Assisted Living Communities in Hillsdale, Michigan

In Hillsdale, assisted living facilities charge monthly median rates of $4,000 for care. This offers savings over the state norm of $4,250 and the national cost of $5,350, and it runs low compared to rates in many neighboring communities. For example, in Lansing, rates run about $300 higher per month than in Hillsdale, and in Monroe, seniors pay approximately $5,050 for care. Similarly, Ann Arbor seniors pay nearly $2,100 more than Hillsdale residents for care, although opting for assisted living in Battle Creek saves seniors around $600 per month in care expenses.

Hillsdale seniors pay around $4,000 per month for assisted living services.

 

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

 

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

 

For more information about different ways to finance assisted living, visit our Assisted Living in Michigan page.

Assisted living rates in Hillsdale come to around $4,733 per month, making this the most economical care option surveyed in the city. For seniors who want a similar scope of nonmedical personal care services in their own homes, agencies charge higher rates of about $4,957 for in-home care. Similarly, home health care, which includes private skilled nursing services at home, costs approximately $566 more than assisted living. In addition to this, assisted living costs less than half as much as nursing home care, which comes in at around $9,125 for 24-hour medical support in a hospital-like environment.

 

In Hillsdale, assisted living communities undergo licensing and monitoring through the Michigan Bureau of Licensing and Regulatory Affairs. This department publishes rules related to housing and care standards and conducts background checks on prospective caregivers. It also specifies resident intake and retention criteria.

 

• Hillsdale Hospital sits in Hillsdale proper and offers robust medical services to assisted living residents in the city and the surrounding rural areas. It provides specialty care, including pain management, vascular care, surgical services and orthopedics, and it has a primary care clinic on its campus. To further promote access to care, the hospital provides same-day appointments, a walk-in clinic and telemedicine services.
• Assisted living residents in Hillsdale can claim deductions to reduce what they owe to the state in taxes for pension income and withdrawals from retirement savings accounts. Additionally, Michigan doesn’t tax Social Security income, leaving more money available for local long-term care costs.
• Living expenses in Hillsdale fall about 8% lower than the U.S. average, promoting competitive pricing in local assisted living facilities. In general, residents spend roughly 35% less on housing and food here than in a typical U.S. city, and health care costs trend 22% below the national norm, optimizing access to affordable care.
• Hillsdale’s crime rate exceeds 25% of U.S. communities, and it surpasses typical rates in similarly sized cities nationwide. On an annual basis, the city records 18.31 crimes per 1,000 people. Even so, both violent and property-related offenses occur less frequently here than in a typical Michigan community, and neighborhoods such as Cambria, Hillsdale College and City Center report even less crime, which may appeal to prospective assisted living residents who prioritize safety.

The 100-point AARP Livability Index assigns Hillsdale a score of 54 points compared to the average city score of 48 points, meaning it has government policies, benefits and local amenities for seniors. A high number of affordable