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The 10 Best Home Care Agencies for Seniors in Delaware, OH for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Delaware, OH, residents and their loved ones rate In Home Care agencies 5.0 out of 5 stars across the 29 options below.

Home Care Services in Delaware, Ohio

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Paying for Home Care in Delaware, OH

The Cost of Home Care in Delaware, OH

According to the Genworth 2021 Cost of Care Survey, home care agencies in Delaware charge $5,625 per month for full-time nonmedical services, exceeding state and national rates by about $670. Seniors in Dayton spend about $200 less on care, and in Canton, care costs average $4,814. In Mansfield, home care agencies charge $4,576 for services, offering a significant monthly savings over Delaware’s norm, and in Springfield, monthly care costs are even lower at $4,385.

Delaware

$5,625

Ohio

$4,957

The United States

$4,957

Springfield

$4,385

Dayton

$5,434

Mansfield

$4,576

Canton

$4,814

The Cost of Home Care vs. Other Senior Care Options in Delaware, OH

Home care agencies in Delaware charge $5,625 per month for nonmedical custodial services such as help with bathing and dressing, medication reminders and transportation. Home health care, which includes skilled nursing services such as rehabilitative care and medication administration, is available for the same monthly rate. Seniors may save about $3,900 per month by attending adult day health care, which provides personal care, meals and recreation in a community setting. Assisted living facilities charge about $1,500 less per month than home care agencies for care, while nursing home rates exceed the cost of home care by about $1,900 per month.

Home Care

$5,625

Home Health Care

$5,625

Adult Day Health Care

$1,733

Assisted Living

$4,085

Nursing Home Care (semiprivate room)

$7,490

Note: Data for Delaware was unavailable, so data for the nearest city, Columbus, was used instead.

 

Financial Assistance for Home Care in Delaware, OH

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help to pay for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations, typically a maximum benefit of $150 per day, and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial or nonmedical care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care services either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans' Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a tax-free portion of your home's equity in cash. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

 

Delaware Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Delaware:

ResourceContactAddressService
People In Need of Delaware County(740) 363-6284138 Johnson Drive, Delaware, OH  43015The Regional charity People In Need offers a range of services for local residents of Delaware and the surrounding county. Its programs are open to the elderly and to others dealing with economic difficulties. This organization’s services include assistance in paying emergency medical or dental bills, cash grants for payment of rent and housing expenses and emergency funds for energy and utility bill payments. People In Need also offers a food pantry service for giving qualified individuals meal packages up to five times per year. The organization also runs a free legal aid service.
Ohio Weatherization Assistance Program (WAP)(800) 282-088077 South High Street, 28th Floor, Columbus OH 43215The weatherization service for the state of Ohio is funded with federal, state and utility service funds but administered by the Ohio Development Services Agency as the Home Weatherization Assistance Program or HWAP. Senior residents of Delaware may contact the central office in Columbus to apply. HWAP gives preference to seniors and certain other family groups. Those receiving Supplemental Security Income payments are automatically eligible. Otherwise, elderly individuals may apply if they have an income of less than $34,840 for a two-person household or $25,760 for a single-person home.
COAAA National Family Caregiver Support Program(614) 645-72503776 S High St, Columbus, OH 43207The Central Ohio Agency on Aging or COAAA administers the federally supported Family Caregiver Program. This particular initiative gives caregivers of elderly adults help in dealing with the difficulties of their responsibilities for their elderly family members. In addition to counseling services and workshops on elderly care, Family Caregiver Support assists caregivers and seniors in finding subsidies and funding sources for care in other state or federal programs. On a limited basis, COAAA uses the Family Caregiver Support Program to directly fund caregivers on a short-term basis.
Lutheran Services of Central Ohio(740)-369-5267Oakhurst Place, 2178, Bruce Road. Delaware, Ohio 43015Lutheran Services of Central Ohio offers several different support programs with each having its own unique office in the area of Delaware County. This organization is a local branch of the National Lutheran Services organization. For Delaware, support available to the elderly and others includes rental assistance, affordable housing referral, transitional housing services and a food bank. They also operate a service for low-cost home health care.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

Robert M_89

I am a current client of this provider

Review of FirstLight Home Care of Central Ohio

Caregivers come in the morning, they will get her lunch which she enjoys. Services are well-matched with my wife's personality.

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Home Care

Anonymous_1729695048

I am a current client of this provider

Review of FirstLight Home Care of Central Ohio

It's been very positive, the agency has got people. They show up on time.

Read more

Home Care

Chuck D_2

I am a current client of this provider

Review of FirstLight Home Care of Central Ohio

They're friendly. They're knowledgeable. We're very happy with them.

Read more

In Home Care near Delaware, OH

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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