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4.6
(159 reviews)
"This was an excellent and positive experience for my husband after having back-to-back surgeries. The caregiver provided peace of mind and comfort to my husband. It took additional stress from me. Thank you...."
READ MOREThe 10 Best Home Care Agencies for Seniors in San Diego, CA for 2025
Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in San Diego, CA, residents and their loved ones rate In Home Care agencies 4.4 out of 5 stars across the 100 options below.
Home Care Services in San Diego, California
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4.8
(66 reviews)
"My sister and I decided to take the service of Golden years as the previous one did not go well. They give us a lot of option and they are easy to talk to, we will continue being with them. Thank you golden years...."
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4.6
(64 reviews)
"Right at home El-Cajon took excellent care of my uncle Doc for many years. Services included daily hygiene & administering med’s. Vickie, Joanne, Tanya and Jessica were truly wonderful. They are punctual, kind, and gracious. Many thanks...."
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5.0
(27 reviews)
"Home Instead has been wonderful at caring for my mom. Maria in particular is knowledgeable, kind, and experienced. I really appreciate them being there for us so we can take care of everything else that comes with caring for an aging parent...."
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4.8
(27 reviews)
"We only use Partners In Home Care once or twice a week. They do a very good job. They're very personable. We interviewed five companies and most of them were corporations. This company was more personable and down-to-earth...."
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4.5
(24 reviews)
"We are working with Homewatch Caregivers for my dad. It is generally positive. For the most part, they have been pretty receptive to our needs. My dad has unfortunately been in and out of the hospital, so we haven't needed them at times, but they're ..."
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4.7
(12 reviews)
"Caregivers stayed with our mom through the night to make sure she stayed in bed and had companionship when she could not sleep and was confused or frightened. They were always on time, personable, easy to talk with, and prepared for our mom's needs. ..."
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4.5
(13 reviews)
"Home Instead Is A Great Place You Would Want For Your Loved One Or Yourself 2 B. Caregivers join them, Home Instead Gives QUALITY Care To All..."
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5.0
(3 reviews)
"Eva and her team at San Diego Compassionate Caregivers provided great services for our elderly friends in Carlsbad. They provided compassionate care for many years all the way to the end of their life's. Thank you for all your outstanding support, em..."
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5.0
(3 reviews)
"We are very happy with our caregiver and the service they provided. Scheduling is easy and the staff is very helpful. Would recommend...."
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4.7
(4 reviews)
"All Valley Home Care San Diego is very nice. I like them. I have caregivers come into my house and help me with my husband. In terms of billing and other things, they're also very good, and I like them...."
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4.3
(8 reviews)
"My father was recently discharged from the hospital, but before he could be released, we were told he would need 24 hour care. The discharge planner recommended we call Golden Years. Carrie, the care manger, met with us at the hospital and helped us ..."
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4.8
(11 reviews)
"My friend has been using Gentiva Personal Care - San Diego for about a year now. Priscilla is very kind. She's become a friend with the person she's taking care of. She cleans very well. She gets my friend to her appointments and reminds her of her a..."
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"We are Senior Helpers East San Diego! Let us help provide the support you and your family deserve! Our highly trained and vetted staff wo..."
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"For nearly 20 years, TheKey—formerly Home Care Assistance—has delivered quality in-home care, supporting older adults with a wide range of n..."
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4.0
(1 reviews)
"Senior Helpers of San Diego North is helping with my mom, changing her clothes, helping her in the toilet, helping her into her pajamas, reminding her about brushing her teeth, and helping her with her walk or those kinds of things. It's just a coupl..."
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5.0
(1 reviews)
"The lady from Interim Healthcare of La Jolla was wonderful. She provided a lot of information. She brought up concerns that I didn't even think we had. And she brought in ideas on what to do and recommended different places where we could get payment..."
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"Eucalyptus Home Care provides non-medical home care services to seniors in North County San Diego. Our caregivers are highly experienced and..."
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"Welcome to Aid-to-Agency Home Care! We are a dedicated family-run home care provider. Our mission is to deliver compassionate, high-quality ..."
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4.7
(63 reviews)
"The caregiver from Home Care Assistance - La Jolla, CA comes to our house and she makes lunch, makes the bed, and provides my husband different activities like playing games, drawing, coloring, and taking him out for lunch (depending on what my husba..."
