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Best Assisted Living Facilities in Baltimore County, MD for 2025

Assisted Living Facilities in Baltimore County, MD

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Benefits and Drawbacks of Assisted Living in Baltimore County

  • The overall cost of living in Baltimore County exceeds the U.S. average by about 5%, with residents paying more for groceries, utilities, transportation and miscellaneous expenses than a typical U.S. community. However, the county’s living costs trend nearly 7% below Maryland’s average, promoting affordable assisted living.
  • Seniors in Baltimore County don’t pay state income taxes on their Social Security benefits, and they qualify for exemptions on pension payments and withdrawals from retirement savings accounts. This helps many effectively budget assisted living expenses.
  • Baltimore County is a member of the AARP Age-Friendly Network. It implements an action plan for seniors, providing access to health services, accessible housing and paratransit services.
  • The American Lung Association reports high ozone pollution in Baltimore County, giving it an F with 13 high ozone days annually. However, particle pollution levels are lower, earning the county a B for short-term levels and a passing annual score. Assisted living residents sensitive to pollution often have access to a variety of indoor activities and amenities.
  • Baltimore County ranks above the national average for health factors and outcomes, indicating effective medical support for assisted living residents. For example, about 55% of Medicare beneficiaries in the county receive annual flu vaccines, versus 46% nationwide, helping control the spread of seasonal illnesses.

How to Pay for Assisted Living in Baltimore County:

Assisted living residents in Baltimore County have several avenues to pay for care expenses, including state and federal health insurance programs, veterans’ benefits and their income and assets.

  • Medicaid: Maryland’s Medicaid program provides direct coverage for assisted living expenses, including personal care, meal preparation and basic housekeeping services, through the Community Personal Assistance Program. Additionally, it houses the Community Supports Medicaid Waiver, which has less restrictive financial requirements but provides comparable coverage.
  • Medicare: Medicare pays for skilled nursing services and durable medical equipment in assisted living. However, this program doesn’t pay for standard assisted living services, meals or housing.
  • VA Benefits: Qualified veterans can pay for personal care, meals and transportation services through two VA programs: Aid and Attendance and Geriatrics and Extended Care. According to our proprietary Caring.com database, over 60 assisted living communities in Baltimore County accept veterans’ benefits.
  • Private Payments: Assisted living facilities accept private payments on all types of assisted living expenses, including room and board, meals, personal care and recreational activities. These payments come from sources such as Social Security income, long-term care insurance and proceeds from renting out or selling a home.

Free and Low-Cost Resources for Seniors in Baltimore County, MD:

Program NamePhone NumberDescription
Baltimore County Department of Aging410-887-2594The Baltimore County Department of Aging operates nearly two dozen senior centers, giving those aged 60 and over access to recreational activities and congregate meals. Additionally, the department serves as the Maryland Access Point for local seniors and administers programs such as a durable medical equipment loan closet and long-term care options counseling.
Baltimore Vet Center410-764-9400The Baltimore Vet Center provides free counseling services to local veterans and their families, including bereavement counseling, PTSD care and mental health services. Its specialists help qualified veterans access VA medical benefits, including those that pay for assisted living expenses.
American Association of Retired Persons Baltimore866-542-8163The local AARP chapter hosts virtual and in-person activities such as fitness classes and volunteer opportunities. The chapter publishes information on age-related topics such as paying for long-term care, understanding health insurance benefits and scam prevention.
Parkville Senior Center410-887-5340Parkville Senior Center hosts recreational activities for Baltimore County residents aged 60 and over, including creative arts classes, holiday celebrations and the Eating Together congregate meal program. It has a fitness center with instructor-led, age-friendly exercise classes.
Maryland Legal Aid888-465-2468Maryland Legal Aid houses the Senior Lawyer Corps, providing volunteer opportunities for older adults with legal backgrounds. The organization also has specialists who help seniors with civil legal issues, such as applying for public benefits and resolving consumer debt issues.
Meals on Wheels of Central Maryland410-558-0923Through Meals on Wheels, qualified seniors in Baltimore County receive up to two nutritionally balanced meals each weekday, including a hot meal and/or a cold meal. The organization provides wellness checks, a pet food delivery program, a friendly visitor program and referrals for community resources.
Village Organizations410-887-7985This collection of programs gives seniors access to social activities, addressing isolation and loneliness. It has volunteers who provide transportation for local errands, basic household chores and maintenance, friendly visits and tech support.
Social Security Administration800-772-1213 800-325-0778 (TTY) Baltimore County contains four Social Security offices, giving seniors access to in-person support in Halethorpe, Towson, Rosedale and Owings Mills. At these locations, visitors apply for Medicare and Social Security disability, survivor and retirement benefits, and they are screened for eligibility for Medicaid and Supplemental Security Income.
Long-Term Care Ombudsman Program410-887-4200The ombudsman educates and advocates for seniors in assisted living by answering questions about residents’ rights and investigating and resolving complaints regarding care quality. The office also houses a lending library with over 160 print and video materials related to topics that affect seniors.
State Health Insurance Assistance Program410-887-2059SHIP counselors provide one-on-one assistance for seniors with issues related to health insurance, including helping them compare and choose Medigap or Medicare Advantage plans, determining eligibility for Medicaid and enrolling in long-term care insurance. Seniors also get help submitting appeals for denied claims or canceled policies.

Frequently Asked Questions about Assisted Living in Baltimore County:

Reviews of Communities Nearby

Assisted Living

Christine

I visited this facility

Review of Dulaney Valley Assisted Living at Hunt Valley

I like the lady who did the tour for me at Dulaney Valley Assisted Living at Hunt Valley. She was very thorough and very helpful. The place was nice and clean. I don't think they had the best...

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Assisted Living

Christine

I visited this facility

Review of #1 Adoring Adult Care

#1 Adoring Adult Care was immaculate. It was so clean and so well-kept. They are high on my list. The neighborhood was a little so-so, but the house, the lady there, the residents, and everything...

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Assisted Living

Christine

I visited this facility

Review of The Red Door Assisted Living

I liked the location of The Red Door Assisted Living. It was very close to my house. The meals are included and my father would have had his own room. They provide activities and transportation....

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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