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Assisted Living Communities in Largo, Florida

Our comprehensive listings and authentic reviews in Largo, FL below include 303 Assisted Living facilities with...

Directory of Assisted Living in Largo, FL

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Reviews of Communities Nearby

Assisted Living

John87

I visited this facility

Review of Oak Manor Senior Living Community

I found the marketing staff and some of the directors at Oak Manor Senior Living Community to be very friendly and helpful. I like the community because it's not too big. It's affordable, and it's...

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Assisted Living

Pat23

I visited this facility

Review of Sodalis Largo

Sodalis Largo was not good for me, but they were good to the people who have physical and mental challenges. You could tell they really cared. However, the room was microscopic. It was an OK place....

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Assisted Living

Pat23

I am/was a resident of this facility

Review of Heron House of Largo

Heron House of Largo is not a good place. I would not recommend it to anyone. When I told the director people stole $80 that was hidden in the bottom of my purse, her response was not, "We have to...

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The Cost of Assisted Living in Largo, FL and Nearby Cities

With the exception of Sebring, where seniors expect to pay around $2,895 for assisted living services, Largo is the most affordable city in the region. For example, about 85 minutes south in North Port, average costs leap by $663 to $3,888, while 60 minutes east in Lakeland, they rise further still to $3,945. 

Largo

$3,225

Florida

$3,700

The United States

$4,300

Lakeland

$3,945

North Port

$3,888

Sebring

$2,895

How to Pay for Assisted Living in Largo:

Assisted living residents in Largo pay for services using various strategies, including their monthly income, state and federal insurance benefits and veterans benefits. By using several methods of payment, seniors can often avoid exhausting their personal resources, promoting the long-term financial viability of residential care.

  • Medicaid: Florida’s Statewide Medicaid Managed Care Long-Term Care Program provides a range of services to Largo seniors, including assisted living services. Through this program, qualified individuals pay for personal care services, skilled nursing, personal emergency response systems and meals.
  • Medicare: Seniors may pay for third-party home health care services they receive in assisted living, as well as rehabilitative therapies and durable medical equipment, with their Medicare coverage. However, this health insurance doesn’t cover standard assisted living services.
  • VA Benefits: Two types of VA benefits pay for assisted living services for qualified veterans, including Aid and Attendance and Housebound benefits and the VA Health Care for Elderly Veterans program’s Geriatrics and Extended Care program. These programs help seniors pay for personal care, housekeeping and meals.
  • Private Payments: Assisted living residents use their own income and assets to pay for housing, meals and personal care. This payment option includes proceeds from renting or selling a house, withdrawals from 401(k)s and monthly retirement income.

The Cost of Other Types of Senior Living in Largo, FL

The attraction of assisted living in Largo is best explained by comparing it to the costs for care at home. Agencies providing homemaker services typically charge $4,195 per month — $970 more than assisted living — while the addition of medical care from home health aides sees costs rise by another $381. Adult day care is more affordable for able-bodied seniors, at $1,993, while those who need nursing home care typically pay $9,946 for a semiprivate room and an additional $1,445 for a private one.

Homemaker Services

$4,195

Home Health Aide

$4,576

Adult Day Health Care

$1,993

Assisted Living Facility

$3,225

Nursing Home Facility (semiprivate room)

$9,946

Nursing Home Facility (private room)

$11,391

Note: Data for Largo was unavailable, so data for the nearest city, Tampa, was used instead.

Free and Low-Cost Resources for Seniors in Largo, FL:

