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Memory Care Communities in Crystal Lake, Illinois

Our comprehensive listings and authentic reviews in Crystal Lake, IL below include 95 memory...

Directory of Memory Care in Crystal Lake, IL

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The Cost of Memory Care in Nearby Cities

Seniors in Crystal Lake pay a median rate of $8,125 per month for memory care. This figure exceeds Illinois’ baseline rate of $6,531 and the national norm of $6,688. While local rates are lower compared to care costs in Kankakee, where residents pay approximately $9,604 monthly, they are more expensive compared to Bloomington, where fees are around $6,000 less than Crystal Lake’s rates. Similarly, in Rockford, costs are $6,563, which is much lower than the local median. 

Crystal Lake

$8,125

Illinois

$6,531

US

$6,688

Rockford

$6,563

Kankakee

$9,604

Bloomington

$6,000

Paying for Memory Care in Crystal Lake

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

In Crystal Lake, memory care residents pay approximately $8,125 monthly for specialized services.

Financial Assistance for Memory Care in Crystal Lake

In Crystal Lake, there are options for seniors who need financial assistance paying for Memory Care. For more information about other options, who qualifies and how to apply, visit our Memory Care in Illinois page.

Financial Assistance for Memory Care in Illinois

More Ways to Pay for Memory Care

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

 

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

 

For more information about different ways to finance memory care, visit our Memory Care in Illinois page.

The Cost of Other Types of Senior Care

Memory care communities in Crystal Lake charge approximately $8,125 monthly. This is $544 less than the cost of nursing home care, which stands at $8,669 for a semi-private room, offering intensive personal and medical support in a hospital-like setting. In comparison, non medical in-home care, which includes help with personal tasks and chores, is $2,405 less at $5,720 monthly, and home health care, featuring private skilled nursing, costs $1,547 less at $6,578. Assisted living, which includes housing and around-the-clock care staff without dementia support, costs $1,625 less at $6,500. Adult day health care offers the most significant savings at $2,123, providing daytime-only services in a community setting.

Memory Care

$8,125

In-Home Care

$5,720

Home Health Care

$6,578

Adult Day Health Care

$2,123

Assisted Living Facility

$6,500

Nursing Home Facility (semi-private room)

$8,669

Note: Data for Crystal Lake was unavailable, so data for the nearest city, Chicago, was used instead.

Free Memory Care Resources in Crystal Lake

Crystal Lake and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in a memory care community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free memory care resources in Crystal Lake, please visit our Memory Care in Illinois page.

What to Consider About Memory Care in Crystal Lake

The Illinois Department of Public Health licenses all memory care communities in Crystal Lake and requires them to submit disclosures related to the dementia-specific services they provide. The department enforces baseline standards for housing, care planning and staffing, and it monitors compliance through unannounced inspections and by investigating complaints.

Benefits and Drawbacks of Memory Care in Crystal Lake

  • Crystal Lake doesn’t have a hospital, but Northwestern Medicine Woodstock Hospital sits a few miles outside the city. This major medical center provides a full range of inpatient and outpatient services, along with emergency care and community services. Additionally, it houses the Northwestern Medicine Neurobehavior and Memory Clinic, which ranks nationally for its diagnostic and treatment services. This clinic has board-certified neurologists and neuroscientists who specialize in treating memory-related disorders.
  • According to a total crime index, Crystal Lake scores 90 points, indicating its crime rate sits lower than 90% of U.S. communities. On an annual basis, the city reports just two crimes per 1,000 people, with both violent and property crime rates at a fraction of state and national figures. Those seeking local memory care services may want to narrow their search to neighborhoods such as Crystal Vista, Turnberry and The Villages, where crime rates remain low.
  • Illinois has retiree-friendly income tax laws with full exemptions for Social Security income, money withdrawn from retirement accounts and income from government and private pensions. Although the state levies a higher sales tax rate than most other states, it has lower taxes for food and medications, which comprise memory care residents’ most purchased items.
  • The cost of living in Crystal Lake sits less than a percentage point higher than the national norm, indicating affordability for seniors seeking local memory care services. Although housing and food costs run slightly higher than nationwide averages, seniors spend about 24% less on health care expenses. To further maximize affordability, qualified seniors may pay for memory care services through the state’s Supportive Living Program, depending on program availability and their facility’s Medicaid policies.
  • Out of Illinois’s 102 ranked counties, Crystal Lake’s McHenry County ranks third for overall health, indicating quality access to medical support for seniors with memory loss. The local life expectancy surpasses state and national norms by nearly two years, coming in at 80.3, and the community maintains good air quality compared to the rest of the state.

 

Memory Care Laws and Regulations in Crystal Lake

Crystal Lake Memory Care Communities must adhere to the comprehensive set of state laws and regulations that all Memory Care Facilities in Illinois are required to follow. Visit our Memory Care in Illinois page for more information about these laws.

Memory Care Laws and Regulations in Illinois

Reviews of Communities Nearby

Memory Care

Toni

I am a friend or relative of a current/past resident

Review of Encore Memory Care at Crystal Lake

I can not rave enough about Encore Care. They took such great care of my father while he was there. The staff is always personable, and they really are part of a big family. There are always...

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Memory Care

Juanita

I visited this facility

Review of Sunrise of Crystal Lake

I toured Sunrise of Crystal Lake and another place, and we're moving forward at Sunrise of Crystal Lake. Besides the location being just right, we like the homey feel, the green space, and the way...

Provider response

Hi Juanita, Each and every guest who enters a Sunrise community is important to us. It is wonderful to know that you had such a positive experience when touring Sunrise of Crystal Lake. We would be...

Read more

Memory Care

Billie

I visited this facility

Review of Encore Memory Care at Crystal Lake

My husband will be moving into Encore Memory Care at Crystal Lake. They look like they're doing more activities. There were a lot more staff there. The facility looked pretty clean. My husband is...

Read more

Memory Care Facilities near Crystal Lake, IL

Lake In The HillsCaryAlgonquinMchenryHuntleyBarrington

Other Options in Crystal Lake, IL

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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