Memory Care Communities in Eau Claire, Wisconsin

At $5,469 per month, memory care in Eau Claire is 2.7% cheaper than the U.S. norm. The city is also one of the more affordable locations in Wisconsin, with rates 4.8% below the state average. Still, even lower prices can be found elsewhere, with memory care averaging $140 less in La Crosse and $250 less in Fond du Lac. On the other hand, rates increase by 9.7% in Madison, while Appleton seniors can expect monthly fees of $6,423, a 17.4% increase compared to Eau Claire.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Prices vary depending on the facility, but memory care in Eau Claire costs an average of $5,469 per month.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Wisconsin page.

Averaging $5,469 per month, memory care is one of the more expensive forms of senior care in Eau Claire, only surpassed by nursing home facilities that charge $8,167 for round-the-clock medical supervision in a semi private room. Seniors only requiring assistance with daily tasks can opt for assisted living for $1,094 below memory care fees. Alternatively, retirees who receive personal assistance via in-home care spend 2.3% less than those in memory care. Home health care is also 2.3% cheaper than memory care, serving seniors who need ongoing medical support, but adult day health care has the lowest rate of $2,356, on average.

In Wisconsin, memory care communities fall under the category of community-based residential facilities and are licensed and regulated by The Division of Quality Assurance. Overseen by the Wisconsin Department of Health Services, this agency is responsible for ensuring communities adhere to state laws and carry out appropriate background checks on caregivers.

 

• The cost of living in Eau Claire is 9.4% below the U.S. average, including lower prices for transportation, groceries, housing and utilities. Unfortunately, health care costs are 25.4% higher than elsewhere in the country, a possible concern for seniors. However, memory care in the city is more affordable than the national average, which can help offset these higher costs.
• Wisconsin is considered a moderately tax-friendly state for Eau Claire's retirees, but how friendly it is depends on individual situations. Private pensions and withdrawals from retirement accounts are taxed between 3.54% and 7.65%, while public pensions and Social Security benefits are exempt from taxation. In addition, low-income adults aged 65 and older who meet certain financial criteria may qualify for a $5,000 retirement income exclusion.
• Eau Claire is home to a large number of physicians, with a per capita ratio of 400 per 100,000 people, 90.4% more than the national norm. Seniors can find care at a number of local facilities, including HSHS Sacred Heart Hospital and Marshfield Medical Center - Eau Claire.
• The air quality in Eau Claire is good, with low ozone and particle pollution levels, which can be beneficial for seniors affected by respiratory and cardiovascular conditions.
• On a 100-point index, Eau Claire is rated 13.6 for violent crime, 9.1 points below the U.S. average. Property crime is more common, however, ranking 3 points higher than the national median at 38.4. However, seniors and their families can take comfort as memory care communities employ security systems to protect residents, such as 24-hour video surveillance and gated entries.
• The local Aging & Disability Resource Center runs a number of programs to support Eau Claire seniors and families affected by dementia. In addition to organizing educational awareness, brain training and support groups, the center hosts the Chippewa Valley Memory Cafe. Held once a month, the cafe allows attendees to have fun while sharing experiences and connecting with other Eau Claire residents affected by memory impairment.