The 10 Best Home Care Agencies for Seniors in Mount Vernon, VA for 2024
Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Mount Vernon, VA, residents and their loved ones rate In Home Care agencies across the 45 options below.
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Paying for Home Care in Mount Vernon, VA
Since Mount Vernon is about 13 miles from Washington, DC, the city shares the average monthly home care cost of $5,339 per Genworth Financial’s 2021 Cost of Care Survey. In Mount Vernon, home care costs are $572 higher than the state average and $382 higher than the national average. Virginia Beach, in the far southeast corner of Virginia, shares the state’s average, while Harrisonburg in the north-central region shares the nation’s average. The midwestern city of Roanoke has a lower rate, and the central city of Charlottesville has the highest fee in the state.
Mount Vernon
$5,339
Virginia
$4,767
The United States
$4,957
Roanoke
$4,195
Virginia Beach
$4,767
Harrisonburg
$4,957
Charlottesville
$6,292
The Cost of Home Care vs. Other Senior Care Options in Mount Vernon, VA
The average home care cost in Mount Vernon is $609 less than assisted living and $6,128 less than nursing home care. In-home care, which provides nonmedical care, and home health care, which offers limited medical services and rehabilitation therapies, share the same price. Adult day health programs are a cost-effective option for seniors who only need daytime assistance. While these programs require traveling to community centers, seniors get an opportunity to socialize with their peers and participate in recreational activities.
Home Care
$5,339
Home Health Care
$5,339
Adult Day Health Care
$2,282
Assisted Living
$5,948
Nursing Home Facility (semiprivate room)
$11,467
Note:Data for Mount Vernon was unavailable, so data for the nearest city, Washington, DC, was used instead.
Financial Assistance for Home Care in Mount Vernon, VA
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Mount Vernon Home Care Resources
Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Mount Vernon:
Resource | Contact | Service |
---|---|---|
Mount Vernon Adult Day Health Care | (703) 704-6050 | Mount Vernon Adult Day Health Care is coordinated through Fairfax County and offers a wide variety of daily activities for seniors with many different healthcare needs. The compassionate staff works to find the right balance of activities for each senior's level of independence. The program also has group therapy sessions for caregivers. |
City of Alexandria Aging and Adult Services | (703) 746-5999 | Supportive home and community services are offered through this agency, which also functions as the community's Area Agency on Aging. It has a six-prong action plan focused on helping Mount Vernon seniors age in place. These include opportunities for socialization and preventing social isolation, pairing seniors with affordable housing and supplying transportation when needed. The agency also provides information about senior services and assigns case managers to help seniors find ways to continue living at home. When possible, seniors are encouraged to participate in community events, volunteer opportunities and civic programs. |
Fairfax County Services for Older Adults | (703) 324-7948 | The Fairfax County Services for Older Adults helps seniors retain their independence and helps their caregivers find respite and support. As a division of Virginia’s Department of Family Services, access to adult protective services and case management are also provided, as is counseling for grief, substance abuse and mental health concerns. There are companionship programs for those who may face social isolation and organized activities for seniors to meet new friends. |
Northern Virginia Family Service | (703) 324-7753 | Northern Virginia Family Service is a non-profit agency sponsored by Fairfax County. It helps seniors in financial need with bill pay assistance, including rent and emergency utility payments, and homeless placement. They provide health screening and encourage proper oral care. For seniors who need it, case managers offer budget counseling and financial tutoring. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
In Home Care near Mount Vernon, VA
Other Options in Mount Vernon, VA
Home Care near Fairfax County, VA
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