Assisted Living Communities in West Lafayette, Indiana

West Lafayette is the most expensive region in Indiana for assisted living. At $5,255 monthly, rates are $755 higher than the U.S. average and $972 above the state median. To the north, facilities in Michigan City charge $1,638 less than those in West Lafayette, while fees in Fort Wayne are 33.6% lower. Seniors retiring to the state capital Indianapolis also spend less per month on assisted living, with fees of $4,478. Terre Haute seniors face the second-highest rate of $4,948, still 5.8% less than retirees pay in West Lafayette.

Assisted living communities charge average monthly fees of $5,255 in West Lafayette.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Indiana page.

West Lafayette adults have a number of options when it comes to senior care. Those choosing residential care may find assisted living the most affordable at $5,255. Skilled nursing homes offer the highest level of care and are the most expensive at $7,300 for a semiprivate room and medical care. Seniors opting to remain in their own homes can pay a bit less than assisted living fees, at $5,053 for nonmedical in-home care or home health care if they require basic nursing services. Adult day care is the most affordable option at $3,467, with services only available during daytime hours.

The Family and Social Services (FFS) Division of Aging is responsible for the monitoring and licensing of assisted living communities in West Lafayette. In addition to ensuring facilities conform to state and federal regulations, the FFS acts as a long-term care ombudsman, advocating for the rights of seniors who live in residential care settings.

• West Lafayette has 199 physicians per 100,000 people, only slightly less than the U.S. average of 210. There's also an impressive health care network, with a number of medical facilities in and around the city, including Indiana University Urgent Care - West Lafayette.
• As a college town, West Lafayette's median age is 21.5, even though the city is home to over 3,000 adults aged 65 and older. Purdue University caters to West Lafayette's senior population, offering discounted tuition to those over 60 and special programming for those wishing to continue learning in retirement. Plus, downtown Lafayette is only 2 miles away should older adults want to attend senior center activities and seek out a larger community of peers.
• The cost of living in West Lafayette is 6.6% higher than the state average, which could be a financial concern for seniors relocating from elsewhere in Indiana. However, West Lafayette is still 9.6% below the national median, with the biggest savings being made on transportation and health care, so it's still a great retirement option for budget-conscious seniors.
• West Lafayette's air quality has vastly improved over the past decade, with 2023 figures showing very low particle pollution levels, a possible benefit to older adults affected by respiratory and cardiovascular conditions, such as asthma or COPD.
• All private and public retirement income is subject to taxation in West Lafayette except Social Security benefits, which is good news for low-income seniors. Indiana tax rates are slightly lower than the U.S. norm, and the state offers property tax deductions for homeowners aged 65 and older.
• West Lafayette is considered a safe place to retire. On a scale of 1 to 100, violent crime levels are rated 11.2, approximately 50% below the national average. Property crime rates are slightly higher at 22.2, still significantly lower than the U.S. median of 35.4.
• The area features a good public transportation network, with CityBus operating a number of bus routes throughout West Lafayette and the surrounding area. Seniors can easily access central Lafayette, and Medicare recipients and adults aged 65+ pay half price fares.