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4.8
(216 reviews)
"Erica does a fantastic job in caring for our mom. She really cares about her and goes above and beyond. We really appreciate all she does to support our family by helping our mom...."
READ MOREThe 10 Best Home Care Agencies for Seniors in Indianapolis, IN for 2025
Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Indianapolis, IN, residents and their loved ones rate In Home Care agencies across the 100 options below.
Home Care Services in Indianapolis, Indiana
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4.8
(135 reviews)
"Over night coverage for my 95 year old father. Mia, is wonderful we are lucky to have her. She takes very good care of my father. I highly recommend Home Instead. The staff and caregivers are top notch. Thank you so much...."
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4.5
(154 reviews)
"I can highly recommend this company. Very professional and easy to work with. Erica went above and beyond to make sure my families needs were taking care of. ..."
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4.3
(34 reviews)
"Staff helps me with staying at home. Cleaning, Showers, Cooking. They talk to me and do puzzles. Very Kind..."
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4.6
(22 reviews)
"After our loved one was hospitalized, we had a very short time to find a caregiver, and Right at Home came recommended by the staff at the retirement community. I was impressed from the first phone call. Why? a) they listened carefully b) they were ..."
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4.7
(15 reviews)
"This agency was such a big help to me with in home care for my Mom and Aunt who have dementia. The caregivers were patient and caring. In the beginning the agency worked with me to find a great match for them. My Mom had periods of being difficult...."
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5.0
(3 reviews)
"The agency has been first class and endeavors to provide each client with the caregiver that will meet their needs. Currently, we have one caregiver who works from 0900-1700 Monday - Friday. We are awaiting assignment for a caregiver to work the even..."
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"Right at Home provides personalized in-home care and support for seniors and adults with disabilities. Our caregivers are trained to help wi..."
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"Heart Glow Home Health company is dedicated to providing compassionate care to seniors and individuals with disabilities to maintain their i..."
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"Vesta Structure Care is a dedicated Personal Care agency founded by an owner inspired by the need for excellent care for a loved one. Vesta'..."
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"First Choice Personal Care and Living Solutions provides a unique community-based service that assists our clients with activities of daily ..."
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"Family-Owned Homecare Agency Compassionate care rooted in family Values Personalized Care Plans Tailored to individual Need Assistance wi..."
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"Right at Home provides personalized in-home care and support for seniors and adults with disabilities. Our caregivers are trained to help wi..."
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"Personal/Attendant Care Services Homemaker Services Companion Care Alzheimer's and Dementia Care Plastic Surgery/Accident/Rehab home c..."
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"Our mission at Gentle Support Home Care is to provide compassionate, high-quality home care that enhances the well-being and independence of..."
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"A Day After Day Home Care Agency provides exceptional and compassionate home care services for all clients who are in need of care or who ar..."
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"Great Lengths Home Care is dedicated to providing compassionate, high-quality in-home care services tailored to meet the unique needs of eac..."
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4.3
(91 reviews)
"BrightStar was not right for our family. They could not provide consistent caregivers for our mom. They sent different people every day or so casing confusing for my mom and placing a burden on our family. Further, they bill clients for hours not wo..."
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4.5
(27 reviews)
"My mom has dementia and falls down sometimes. It got to the point where I was afraid to leave her alone. Home Care Assistance has been amazing and such a relief! Lolia has really exceeded my expectations. She is very well trained in dealing with peop..."
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On this page:
- Home Care Services in Indianapolis, Indiana
- Paying for Home Care in Indianapolis, IN
- Financial Assistance for Home Care in Indianapolis, IN
- Free & Low-Cost Home Care Resources in Indianapolis, IN
- Determining Your Loved One’s Need for In-Home Care
- Guidelines for Talking About In-Home Care
- Frequently Asked Questions
Paying for Home Care in Indianapolis, IN
The Cost of Home Care in Indianapolis, IN
In Indianapolis, home care agencies charge around $5,911 per month, according to the 2024 Genworth Cost of Care Survey, which runs considerably higher than the Indiana median of $5,053. Additionally, fees surpass the national norm by around $190. Even so, local rates compare favorably to monthly fees in Terre Haute, where seniors pay an additional $1,300.
Indianapolis
$5,911
Indiana
$5,053
United States
$5,720
Terre Haute
$7,245
Cincinnati, OH
$6,101
Springfield, OH
$6,864
The Cost of Home Care vs. Other Senior Care Options in Indianapolis, IN
At $5,911 per month, the median rate of home care in Indianapolis compares favorably to home health care, which includes skilled nursing services and costs about $6,673 per month, and adult day health care, which costs around $6,056. Nursing homes charge even higher rates of about $7,809. However, for seniors seeking more economically priced care, assisted living facilities provide a similar scope of services along with housing for around $3,993 per month.
Home Care
$5,911
Home Home Care
$6,673
Adult Day Health Care
$6,056
Assisted Living Facility
$3,993
Nursing Home Care (semi-private room)
$7,908
Financial Assistance for Home Care in Indianapolis, IN
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Indianapolis, IN
Indianapolis seniors have a vast network of government agencies and nonprofit organizations that help them find the support they need to remain at home. The following resources provide options for counseling and referrals for community-based services, as well as direct services to supplement paid home care, which may help older adults avoid assisted living placement.
| Resource | Contact | Service |
|---|---|---|
| Perry Senior Services | (317) 783-9231 | Perry Senior Citizens Services is a nonprofit organization that provides a non-emergency medical transportation program for those aged 60 and over in the Perry Township region of Indianapolis. It also operates a food pantry where older adults can obtain nutrition assistance. |
| CICOA Aging and In-Home Solutions | (317) 254-5465 | The local Area Agency on Aging provides care management services for those aged 60 and over, as well as transportation and congregate and home-delivered meal services. The agency also has a home modifications program to help older adults improve their homes' accessibility and safety, along with a caregiver support program. |
| Indianapolis Regional Office | (800) 827-1000 | Indianapolis is home to one of the VA’s regional offices. At this location, veterans can get personalized assistance with applying for Aid and Attendance and determining eligibility for the veterans' home care program. They can also apply for state and federal benefits, including tax exemptions, financial assistance and medical care. |
| Jewish Family Services (JFS) Senior Services | (317) 726-5450 | The Jewish Federation of Greater Indianapolis provides a range of services to seniors from all walks of life. Through this agency, you can access monthly or bimonthly in-home care, transportation services and a medical equipment lending library. It also provides reduced rates on Personal Emergency Response Systems. |
| Meals on Wheels | (317) 252-5558 | Meals on Wheels provides medically tailored meals to housebound seniors in Indianapolis. This nonprofit, privately funded organization operates four programs, including the traditional home-delivered meal program, Ryan’s Meals for Life, EMBRACE for low-income individuals and the Medicaid meal delivery program. Hot and cold meal options are available across all programs. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
