Assisted Living Communities in Lynden, Washington

In Lynden, assisted living residents pay approximately $4,600 per month for personalized care services. This rate offers a $1,400 savings over the Washington norm, although it tracks a little higher than the national median of $4,500. Other cities in the northern part of the state have considerably higher assisted living costs, including Olympia, where residents pay $4,805, and Mount Vernon, where care costs come in at $5,500. Similarly, monthly fees in Bremerton exceed Lynden’s baseline rate by $1,150, and in Seattle, care costs run $2,150 higher than in Lynden.

 

Assisted living communities in Lynden charge a typical monthly rate of $4,600 for services.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

 

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

 

For more information about different ways to finance assisted living, visit our Assisted Living in Washington page.

Overall, assisted living in Lynden costs a median monthly rate of $4,600, making this the most budget-friendly long-term care solution in the city. This rate runs hundreds of dollars below the $6,483 seniors pay for private services in their homes, including non medical in-home care services, such as light housekeeping and bathing assistance, and home health care services, such as medication administration and vitals monitoring. Additionally, assisted living costs significantly less than nursing home care, which has a median rate of $9,277 for skilled nursing services, such as rehabilitative therapies, wound care and 24-hour medical supervision, with semi-private accommodations.

The Washington State Department of Social and Health Services oversees assisted living communities in Lynden and provides ongoing monitoring through site inspections and annual licensing. This department enforces a set of requirements related to resident intake and retention criteria, staffing and housing standards, and it publishes information on paying for assisted living.

 

• The Lynden region has a limited scope of health care options, with PeaceHealth St. Joseph Medical Center in Bellingham serving as the only hospital within a 35-mile radius of Lynden’s city center. Fortunately, many assisted living facilities have on-call physicians who provide routine wellness checks and medical monitoring, as well as medical concierge and transportation services for office visits.

 

• Whatcom County, where Lynden sits, rates 11th out of Washington’s 39 surveyed counties for general health and in the 50-75th percentile for health outcomes and contributing factors. Among its Medicare enrollees, about 49% get the annual flu shot compared to 51% nationally, impacting the spread of illness in assisted living facilities and the risk of flu-related complications. However, the typical life expectancy in this region comes in above state and national averages at 81 years, and the air quality in this community ranks as superior to the nation as a whole.

 

• Living costs trend 11% higher in Lynden than in a typical U.S. city, although it ranks among the most cost-effective places in the nation for medical care with services costing 28% below the national norm. Energy and housing costs run high, but many assisted living facilities have all-inclusive pricing and accept payment from the state’s long-term care waiver programs.

 

• Washington doesn’t tax income regardless of its source or a resident’s annual earnings, making it a financially viable option for many retirees seeking long-term care on a budget. The state levies high sales taxes on most goods, although it exempts prescription drugs, newspapers and groceries. Property taxes also trend high compared to the nation as a whole, but opting for assisted living may help seniors avoid this living expense.

 

• Crime occurs at a rate of 22.13 incidents per 1,000 people in Lynden, which exceeds norms in 80% of U.S. communities and 64% of cities in Washington, as well as typical rates in other communities with its population size. Fortunately, for those concerned about crime, assisted living promotes residents’ safety through measures such as escorted transportation, security gates and fully enclosed outdoor living spaces.