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4.8
(66 reviews)
"My sister and I decided to take the service of Golden years as the previous one did not go well. They give us a lot of option and they are easy to talk to, we will continue being with them. Thank you golden years...."
READ MOREThe 10 Best Home Care Agencies for Seniors in National City, CA for 2025
Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in National City, CA, residents and their loved ones rate In Home Care agencies across the 35 options below.
Home Care Services in National City, California
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4.6
(64 reviews)
"Right at home El-Cajon took excellent care of my uncle Doc for many years. Services included daily hygiene & administering med’s. Vickie, Joanne, Tanya and Jessica were truly wonderful. They are punctual, kind, and gracious. Many thanks...."
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4.8
(27 reviews)
"We only use Partners In Home Care once or twice a week. They do a very good job. They're very personable. We interviewed five companies and most of them were corporations. This company was more personable and down-to-earth...."
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4.5
(13 reviews)
"Home Instead Is A Great Place You Would Want For Your Loved One Or Yourself 2 B. Caregivers join them, Home Instead Gives QUALITY Care To All..."
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4.7
(4 reviews)
"All Valley Home Care San Diego is very nice. I like them. I have caregivers come into my house and help me with my husband. In terms of billing and other things, they're also very good, and I like them...."
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4.3
(8 reviews)
"My father was recently discharged from the hospital, but before he could be released, we were told he would need 24 hour care. The discharge planner recommended we call Golden Years. Carrie, the care manger, met with us at the hospital and helped us ..."
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4.8
(11 reviews)
"My friend has been using Gentiva Personal Care - San Diego for about a year now. Priscilla is very kind. She's become a friend with the person she's taking care of. She cleans very well. She gets my friend to her appointments and reminds her of her a..."
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"For nearly 20 years, TheKey—formerly Home Care Assistance—has delivered quality in-home care, supporting older adults with a wide range of n..."
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Interim HealthCare of San Diego
5625 Ruffin Rd., San Diego, CA, 92025
4.9
(15 reviews)
"My husband had wound care at home for about a month. We saw Heide C. R.N. three times per week and she gave excellent care. She is very personable, thorough, experienced and dependable. She really put us at ease. If we ever need this service ag..."
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5.0
(10 reviews)
"We receive great care through Interim...."
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5.0
(9 reviews)
"The caregivers from A Step Above Caregiving, LLC pretty much do what we ask them to do. We have caregivers over during the night and they give her showers, wash her hair, and make sure she doesn't fall. They also check her blood sugar and give her sn..."
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5.0
(5 reviews)
"Sofia is a great person loving care giver She cooks wonderful healthy food She looked after me like family ..."
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5.0
(4 reviews)
"I go through them to take care of my mother, she has had dementia for 4 years and they have been there every step of the way, they stay the night with her and are there for EVERYTHING! They are very reliable I don’t know what I would do with out thes..."
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5.0
(2 reviews)
"My dad had knee surgery recently and needed help with mobility, errands and transportation since my mom could not help. We hired Api Home Care to help them during the day & they have been great. With his needs constantly changing they have been very ..."
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5.0
(2 reviews)
"Excellent/responsive agency with professional/kind caregivers who cared for my 94-year-old mother in our home. ..."
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5.0
(1 reviews)
"After my wife got diagnosed with Parkinson’s disease, she required more hands-on care. She could no longer walk more than five feet without getting assistance. She was a fall risk. All Heart Home Care provided a caregiver who has years of experience ..."
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4.5
(2 reviews)
"Always There HomeCare took care of my mother for over 8 years, she just recently passed away and they were wonderful. They took excellent care of her and she always had a smile on her face when I came to visit her. Thanks your team of caregivers did ..."
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4.5
(2 reviews)
"We've been using Salus Homecare for almost 2 months. The caregivers are excellent, and I'm very pleased. They're very good. They do anything I ask them to do. ..."
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3.0
(1 reviews)
"My experience with A Caring Touch Home Care was not good. I went through around 10 caregivers, and I still wasn’t getting anywhere. They weren’t experienced, and it was so frustrating. The caregivers were putting Mom in her wheelchair and bringing he..."
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"Addus is proud to be a nationally recognized provider of high quality, in-home care services with over 30 years experience. Our breadth of s..."
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On this page:
- Home Care Services in National City, California
- Paying for Home Care in National City, CA
- Financial Assistance for Home Care in National City, CA
- Free & Low-Cost Home Care Resources in National City, CA
- Determining Your Loved One’s Need for In-Home Care
- Guidelines for Talking About In-Home Care
- Frequently Asked Questions
Paying for Home Care in National City, CA
The Cost of Home Care in National City, CA
Home care in National City is costlier when compared with state and national medians. The typical National City resident pays $286 per month more than the equivalent Californian and $1,430 more than the average American. Comparisons with nearby cities also find National City seniors paying more, typically $476 when compared with Los Angeles, $286 with Riverside and $572 with Oxnard. The widest gap between National City and nearby cities is with El Centro, where seniors can pay $2,955 less per month.
National City
$6,387
California
$6,101
United States
$4,957
El Centro
$3,432
Los Angeles
$5,911
Oxnard
$5,815
Riverside
$6,101
The Cost of Home Care vs. Other Senior Care Options in National City, CA
Home care costs a median of $6,387 in National City, while seniors receiving limited medical care from home health care agencies typically pay an additional $86 per month. Genworth’s Cost of Care Survey with details on home care and assisted living shows the latter is cheaper by $912 per month. Seniors getting adult day health care pay $4,329 for even greater savings. Nursing homes are the costliest care option, typically costing $2,997 more than home care.
Home Care
$6,387
Home Health Care
$6,473
Adult Day Health Care
$2,058
Assisted Living
$5,475
Nursing Home Care (semiprivate room)
$9,384
Note: Data for National City was unavailable, so data for the nearest city, San Diego, was used instead.
Financial Assistance for Home Care in National City, CA
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in National City, CA
Seniors in National City can use state and local programs as they age in place. The programs may make homes safer and more energy-efficient and help seniors get nutritious meals every day. The following table includes some of the free and low-cost resources available with links to each and an overview of what they can do.
| Resource | Contact | Service |
|---|---|---|
| Weatherization Services | (619) 409-7588 | Income-eligible seniors in National City may qualify for Weatherization Services. They can make homes more energy-efficient and therefore reduce consumption and costs. This could mean replacing inefficient appliances, sealing sources of heat intrusion/loss and replacing insulation. The program will also install smoke alarms and carbon monoxide detectors, if necessary. |
| Meals on Wheels San Diego County | (619) 260-6110 | Homebound adults aged 60+ qualify for home-delivered meals in National City for $4 to $7 per day, depending on the meals ordered. The nonprofit delivers one or two meals Monday to Friday, with extra meals delivered on Saturdays for the weekend. |
| State Property Tax Postponement Program | (800) 952-5661 | Homeowners aged 62+ may be eligible for the State Property Tax Postponement Program, which allows them to defer their current-year property taxes. To qualify, the home they reside in must be their principal address and the gross household income must be within the limits for that year. |
| AARP Foundation Tax Aide Program | (619) 691-5069 | Each tax period, AARP's IRS-certified volunteers help seniors prepare their taxes. Seniors can drop off their paperwork at a designated center for the volunteer to complete the work for them or communicate by phone and email so they can work together. The service is free. |
| Home Repair Program | (858) 694-4847 | Homeowners with single-family homes can borrow up to $25,000 at 3% interest calculated annually. The loan must be used to pay for home repairs. Seniors in mobile homes may qualify for a non-repayable grant of $12,000 to cover the costs of making their homes safer and more accessible. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
