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4.6
(159 reviews)
"This was an excellent and positive experience for my husband after having back-to-back surgeries. The caregiver provided peace of mind and comfort to my husband. It took additional stress from me. Thank you...."
READ MOREThe 10 Best Home Care Agencies for Seniors in La Jolla, CA for 2025
Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in La Jolla, CA, residents and their loved ones rate In Home Care agencies across the 70 options below.
Home Care Services in La Jolla, California
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4.8
(66 reviews)
"My sister and I decided to take the service of Golden years as the previous one did not go well. They give us a lot of option and they are easy to talk to, we will continue being with them. Thank you golden years...."
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4.8
(27 reviews)
"We only use Partners In Home Care once or twice a week. They do a very good job. They're very personable. We interviewed five companies and most of them were corporations. This company was more personable and down-to-earth...."
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4.5
(24 reviews)
"We are working with Homewatch Caregivers for my dad. It is generally positive. For the most part, they have been pretty receptive to our needs. My dad has unfortunately been in and out of the hospital, so we haven't needed them at times, but they're ..."
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4.5
(13 reviews)
"Home Instead Is A Great Place You Would Want For Your Loved One Or Yourself 2 B. Caregivers join them, Home Instead Gives QUALITY Care To All..."
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4.7
(4 reviews)
"All Valley Home Care San Diego is very nice. I like them. I have caregivers come into my house and help me with my husband. In terms of billing and other things, they're also very good, and I like them...."
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4.3
(8 reviews)
"My father was recently discharged from the hospital, but before he could be released, we were told he would need 24 hour care. The discharge planner recommended we call Golden Years. Carrie, the care manger, met with us at the hospital and helped us ..."
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4.8
(11 reviews)
"My friend has been using Gentiva Personal Care - San Diego for about a year now. Priscilla is very kind. She's become a friend with the person she's taking care of. She cleans very well. She gets my friend to her appointments and reminds her of her a..."
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"For nearly 20 years, TheKey—formerly Home Care Assistance—has delivered quality in-home care, supporting older adults with a wide range of n..."
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5.0
(1 reviews)
"The lady from Interim Healthcare of La Jolla was wonderful. She provided a lot of information. She brought up concerns that I didn't even think we had. And she brought in ideas on what to do and recommended different places where we could get payment..."
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"Welcome to Aid-to-Agency Home Care! We are a dedicated family-run home care provider. Our mission is to deliver compassionate, high-quality ..."
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4.7
(63 reviews)
"The caregiver from Home Care Assistance - La Jolla, CA comes to our house and she makes lunch, makes the bed, and provides my husband different activities like playing games, drawing, coloring, and taking him out for lunch (depending on what my husba..."
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Interim HealthCare of San Diego
5625 Ruffin Rd., San Diego, CA, 92025
4.9
(15 reviews)
"My husband had wound care at home for about a month. We saw Heide C. R.N. three times per week and she gave excellent care. She is very personable, thorough, experienced and dependable. She really put us at ease. If we ever need this service ag..."
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4.9
(12 reviews)
"My mom had a rapid decline in health and needed care that we couldn't always provide her. Dan at Redan was quick to respond to all my questions. Within the week we had a caregiver to the house, she was kind but wasn't the right fit. Dan again was..."
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5.0
(10 reviews)
"We receive great care through Interim...."
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5.0
(9 reviews)
"The caregivers from A Step Above Caregiving, LLC pretty much do what we ask them to do. We have caregivers over during the night and they give her showers, wash her hair, and make sure she doesn't fall. They also check her blood sugar and give her sn..."
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5.0
(8 reviews)
" I am a client of Avanta Senior Care. I am very satisfied with Juanita's performance, as well as with Jennifer's care. ..."
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5.0
(7 reviews)
"Well trained caregivers, they really take good care of my parents even from personal needs to medical needs even groceries! Grace and team always sees to it that my dad eats healthy and well. They always ask my approval before buying something for my..."
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4.8
(7 reviews)
"Family Matters was there when we needed them and were flexible to adjust schedules when demand changed. My mom had back surgery and couldn't do much but their caregivers were the perfect solution. They helped with tasks, errands, getting to the docto..."
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Paying for Home Care in La Jolla, CA
The Cost of Home Care in La Jolla, CA
The Genworth 2021 Cost of Care Survey doesn’t list senior care costs for La Jolla, but because the neighborhood is located in San Diego, care costs reflect regional norms. Based on this, local home care rates are estimated at $6,387 monthly, which is about 5% higher than the state rate and nearly 30% higher than the national average. Seniors in El Centro pay nearly $3,000 less per month for care, and in Riverside and Los Angeles, rates range from about $300 to $500 less. In Oxnard, rates come in about $600 below La Jolla’s average.
La Jolla
$6,387
California
$6,101
United States
$4,957
El Centro
$3,432
Riverside
$6,101
Los Angeles
$5,911
Oxnard
$5,815
The Cost of Home Care vs. Other Senior Care Options in La Jolla, CA
Home care agencies in La Jolla charge $6,387 for basic services such as companionship and personal care. For seniors who need skilled nursing services, home health care is more expensive at $6,473. Nursing home care, which is the costliest long-term care option in La Jolla, costs $3,000 more than home care. Seniors seeking more economical services may consider assisted living, which costs $900 less than home care, or adult day health care, which costs $4,000 less.
Home Care
$6,387
Home Health Care
$6,473
Adult Day Health Care
$2,058
Assisted Living Facility
$5,475
Nursing Home Facility (semiprivate room)
$9,384
Note: Data for La Jolla was unavailable, so data for the nearest city, San Diego, was used instead.
Financial Assistance for Home Care in La Jolla, CA
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
La Jolla Home Care Resources
Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in La Jolla:
| Resource | Contact | Address | Service |
|---|---|---|---|
| La Jolla Meals on Wheels | (858) 452-0391 | 9888 Genesee Avenue, La Jolla, CA 92037 | Meals on Wheels is a non-profit organization that provides meals to homebound seniors in the La Jolla area. Volunteers deliver meals around noon each day from Monday to Friday and freezer meal packs are available for weekends. There is a small charge for each meal but financial assistance is available. Additionally, the organization offers the Friendly Visitors program, in which volunteers spend one to two hours each week visiting homebound seniors and making sure they enjoy some social interaction. |
| Senior Center | (858) 459-0831 | 6811 La Jolla Blvd, La Jolla, CA 92037 | The La Jolla Community Center provides a number of free classes each day aimed at seniors in the community. Some of the classes offered include arts and crafts, fitness classes, computer classes and educational lectures. The center provides regular group outings to attractions in the area. There is no charge for any of the activities at the center. There is a small annual membership fee but this can be negotiated if the senior cannot afford the suggested fee. |
| Weatherization Program | (916) 576-7109 | 2389 Gateway Oaks Drive, Suite 100, Sacramento, CA 95833 | The Weatherization Program is funded by the federal government and the state of California. The program assists low-income households to reduce their monthly energy costs by installing energy-efficient upgrades to their properties. Priority is given to seniors and families with young children. The program assesses which upgrades would have the highest impact on the reduction of costs and the upgrades are then installed at no cost to the household. Some of the upgrades offered include installing solar photovoltaic systems, repairing or replacing air conditioning units, repairing or replacing refrigerators and weatherstripping. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
