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The 10 Best Home Care Agencies for Seniors in Mount Dora, FL for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Mount Dora, FL, residents and their loved ones rate In Home Care agencies across the 28 options below.

Home Care Services in Mount Dora, Florida

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Paying for Home Care in Mount Dora, FL

The cost of home care in Mount Dora ($5,720) is significantly higher than the national median of $4,957 and almost $1,000 higher than the state average of $4,767.

The Cost of Home Care in Mount Dora

Home care providers are more expensive in Mount Dora than in other surrounding cities. In close-by Ocala, the cost for in-home care is over $1,000 lower than in Mount Dora, and in Homosassa Springs, seniors pay even less. To the southeast in Tampa, the rates for home care are $953 below Mount Dora. The average home care rate of $4,481 in Gainesville is substantially lower than in Mount Dora.

Mount Dora

$5,720

Florida

$4,767

The United States

$4,957

Ocala

$4,576

Homosassa Springs

$4,273

Tampa

$4,767

Gainesville

$4,481

The Cost of Home Care vs. Other Senior Care Options in Mount Dora

Home health care prices in Mount Dora match the average cost of home care, even if the former also provides nursing services in addition to nonmedical personal care. Adult day health care in Mount Dora costs an estimated  $1,733 each month, making it the most affordable type of senior care available. Seniors who’d prefer residential care can opt for assisted living at a median cost of $5,208. The average nursing home rate for a semiprivate room in the area is $8,669.

Home Care

$5,720

Home Health Care

$5,720

Adult Day Health Care

$1,733

Assisted Living Facility

$5,208

Nursing Home Facility (semiprivate room)

$8,669

Note: Data for Mount Dora was unavailable, so data for the nearest city, The Villages, was used instead.

Financial Assistance for Home Care in Mount Dora, FL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Mount Dora, FL

Older adults who wish to continue living at home for as long as it’s feasible may be eligible for certain assistance programs. The area is served by several nonprofit and government agencies that can help seniors and their families receive the care they need at home.

ResourceContactService
Emergency Home Energy Assistance for the Elderly(352) 793-3114Low-income seniors can avoid their energy services being cut off for nonpayment with this federally funded program. Applicants who meet the income threshold and are aged 60 and older may qualify for emergency funding for their electric and gas bills.
MFCS Senior Services programs(352) 796-1426Mid-Florida Community Action Services has a comprehensive list of programs to help seniors remain independent in their own homes. Services include, but are not limited to, in-home care, telephone reassurance and Meals on Wheels. Some clients may have to pay a sliding-scale fee to participate in these programs.
The Weatherization Assistance Program(352) 796-1425The aim of the Weatherization Assistance Program is to help seniors save on their gas and electric bills by making their homes more efficient. Eligible homeowners aged 60 and above may benefit from water heater pipe insulation, window and door repairs and weatherstripping.
Elder Options(800) 262-2243Elder Options is the Area Agency on Aging serving older adults in Mount Dora. The agency offers an array of programs to help older adults remain in their homes. Seniors can contact Elder Options for information on local benefit programs and to access services, such as classes on managing chronic illnesses and tai chi.
Serving Health Insurance Needs of Elders(800) 963-5337SHINE is a free statewide insurance information program for seniors. Trained counselors provide free and confidential advice on topics related to Medicare and Medicaid, and they can answer any questions that callers may have about their health insurance options.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

In Home Care near Mount Dora, FL

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Other Options in Mount Dora, FL

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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