more

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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