Assisted Living Communities in Live Oak, Florida

Assisted Living costs in Live Oak start around $3,109 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in Live Oak and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Florida page.

Live Oak was founded along the Pensacola and Georgia Railroad and owes its name to the oak tree that shaded railroad workers as they rested and ate lunch. Once the fifth-largest city in Florida, Live Oak is now home to almost 7,000 people. Seniors aged 65 and over make up over 13 percent of the population and there are two assisted living facilities in the city offering care to these residents. These facilities are licensed and monitored by Florida's Agency for Health Care Administration.

• Public transport in Live Oak is provided by Suwannee Valley Transit Authority. There is a regular service between Live Oak and Lake City as well as paratransit services which provide door-to-door transportation.
• The Live Oak area is home to world-class medical facilities, including Shands Live Oak Regional Medical Center, in the event of medical emergencies or illness.
• Live Oak has mild winters and hot summers, which may be appreciated by seniors moving south to avoid cold weather. In July, the average high is 95 degrees and the low temperature in January is around 41. The city gets 229 sunny days each year, 24 more than the national average, allowing residents to spend time enjoying the outdoors.
• Live Oak has an overall crime rate of 25 crimes per 1,000 residents, which is higher than 61 percent of Florida's other communities. While the property crime rate is almost seven points lower than the state average, the violent crime rate is 6.53, more than two points higher than the Florida rate of 4.08. This may be concerning for safety-conscious seniors.
• The overall cost of living in Live Oak is rated 86 on the Sperling index, 14 points lower than the national average. This is mainly due to the low cost of housing and many everyday expenses like groceries and healthcare are actually higher than the national median, which may affect the budgets of seniors.
• Seniors in Live Oak can save money on their tax bill as Florida does not have a state income tax. Sales taxes in the state are close to the national average which also helps seniors who are living on a fixed income.