Assisted Living Communities in Adrian, Michigan

The cost of assisted living in Adrian is 35.4% above the national average and over $1,800 higher than the state median, making it one of the most expensive cities for assisted living in Michigan. Assisted living facilities charge $1,265 less per month in Grand Rapids than in Adrian. Kalamazoo and Lansing are also less expensive, with average rates of $4,350 and $4,313, respectively. Detroit sees the state's lowest assisted living rates. There, seniors pay nearly $1,900 less each month than individuals living in Adrian.

 

Assisted living facilities in Adrian charge an average of $6,093 per month.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Michigan page.

It may be helpful to compare senior care costs. Home care and home health care in Adrian are similarly priced to assisted living, but they allow seniors to age in place. For $6,101 monthly, seniors can contract in-home care to receive basic personal assistance or hire a home health care professional to provide light medical services. Nursing home facilities are an alternative for seniors with complex medical needs and chronic conditions. As these environments offer the highest level of care and supervision, they're the most expensive type of senior care. Residents of these facilities pay nearly 60% more per month than seniors pay for assisted living.

The Michigan Department of Human Services, Bureau of Licensing and Regulatory Affairs, oversees the licensing and operation of assisted living facilities in Adrian. Through annual inspections, the agency ensures each facility complies with state and federal laws and regulations.

 

• Despite its high senior living costs, Adrian is an affordable city for seniors. It receives a cost index score of 87, which is 13% lower than the national average of 100. Seniors may notice particularly low housing costs and affordable health care. Items such as groceries and transportation tend to be more expensive, but seniors' monthly assisted living rates typically cover them.

 

• Older adults can benefit from Michigan's low tax rates. The state does not tax Social Security benefits and provides deductions on all other types of retirement income, including pensions, IRAs and 401(k)s. The government levies sales taxes at 6%, a little above the U.S. average. However, Michigan has no local sales tax, making the combined rate low compared to the average American city's rates.

 

• Health care services in Adrian are limited. The city only has 89 physicians per capita compared to the national average of 210. However, ProMedica Charles And Virginia Hickman Hospital is within city limits and provides seniors access to emergency care and various medical specialties, including orthopedic services, diagnostic radiology, laboratory services and wellness screenings.

 

• Crime rates in Adrian are above average. Measured on a 100-point scale, the city receives an index rating of 31.4 for violent crime, roughly 38% higher than the national average of 22.7. Property crime rates are also high. They score 49.8 compared to the 35.4 observed nationwide. Fortunately, assisted living facilities emphasize safety, employing state-of-the-art technologies such as 24-hour video surveillance, security systems and locked entries to protect residents.

 

• Seniors can easily get around using Adrian's Dial-A-Ride public transportation system. The service provides curb-to-curb rides to any destination within city limits, and seniors are eligible for discounted rates. The service operates Monday to Friday.

 

• The weather in Adrian varies greatly between the seasons. Winters can be harsh and windy, temperatures can drop as low as 16 degrees and the city receives roughly 28 inches of snow per year. Thankfully, the summer months are warmer, with temperatures averaging in the mid-to-high 50s.