Assisted Living Communities in Rock Hall, Maryland

Assisted Living costs in Rock Hall start around $0 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in Rock Hall and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.

Around 1,300 people live in Rock Hall, a small town known as the Pearl of the Chesapeake. People aged 65 and over make up 30% of the population and they can spend their retirement enjoying fishing and boating on the bay or dining on some of the area's fine fish and crabs. The annual FallFest offers locals and visitors the opportunity to appreciate good music and plentiful fresh oysters. For seniors who need help with daily living tasks, there are six assisted living facilities in Rock Hall, all overseen by the Maryland Department of Health, Assisted Living Unit.

• Delmarva County Transit offers deviated-route bus services throughout Kent County, including Rock Hall. Passengers aged 60 and over are eligible for discounted fares.
  
• The Rock Hall area has few facilities from which to choose in the event of a medical emergency or illness, with the nearest major hospital located in Chestertown.
  
• Seniors interested in the arts can find ample opportunity to explore fine works in Rock Hall. Many artists in the area are part of the RiverArts Annual Studio Tour, which allows visitors to see the spaces where fine art is created. Music lovers can visit The Mainstay, which hosts more than 100 concerts each year.
  
• The overall cost of living in Rock Hall is 99.5, just half a point below the national average. While some everyday expenses like transportation and healthcare are below the U.S. average, groceries are 11 points higher, which may impact the budgets of some seniors.
  
• Kent County, including Rock Hall, has received a failing grade for high ozone pollution according to the State of the Air 2019 report. The county has better levels of particle pollution, receiving an A grade for 24-hour particle pollution. This mixed air quality may impact the health of seniors with respiratory conditions.
  
• Summers in Rock Hall are warm, with an average high temperature in July of 86 degrees. In January the average low is 27 and the city gets around 13 inches of snow each year. This allows seniors who enjoy the outdoors plenty of time to get out and explore the town.

Note: Data reported on this page was updated in 2019 and based on the latest 2018 figures.