Program NamePhone NumberDescription
Area Agency on Aging of Pasco-Pinellas, Inc.800-963-5337The AAA advocates for seniors in Largo and provides caregiver support, subsidized transportation services and a home-delivered and congregate meal program. The organization houses the Aging and Disability Resource Center, which refers seniors to local programs and services that address their needs.
Florida Long-Term Care Ombudsman Program888-831-0404The long-term care ombudsman helps assisted living residents receive the scope and standard of care they deserve, assisting with addressing gaps in care plans and educating seniors about their rights. The ombudsman also represents seniors’ interest in issues such as billing errors and involuntary move-out orders.
Pinellas County Veterans Services727-464-3000The county’s Veterans Services Division helps veterans access benefits and programs, such as Aid and Attendance, that help them pay for living and long-term care expenses. Additionally, the office provides referrals to resources in the community, including transportation, financial assistance and counseling.
Florida LifeLine Telephone Assistance(800) 540-7039This federally funded program assists with paying phone bills for seniors who meet income eligibility guidelines. It helps with landline expenses and partners with certain wireless companies to provide financial assistance with cell phone bills and broadband internet access.
First Contact211This program connects seniors with local resources and programs that provide financial assistance, friendly caller and visitor services, transportation and crisis intervention information. It operates around the clock and offers services in multiple languages.
Gulfcoast Legal Services727-821-0726Gulfcoast Legal Services provides legal advice and representation in civil legal issues for those aged 60 and over. Through this nonprofit organization, older adults obtain assistance with applying for Social Security benefits, arranging limited power of attorney and drafting life-planning documents.
Neighborly Senior Care Network727-573-9444This organization hosts a senior dining program in Clearwater, about 8 miles from Largo, where older adults enjoy meals while socializing and participating in informational programs and recreational activities. The organization operates the local Meals on Wheels program, which delivers meals to qualifying individuals aged 60 and over.
Retired and Senior Volunteer Program813-582-2162RSVP provides exclusive volunteer opportunities to those aged 55 and over in the Largo region. Through this organization, individuals can serve their communities through remote and in-person volunteer services, including tutoring in local schools, providing benefits assistance to veterans and visiting housebound seniors.
Senior Health Insurance Assistance Program800-963-5337SHINE provides health insurance options counseling, helping seniors assess the coverage they have for assisted living through Medicaid, Medicare and long-term care insurance. Representatives help seniors file claims for benefits, dispute denied coverage and determine eligibility for financial assistance programs.
Social Security Administration800-772-1213800-325-0778 (TTY) Largo seniors have access to three Social Security field offices within a 20-mile radius, including two offices in Tampa and one in St. Petersburg. At these locations, seniors apply for Social Security and Medicare, obtain replacement Social Security cards and get screened for eligibility for Supplemental Security Income and Medicaid.

Benefits and Drawbacks of Assisted Living in Largo

  • Florida doesn’t have an income tax, leaving more money in the bank for assisted living expenses in Largo. The local sales tax rate aligns closely with U.S. norms, and many seniors benefit from the state’s exemptions for medicine and groceries.
  • Largo’s overall cost of living tracks about 2% above the national norm, which impacts affordability for some retirees considering local long-term care services. However, health care costs fall around 20% below costs in a typical U.S. city, and low housing and food expenses promote affordable assisted living.
  • The American Lung Association reports exceptional air quality in the Largo region, awarding top scores across all metrics. This supports the health and comfort of assisted living residents with heart or lung conditions.
  • Largo joined the AARP Age-Friendly Network in 2024, highlighting its commitment to providing a welcoming environment for seniors.
  • Pinellas County, where Largo sits, ranks among the highest in the nation for health factors and outcomes. It features some of the highest flu vaccination rates among seniors compared to the rest of the state, slowing the spread of seasonal illnesses in assisted living. Additionally, the region reports a primary care provider for every 1,090 residents compared to the statewide ratio of 1:1,370.

Assisted Living Services and Amenities in Largo

Assisted living communities in Largo offer a range of features to support residents’ comfort and quality of life. By focusing their search on facilities with comprehensive care services and engaging activities programming, prospective residents can find the right fit for their needs and lifestyles. Some of the most common amenities and services in local assisted living facilities include:

  • Personal Care Assistance: Individualized service plans ensure residents receive an appropriate level of care for their needs.
  • Housekeeping Services: Regular dusting, vacuuming and disinfecting promotes a sanitary and comfortable environment.
  • Daily Meal Preparation: Assisted living facilities serve regular and therapeutic meals three times daily, with accommodation for residents’ food habits, dietary needs and preferences.
  • Medication Management: Facilities manage the storage and timely distribution of prescription medications, ensuring seniors can easily adhere to their doctor’s instructions.
  • Transportation Services: Personal and group transportation services enable residents to complete shopping, errands and appointments without relying on a private vehicle.
  • Social and Recreational Activities: Facility-organized recreational programs, including arts and crafts, games and special interest clubs, help older adults build social connections.

To get more information on the types of services and amenities available in Largo’s assisted living facilities, talk to a Caring.com Family Advisor.

Frequently Asked Questions about Assisted Living in Largo:

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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