READ MOREWhat you can do with Caring
On this page:
- Home Care Services in San Diego, California
- Paying for Home Care in San Diego, CA
- Financial Assistance for Home Care in San Diego, CA
- Free & Low-Cost Home Care Resources in San Diego, CA
- Determining Your Loved One’s Need for In-Home Care
- Guidelines for Talking About In-Home Care
- Frequently Asked Questions
Paying for Home Care in San Diego, CA
The Cost of Home Care in San Diego, CA
San Diego’s average home care cost is over $1,400 more per month than the national average, but it’s less than $300 higher than California’s $6,101 average. Its average is also much higher than El Centro’s $3,432, but it’s nearly $300 less per month than Santa Maria’s average cost. Further north in San Luis Obispo, averages rise to $7,150, more than $750 higher than San Diego’s.
San Diego
$6,387
California
$6,101
United States
$4,481
El Centro
$3,432
Los Angeles
$5,911
Santa Maria
$6,673
San Luis Obispo
$7,150
The Cost of Home Care vs. Other Senior Care Options in San Diego, CA
Adult day health care is the lowest-cost senior care option in San Diego at $2,058, about a third the cost of home care. However, it provides limited services in nonresidential settings. Assisted living is also lower at $5,475 but requires seniors to move to residential communities. Nursing home care is the highest-cost option at $9,384, but also requires a move and better suits seniors with extensive health-related needs. Home care covers personal caregiving but doesn’t include medical services provided by registered nurses or therapists like home health care. Home care costs slightly more at $6,473 compared to $6,387.
Home Care
$6,387
Home Health Care
$6,473
Adult Day Health
$2,058
Assisted Living
$5,475
Nursing Home Care (semi-private room)
$9,384
Financial Assistance for Home Care in San Diego, CA
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in San Diego, CA
San Diego seniors wishing to age in place at home often need additional services and supports to do so safely. Several nonprofit and governmental programs help aging adults by assisting with rising utility costs, making homes safer or more energy efficient and delivering nutritious food at no or low cost to those who qualify.
| Resource | Contact | Service |
|---|---|---|
| Meals on Wheel San Diego | (619) 260-6110 | Meals on Wheels San Diego delivers meals to seniors aged 60 or older, veterans of any age and caregivers of current clients. Participants may choose one or two meals seven days a week, with Sunday meals delivered on Saturdays. It also delivers on holidays and provides free pet food. |
| Rebuilding Together San Diego | (619) 231-7873 | RTSD provides home repair and maintenance at no cost to low-income seniors and disabled persons through its year-round “Safe at Home” program. It primarily performs minor repairs and safety and energy efficiency modifications. Applicants must own and live in their own single-family home and fall beneath income limits. |
| Low-Income Home Energy Assistance Program | (866) 675-6623 | LIHEAP helps low-income households pay their heating or cooling bills, including those that heat with wood, oil or propane. Eligibility is based on place of residence, income, household size and other factors. Preference is given to residents aged 60 or older, disabled persons and households with children. |
| Low-Income Weatherization Program | (916) 576-7109 | California’s LIWP provides low-income households with free solar photovoltaic systems and energy efficiency upgrades. The program reduces greenhouse gases while saving seniors and other residents on their household energy costs. It also provides energy-efficient air conditioning and improved insulation to protect seniors from health impacts caused by high temperatures. |
| Property Tax Postponement | (800) 952-5661 | The PTP program allows seniors who are disabled, blind or aged 62 or older to postpone their property taxes until they sell their home or pass away. To qualify, seniors must own and occupy the home, meet income limits, not have a reverse mortgage and have at least 40% equity. They must reapply each year. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Frequently Asked Questions
Reviews of Care Providers Nearby
Home Care
Pecolia G
4.0
Review of Arosa San Diego
They help by encouraging her to eat different things. I like that they follow instructions very well.
Home Care
Steve T_12
5.0
Review of Visiting Angels of Greater San Diego
My caregiver takes over, and does everything I need. They are very professional, competent, and caring.
Provider response
Hi Steve, thank you for the kind words. We truly enjoy having you and helping you.
Home Care
Anonymous_1739537831
4.0
Review of Arosa San Diego
My parents are extremely difficult, and the overall experience is improving. My experience with them has been exceptional. They have helped us get the IHIS caregivers that we needed.